Memory Care Communities in Arlington Heights, IL

Memory Care costs in Arlington Heights start around $9,050 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Arlington Heights and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Arlington Heights’ memory care facilities often accept multiple payment methods, making long-term care accessible to seniors with varying financial resources. Many local facilities accept Medicaid and Medicare for certain types of services, and our Caring.com database identifies over 40 facilities that accept veterans’ benefits. Seniors also use their personal income and assets to meet expenses not covered by insurance or government programs.

• Medicaid: Illinois’ Medicaid program pays for memory care services for qualified individuals through the Illinois Supportive Living Program and Illinois Medicaid-Medicare Alignment Initiative. These programs cover expenses related to custodial care, transportation, housekeeping and meal services.
• Medicare: Memory care residents with complex medical needs use their Medicare coverage to pay for skilled nursing services and rehabilitative therapies. However, nonmedical services, such as personal care, fall outside the program’s coverage.
• VA Benefits: Three types of VA benefits apply to memory care expenses, including Aid and Attendance, Housebound benefits and the Geriatrics and Extended Care program. These programs help seniors reduce out-of-pocket costs for personal care, housing, meals and recreational activities.
• Private payments: Seniors’ personal income and assets help them manage remaining memory care costs. Facilities accept private payments for all types of expenses, including room and board, meals, personal care and recreation.

Arlington Heights, Illinois has a low crime rate for violent crime and property crime. This might appeal to some of the city’s senior citizens, 19.3 percent of the population, and their families, especially those who are caring for loved ones with Alzheimer's disease or other types of dementia. Approximately 220,000 residents in Illinois have Alzheimer’s disease, and those who live in Arlington Heights will find three memory care facilities in the city. The Illinois Department of Public Health ensures that all facilities that have memory care or dementia-related units follow the guidelines set by the Alzheimer’s Disease and Related Dementias Services Act. 

Benefits

• Arlington Heights joined the AARP Age-Friendly Network in 2018, highlighting its commitment to creating a favorable environment for older adults. Memory care residents and their families benefit from affordable housing units, easy-to-use public transportation and internet accessibility.
• Arlington Heights reports 10 crimes per 1,000 residents every year, making it safer than 44% of U.S. communities of all sizes. To further promote residents’ safety, memory care facilities often have security features, such as gated entry, alarm systems and surveillance cameras.
• Illinois’ retiree-friendly tax laws allow full exemptions for Social Security benefits, pensions and income from 401(k) accounts. Although the sales tax rate comes in among the highest in the nation, memory care residents benefit from reduced taxes on groceries and medication.

Drawbacks

• The cost of living in Arlington Heights exceeds the national norm by over 8% and may prohibit some from finding affordable care. Fortunately, many local memory care centers accept payment through Medicaid and the VA’s Geriatrics and Extended Care program.
• Arlington Heights’ weather, which brings hot, humid summers and cold, snowy winters, may not appeal to seniors who enjoy spending time outdoors year-round. To promote comfort, many local memory care centers have indoor recreational areas and unit-controlled thermostats in residents’ rooms.