Memory Care Communities in Newport Beach, CA

In Newport Beach, seniors pay approximately $6,563 per month for memory care, lining up with California’s norm but surpassing the national average of $5,625. In El Centro, rates run $1,125 higher than in Newport Beach, and in San Diego, monthly fees surpass Newport Beach’s median rate by nearly $300. For seniors seeking more economically priced care, memory care rates in Riverside come in at $5,000 monthly.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Newport Beach charge a typical monthly rate of $6,563.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Newport Beach's memory care communities charge $6,563 for residential services, exceeding the cost of most other types of senior care except nursing home care. This option, which provides extensive medical care and monitoring in an institutional setting, costs $9,125 monthly. For seniors who prefer to remain in their own homes, agencies charge $5,911 for non medical in-home care services, such as personal care and light housekeeping, and specialized home health care services, such as skilled nursing care. Additionally, seniors who don’t require memory support pay $5,250 in standard assisted living facilities for housing and personal care, and those who attend adult day health care facilities pay $1,652 for personal care services, meals and recreation in a daytime community. 

The California Department of Social Services oversees licensing and operations for all memory care facilities in Newport Beach and the rest of the state. This department publishes regulations for housing amenities, staffing ratios and the scope of care facilities must provide, and it conducts regular inspections to ensure compliance with these rules.

• Newport Beach scores 55 points on the AARP Livability Index compared to 48 nationally, meaning it has more benefits and accommodations for older adults than a typical city. Across the index’s seven categories, the city scores especially strong in Health with a rating of 91 for factors such as its lack of healthcare worker shortages, low rate of preventable hospitalizations and high patient satisfaction rating of 83% compared to 69% nationally.
• In Newport Beach, where the overall cost of living runs 40.6% above the national norm, seniors typically put a higher portion of their income toward living and care expenses compared to residents in a typical U.S. city. While this puts local memory care services out of reach for some seniors, some facilities in the region accept the state’s Assisted Living Waiver, which covers residential services for qualified individuals.
• Newport Beach sits in Orange County, a dementia-friendly community with a coalition of government, nonprofit organizations and locally owned businesses committed to creating better living conditions for those with memory loss. Through the county, seniors and families in Newport Beach can obtain over-the-phone counseling and advice, educational resources related to managing dementia and access to in-person and virtual support groups.
• Temperatures in Newport Beach range from lows of 48 degrees Fahrenheit in the winter to highs of 79 degrees Fahrenheit, making the city a prime option for seniors who enjoy therapeutic outdoor activities. While humidity levels may occasionally be high in July, residents rarely notice humidity throughout the rest of the year, maximizing comfort for those sensitive to heat.
• California has a full exemption for Social Security benefits, meaning seniors who rely solely on this form of income find the state’s tax laws to be friendly toward retirees. While the state taxes pension income and money seniors take out of pre tax retirement accounts, it has a senior income tax exemption to reduce some of the tax burden.