For seniors looking for a great place to retire, Utah should be high on the list. The outdoor recreation opportunities found in Utah’s beautiful national parks and the clean air quality are beneficial, and the state has a higher-than-average life expectancy. Utah is one of the top 10 places to retire, according to Kiplinger. These perks may be why 11.4% of the 3.2 million people who call Utah home are age 65 and older.

Independent living communities provide independence without assistance with the activities of daily living. They have perks like community activities, low-maintenance housing and occasional wellness checks. Independent living is ideal for Utah seniors who can take care of their daily living needs but want to enjoy an active, low-stress retirement.

The cost of assisted living in Utah is lower than average compared to both nearby states and the United States as a whole. Based on data from the 2020 Genworth Cost of Care Survey, seniors can expect to pay $2,310 a month for independent living communities in Utah.

This guide explores the costs of independent living in Utah, how seniors can pay those costs and resources they can use to encourage independence throughout their retirement years.

The Cost of Independent Living in Utah

Note: There is no definitive source of information regarding the cost of Independent Living in Utah; however, it’s about 30-40% less than Assisted Living per month. By taking Assisted Living costs from Genworth Financial’s Cost of Care Survey for 2021 and subtracting 35%, we’ve estimated how much seniors will pay for Independent Living.

Utah has the least expensive Independent Living costs in the region, and it’s significantly cheaper than the national average of $2,925 per month. The three other states that make up the “Four Corners” – Colorado, New Mexico and Arizona – have average costs of $3,088, $2,924 and $2,600 per month, respectively. Wyoming, the least populous state in the nation, has a median price of $2,710 per month for Independent Living. Nevada’s average price is about $160 more than Utah’s and Idaho’s is about $220 more per month. 

$2275

Utah

$2925

The United States

$2495

Idaho

$2710

Wyoming

$3088

Colorado

$2924

New Mexico

$2600

Arizona

$2438

Nevada

In the cities of Utah where cost information is available, Independent Living costs are similar. Logan has the least expensive average in the state at $2,145 per month, but Salt Lake City averages just $7 a month more at a median price of $2,152. Provo, which is just south of Salt Lake City, has the highest Independent Living costs in the state at $2,402 per month. Near the border with Nevada and Arizona, the city of St. George has a median price of $2,275 per month for Independent Living. 

$2152

Salt Lake City

$2275

St. George

$2402

Provo

$2381

Ogden

$2145

Logan

Independent Living costs in Utah are very affordable compared to other types of senior living and care. This is one of the few states where Independent Living is less expensive per month than Adult Day Care. Assisted Living is about $1,200 more per month than Independent Living. In-Home Care costs an average of $5,625 per month, and Home Health Care costs about $100 more due to the light medical services it provides. Like all states, Nursing Home Care in Utah is the most expensive type of senior care at $7,178. 

$2275

Independent Living

$5625

In-Home Care

$5720

Home Health Care

$1939

Adult Day Care

$3500

Assisted Living Facility

$7178

Nursing Home Care

Can You Use Medicare or Medicaid to Pay for Independent Living in Utah?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assisted Living in Utah.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Utah

Independent living communities in Utah are typically more affordable than assisted living and nursing home services, but they still have a cost. Seniors have a number of options to help them pay for this type of living arrangement.

Because medical insurance does not cover independent living community costs, long-term care insurance may. Selling the senior’s home or using it as a rental home, then using those proceeds to pay for independent living costs, is another option. If a senior owns a home that other family members want to live in, a reverse mortgage can free up the funds for independent living.

To get more ideas about how to pay for independent living, visit the independent living guide.

Independent Living Resources in Utah

Utah seniors residing in an independent living community may need additional financial or healthcare assistance from time to time. Throughout the state, resources are available to assist seniors in these areas. Below is a list of the available resources that provide help to seniors and their caregivers to encourage independent living.

Resource
Contact 
Service
(801) 328-8891
Utah Legal Services provides free legal help to low-income Utah residents, including many seniors living on a fixed income. Three offices located in Salt Lake City, Provo and St. George serve the entire state. Seniors can get help with Social Security and Medicare cases, housing problems, estate planning and guardianship cases through this program.
(800) 772-1213
Seniors in Utah can contact the Utah Division of Aging and Adult Services to get free counseling about their Medicare health insurance choices. This counseling is through the Senior Health Insurance Program. SHIP counselors are unbiased and offer one-on-one counseling to help seniors find and utilize their Medicare benefits.
(801) 538-4171
Through local senior centers and the Meals on Wheels program, the Utah Department of Human Service’s Nutrition Program ensures seniors get adequate food. Seniors can contact their local Area Agency on Aging to find out about nutrition programs in their areas or to request a nutrition assessment to ensure they're getting enough healthy foods.
211
Utah’s 211 hotline provides free, confidential help to anyone who calls. This program connects seniors and other needy Utah individuals with organizations and programs that can help them with their financial or healthcare needs.
(801) 538-4171
Seniors can connect with resources available to them in their local communities by connecting with the local Area Agency on Aging. The AAA provides help for seniors and their caregivers to understand their rights and take advantage of assistance programs that are open to them. Types of programs include nutrition assistance, transportation assistance, SHIP counseling, senior centers and utility assistance.
(801) 326-2372
Seniors in Utah who served in the armed forces can get help and support through the Department of Veterans Affairs. This may include access to medical care, medical insurance, financial support and burial or insurance services.

COVID-19 Rules for Independent Living in Utah

The following information is based on research done on several government websites, including coronavirus.utah.gov. These rules apply to Independent Living Communities and other types of senior living facilities. We’ve most recently updated this data on 2/15/2022, but since COVID-19 is a rapidly evolving pandemic, contact your local senior living facility or Area Agency on Aging for more specific and up-to-date information.

Visitation Policies

Rules for Utah Communities

Are loved ones allowed to visit to provide emotional support?

Yes (Conditions Apply)

Are relatives allowed to visit for end-of-life care?

Yes

Are residents required to quarantine after visiting with a loved one?

No

Are visitors required to wear PPE (including masks) in order to visit residents?

Yes

Are non-medical contractors (such as hairdressers and entertainers) allowed in senior living facilities?

Yes

Are visitors checked for elevated temperatures?

Yes

Are visitors required to answer questions about health, travel, and potential virus contact?

Yes

Outings & Social Activities

Rules for Utah Communities

Are residents allowed to leave (errands, visiting family, etc.) for non-medical reasons?

Yes

Are residents who leave required to quarantine when they return?

No (Conditions Apply)

Are senior living communities required to cancel all group outings?

No

Are residents allowed to eat meals together in a common area?

Yes (Conditions Apply)

Are residents allowed to gather in common areas for group activites?

Yes (Conditions Apply)

COVID-19 Safety Measures for Staff and Residents

Rules for Utah Communities

Are staff members regularly required to do a temperature check?

Yes

Are staff members regularly tested for COVID-19?

Yes (Conditions Apply)

Are staff members members regularly required to do a health and safety screening, including questions about travel, contact with positive cases, etc?

Yes

Are residents regularly screened for COVID-19 symptoms?

Yes

Are residents regularly checked for elevated temperatures?

Yes

Are residents regularly tested for COVID-19?

Yes (Conditions Apply)

Find Independent Living Communities in Utah

Use the tool below to find Independent Living Communities near you – if you’d like to search in a specific city in Utah, simply put that in the search bar below.

2018, 2019, 2020, 2021, 2022

Pacifica Senior Living Millcreek

777 East 3900 South, Salt Lake City, UT, 84107

Pacifica Senior Living Millcreek is conveniently located in a suburb 15 minutes south of Salt Lake City. It is only a block from St. Mark’s Hospital and is close to shopping centers, restaurants and p … (read more)
Pacifica Senior Living Millcreek is conveniently located in a suburb 15 minutes south of Salt Lake City. It is only a block from St. Mark’s Hospital and is close to shopping centers, restaurants and p … (read more)

The Ridge Foothill

2363 S. Foothill Drive, Salt Lake City, UT, 84109

The Ridge Foothill is an exceptionally well-reviewed independent living, assisted living and memory care community in Salt Lake City, Utah near Highway 186 by Parleys Historic Nature Park. In their re … (read more)
The Ridge Foothill is an exceptionally well-reviewed independent living, assisted living and memory care community in Salt Lake City, Utah near Highway 186 by Parleys Historic Nature Park. In their re … (read more)

Legacy Village of Sugar House

1212 E. Wilmington Avenue, Salt Lake City, UT, 84105

Legacy Village of Sugar House was absolutely beautiful. It’s actually new (only four or five years old). We didn’t choose this one because if you go from the bedroom to the bathroom, instead of going … (read more)
Legacy Village of Sugar House was absolutely beautiful. It’s actually new (only four or five years old). We didn’t choose this one because if you go from the bedroom to the bathroom, instead of going … (read more)

Park Lane Senior Living

680 E 100 S, Salt Lake City, UT, 84102

• Centrally located in downtown Salt Lake City • Active Social Groups including dinner groups & book club • All Day Dining • Beautiful atrium
• Centrally located in downtown Salt Lake City • Active Social Groups including dinner groups & book club • All Day Dining • Beautiful atrium

Escalante at Coventry

6898 S 2300 E, Salt Lake City, UT, 84121

My mother will be moving here on September 15th. The grounds are beautiful and appeared to me to be more like an apartment-style living, which is something my mom is still looking forward to. She’s st … (read more)
My mother will be moving here on September 15th. The grounds are beautiful and appeared to me to be more like an apartment-style living, which is something my mom is still looking forward to. She’s st … (read more)

The Wellington

4522 South 1300 East, Salt Lake City, UT, 84117

The Wellington is a senior living facility located outside Salt Lake City, in the foothills of the Wasatch Mountains. It’s conveniently located between I-15 and I-215 close to shopping centers, restau … (read more)
The Wellington is a senior living facility located outside Salt Lake City, in the foothills of the Wasatch Mountains. It’s conveniently located between I-15 and I-215 close to shopping centers, restau … (read more)

2017

Chateau Brickyard

3080 S. 1300 E., Salt Lake City, UT, 84106

Chateau Brickyard was great. The people were nice and the rooms were big. It was clean. The two people I met were very nice. They have elevators. They worked on their own generators in case something … (read more)
Chateau Brickyard was great. The people were nice and the rooms were big. It was clean. The two people I met were very nice. They have elevators. They worked on their own generators in case something … (read more)

2016

Highland Cove

3750 Highland Drive, Salt Lake City, UT, 84106

The personnel at Highland Cove were superb. Everyone greeted you with such cordiality. We met the tour director, the manager, and the sales director, and everyone was so sociable. It was on a 14-acre … (read more)
The personnel at Highland Cove were superb. Everyone greeted you with such cordiality. We met the tour director, the manager, and the sales director, and everyone was so sociable. It was on a 14-acre … (read more)

St. Joseph Senior Living Apartments

425 E Bishop Federal Ln, Salt Lake City, UT, 84115

St. Joseph Senior Apartments is really great. I haven’t had a chance to move in there yet, but so far, they’ve been working with me really well with what I need to get. The staff was really great, and … (read more)
St. Joseph Senior Apartments is really great. I haven’t had a chance to move in there yet, but so far, they’ve been working with me really well with what I need to get. The staff was really great, and … (read more)

Silvercrest Senior Community

2099 W 4700 S., B-100, Salt Lake City, UT, 84129

When I first went to Silvercrest Senior Community I was really impressed, and I was really impressed with their manager. She’s really awesome. She took me all over, gave me my tour, and answered all m … (read more)
When I first went to Silvercrest Senior Community I was really impressed, and I was really impressed with their manager. She’s really awesome. She took me all over, gave me my tour, and answered all m … (read more)

Olympus Ranch

971 E 5600 S, Murray, UT, 84121

We toured Olympus Ranch. It was fine. We like it. We had a good impression. We stayed there for lunch. The person who gave us the tour did a good job. She took us around and she showed us all the faci … (read more)
We toured Olympus Ranch. It was fine. We like it. We had a good impression. We stayed there for lunch. The person who gave us the tour did a good job. She took us around and she showed us all the faci … (read more)

2015, 2016, 2017

Truewood by Merrill, Taylorsville

2011 W 4700 S, Taylorsville, UT, 84129

Golden Living Taylorsville is an assisted living facility centrally located in Taylorsville, UT. The community offers studio apartments equipped with in-room kitchenettes and cable television. The on- … (read more)
Golden Living Taylorsville is an assisted living facility centrally located in Taylorsville, UT. The community offers studio apartments equipped with in-room kitchenettes and cable television. The on- … (read more)

2015, 2016

Truewood by Merrill, Bountiful

1150 South Main Street, Bountiful, UT, 84010

Heritage Place Assisted Living is nestled in Bountiful, Utah, close to the Davis County Library, Gateway Crossing Shopping Center and numerous parks. Visitors are impressed by the facility’s spacious … (read more)
Heritage Place Assisted Living is nestled in Bountiful, Utah, close to the Davis County Library, Gateway Crossing Shopping Center and numerous parks. Visitors are impressed by the facility’s spacious … (read more)