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Assisted Living Communities in Oshkosh, Wisconsin

Serving as the seat of Winnebago County, Oshkosh sits on the western shore of Lake Winnebago. In 2024, assisted living facilities in this community charge around $5,975 monthly, with local fees...

Directory of Assisted Living in Oshkosh, WI

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The Cost of Assisted Living in Oshkosh, WI and Nearby Cities

The 2024 Genworth Cost of Care Survey finds a monthly median assisted living rate of $5,975 in Oshkosh. This cost surpasses Wisconsin’s norm by $475 and the national median by $625, but it compares favorably to rates in several nearby cities. For example, it offers an affordable alternative to care in Milwaukee and Fond du Lac, where seniors pay respective rates of around $6,183 and $6,800. However, in Green Bay, monthly fees trend lower at approximately $5,200.

Oshkosh

$5,975

Wisconsin

$5,500

United States

$5,350

Appleton

$5,830

Green Bay

$5,200

Fond du Lac

$6,800

Milwaukee

$6,183

Paying for Assisted Living in Oshkosh, WI

Financial Assistance for Assisted Living in Oshkosh

Eligible seniors in Wisconsin can receive additional Social Security income to help pay for assisted living through the Exceptional Expense Supplement for Members of Supplemental Security Income (SSI) program. Additionally, Medicaid’s Medical Assistance Personal Care program can provide financial aid to seniors residing in an ALF with less than 20 residents.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.

The Cost of Other Types of Senior Living in Oshkosh, WI

Assisted living rates in Oshkosh run around $5,975 per month, making this long-term care solution the most economical in the city. By comparison, seniors who need skilled nursing services pay higher rates of $6,101 for home health care. Additionally, nursing homes charge more than double the rate of assisted living, with those in semi-private rooms paying roughly $12,167.

Home Health Care

$6,101

Assisted Living Facility

$5,975

Nursing Home Facility (semi-private room)

$12,167

Free Assisted Living Resources in Oshkosh

These resources are examples of how families can get financial assistance to help make assisted living an affordable option. There’s also information on how to deal with concerns about the standard of care provided to seniors already in an assisted living facility.

ResourceContactService
VA Aid and Attendance Benefits(920) 965-0001U.S. military veterans and their spouses who are currently residing in assisted living facilities can apply for the VA Aid and Attendance benefit. It’s a monthly payment included in the VA pension that’s intended to help cover some care costs. There’s no requirement to pay the benefits back, which can be up to $1,881 per month for a single vet, $2,230 for a couple and $1,209 for a surviving spouse. VeteranAid.org provides a useful tool on its website for seniors to check if they qualify.
Long-Term Care Ombudsman(800) 815-0015The Long-Term Care Ombudsman is a division of the Board on Aging & Long Term Care. The ombudsman investigates complaints made by seniors regarding their care, mediates disputes between seniors, their families and the owners of care communities and educates residents about their rights. Additionally, the ombudsman works with families looking for the ideal facilities for their loved ones. This can include providing them with data held on file about the facilities.
Medicare Counseling – Benefits Specialists(877) 886-2372Seniors in Oshkosh and Winnebago County can get counseling services regarding various benefits free of charge. The counselors provide unbiased information and advice on a range of benefits for older residents. These can include evaluating existing Medicare plans to determine if they provide seniors with the coverage they need and helping them choose the best plans to cover shortfalls. Although this may include private health care insurance, the counselors will not try to sell those plans. Additionally, they can help low-income seniors who may be eligible for the Medical Assistance Personal Care program, which can provide financial help for those in assisted living, but it won’t cover room and board costs.
Greater Wisconsin Agency on Aging (GWAAR)(608) 243-5670GWAAR is a multiple-purpose resource for seniors and their families in Oshkosh. It provides assistance but can also refer seniors to other service providers, such as legal services that specialize in Elder Law.

Assisted Living Laws and Regulations in Oshkosh

Oshkosh-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Calvin

I visited this facility

Review of Evergreen Retirement Comm

We toured Evergreen. The facilities and everybody were nice and informative and looked like a well-kept place. They had happy hours and activities for the residents to do. They have all the amenities.

Read more

Assisted Living

Calvin

I visited this facility

Review of Bella Vista

We toured Bella Vista. It's a very nice place and well-kept, and a lot of opportunities for entertainment for the residents. The rooms are very nice. We looked at one-bedroom apartment-type rooms...

Read more

Assisted Living

selma

I am a friend or relative of a current/past resident

Review of Arborview Manor

Rooms could use physical upgrading and better housekeeping. Food either over cooked and rubbery and/or cold not really a pleasant experience with dining. Staff not very engaging with residents...

Read more

Helpful Articles

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Other Options in Oshkosh, WI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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