Oshkosh is located between Lake Winnebago and Lake Butte des Morts. It’s home to 67,000 people, of whom 14.1% are in the 65+ age group. The city is popular with seniors who enjoy its diversity of outdoor activities, such as fishing on the lakes and wandering in the gardens at the Paine Art Center. Oshkosh is also a city of museums, with the EAA Aviation Museum and the Oshkosh Public Museum being particular favorites.

For some seniors, the aging process makes everyday tasks, such as preparing meals, more challenging. It can also be difficult for seniors to relinquish independence, which is why assisted living communities can be a good compromise. They offer secure environments where staff handle the everyday tasks, leaving seniors to get on with their lives, knowing help is near. Costs for assisted living in Oshkosh, according to the 2020 Genworth Cost of Care Survey, average at $4,908 per month. This is almost 11% more than the state average and 13% more than the national average.

This guide covers senior living costs in more detail. It also discusses the pros and cons of living in Oshkosh and lists some resources for families considering assisted living.

Directory of Assisted Living Facilities in Oshkosh, WI

Bella Vista

631 Hazel Street, Oshkosh, WI, 54901

Bella Vista, an assisted living community on the shores of Lake Winnebago, is in Oshkosh, Wisconsin. The Menominee Park Zoo is within walking distance, and it’s just a few blocks to a lake fishing spo … (read more)
Bella Vista, an assisted living community on the shores of Lake Winnebago, is in Oshkosh, Wisconsin. The Menominee Park Zoo is within walking distance, and it’s just a few blocks to a lake fishing spo … (read more)

2021

The Residence at Oshkosh

1816 Vineland Street, Oshkosh, WI, 54901

The staff has done a great job keeping us informed during these difficult times. They really seem to care about their residents. They did a great job getting my mom adjusted to her new surroundings. I … (read more)
The staff has done a great job keeping us informed during these difficult times. They really seem to care about their residents. They did a great job getting my mom adjusted to her new surroundings. I … (read more)

Evergreen

1130 N Westfield St, Oshkosh, WI, 54902

Evergreen is situated in Oshkosh, Wisconsin, just minutes from Sanctuary Aquatics, Boeing Plaza, and multiple shopping districts. This assisted living community has received high ratings for its perso … (read more)
Evergreen is situated in Oshkosh, Wisconsin, just minutes from Sanctuary Aquatics, Boeing Plaza, and multiple shopping districts. This assisted living community has received high ratings for its perso … (read more)

Gabriel’s Villa

215 North Westfield Street, Oshkosh, WI, 54902

Gabriel’s Villa is an assisted-living facility located in Oshkosh, Wisconsin, six minutes from the Oshkosh Public Museum. Visitors note that this facility is lovely and the staff is professional. Visi … (read more)
Gabriel’s Villa is an assisted-living facility located in Oshkosh, Wisconsin, six minutes from the Oshkosh Public Museum. Visitors note that this facility is lovely and the staff is professional. Visi … (read more)

Century Oaks Oshkosh

1018 W Murdock Ave, Oshkosh, WI, 54901

Century Oaks Oshkosh is cradled in the heart of Oshkosh, Wisconsin, just minutes from Paine Art Center and Gardens, with easy access to Highways 45 and 41. Visitors speak highly of the facility’s lo … (read more)
Century Oaks Oshkosh is cradled in the heart of Oshkosh, Wisconsin, just minutes from Paine Art Center and Gardens, with easy access to Highways 45 and 41. Visitors speak highly of the facility’s lo … (read more)

Centennial Inn

1628 North Main Street, Oshkosh, WI, 54901

Centennial Inn is located in downtown Oshkosh, Wisconsin, the second largest city in the state. This assisted living facility is just minutes from Interstate 41, Parkview Health Center and the Wittman … (read more)
Centennial Inn is located in downtown Oshkosh, Wisconsin, the second largest city in the state. This assisted living facility is just minutes from Interstate 41, Parkview Health Center and the Wittman … (read more)

Summit House

2501 HARRISON ST, Oshkosh, WI, 54901

Summit House is an assisted living facility located in Oshkosh, Wisconsin, home of the Pollock Community Water Park. Visitors remark that this facility has beautifully landscaped grounds and tree-line … (read more)
Summit House is an assisted living facility located in Oshkosh, Wisconsin, home of the Pollock Community Water Park. Visitors remark that this facility has beautifully landscaped grounds and tree-line … (read more)

Eastbrooke & Westbrooke Manor

3504 W. 20th Avenue, 3508, Oshkosh, WI, 54904

Eastbrooke & Westbrooke Manor is located close to Camp Scholler in Oshkosh, Wisconsin. Residents are pleased by common rooms where they can play games and socialize in the evening. Families are al … (read more)
Eastbrooke & Westbrooke Manor is located close to Camp Scholler in Oshkosh, Wisconsin. Residents are pleased by common rooms where they can play games and socialize in the evening. Families are al … (read more)

Arborview Manor

1520 ARBORETUM DR, Oshkosh, WI, 54901

Located near the banks of Lake Butte des Morts in Oshkosh, Wisconsin, Arborview Manor is an assisted living facility with a resident capacity of 39. Community members give high marks to its tree-lined … (read more)
Located near the banks of Lake Butte des Morts in Oshkosh, Wisconsin, Arborview Manor is an assisted living facility with a resident capacity of 39. Community members give high marks to its tree-lined … (read more)

Care Partners Assisted Living in Winneconne

234 S. 5th Street, Winneconne, WI, 54986

We like the location of Care Partners. They’ve got a patio that has a roof over it. They play bingo, cards, and they have people come in and sing with the residents. It’s perfect. The food is very goo … (read more)
We like the location of Care Partners. They’ve got a patio that has a roof over it. They play bingo, cards, and they have people come in and sing with the residents. It’s perfect. The food is very goo … (read more)

Emerald Ridge Assisted Living

130 Byrd Ave, Neenah, WI, 54956

My mother-in-law has moved into Emerald Ridge. The reason I chose this place is because her room is a one-bedroom apartment, and she wouldn’t have to move if she got more sicker over time. They will u … (read more)
My mother-in-law has moved into Emerald Ridge. The reason I chose this place is because her room is a one-bedroom apartment, and she wouldn’t have to move if she got more sicker over time. They will u … (read more)

Parkside Senior Living

2330 Bruce Street, Neenah, WI, 54956

Parkside Senior Living is located in Neenah, Wisconsin, a lakeside community home to shopping centers, restaurants and scenic public parks. Relatives of residents praise the facility for its Colonial- … (read more)
Parkside Senior Living is located in Neenah, Wisconsin, a lakeside community home to shopping centers, restaurants and scenic public parks. Relatives of residents praise the facility for its Colonial- … (read more)

Valley VNA Senior Care

1535 Lyon Drive, Neenah, WI, 54956


What to Consider About Assisted Living in Oshkosh

The Wisconsin Department of Health Services has overall responsibility for ensuring assisted living facilities in the state adhere to its standards. The department issues licenses to high-quality assisted living communities and revokes them from facilities that violate standards. Some monitoring work is conducted at a local level by the Long-Term Care Ombudsman who can influence licensing decisions.

Benefits and Drawbacks of Assisted Living in Oshkosh

  • According to Sperling’s Best Places, the cost of living in Oshkosh is very favorable when compared to the national average of 100. The city’s score is 81.7, which is also better than the state average of 90.9, indicating that seniors’ incomes can go further in Oshkosh. The exception is health costs, which are above average. However, other categories, such as transportation, are significantly less costly when compared to the state and country averages.
  • Although there aren’t many hospitals in and around Oshkosh, the primary medical facility, Aurora Medical Center, is rated as high-performing in treating Chronic Pulmonary Obstructive Disease and knee replacement surgery by U.S. News & World Report. Oshkosh is also less than 90 minutes from the state’s best hospitals in Green Bay, Madison and Milwaukee.
  • Seniors should expect the winters to be very cold in this part of the world, with lows of 10 degrees Fahrenheit in January being common. However, temperatures in the spring can be very pleasant, and highs of 81 degrees in the summer months aren’t unusual. There can be a significant amount of snowfall between December and March, so seniors will need to be prepared for this.
  • One of the many reasons seniors choose to live in Oshkosh is its below-average crime rates. According to Neighborhood Scout, violent crime in the city is 2.91 per 1,000 residents, compared to the U.S. average of 4. The figures for property crime also make more comfortable reading at 16.37 compared to 21. It’s worth noting that crime is usually associated with specific areas. In Oshkosh, these tend to be the city center and some neighborhoods bordering Lake Winnebago. 
  • There are several low-cost transportation solutions that can help seniors get around Winnebago County. These include free transportation in wheelchair-accessible vehicles provided to Medicaid beneficiaries by MTM Inc. and the reduced cab fares offered to adults aged 60 and over who qualify for the services provided by Oshkosh Senior Dial-A-Ride

Paying for Assisted Living in Oshkosh

In addition to revealing that the average cost of an assisted living placement in Oshkosh is $4,908, the 2020 Genworth Cost of Care Survey also showed that the costs for different types of senior care can vary greatly but also be surprisingly similar. 

The Cost of Assisted Living in Nearby Cities

Despite being above the state and national averages, Oshkosh’s assisted living fees are not the highest in the state. Seniors in Sheboygan pay a little more, at $4,950,  those in Appleton pay significantly more, at $5,500. However, some cities are more affordable. Families in Oshkosh can save approximately $222 per month if they consider Fond du Luc and $1,108 for a move up to Green Bay.

$4908

Oshkosh

$4400

Wisconsin

$4300

The United States

$5500

Appleton

$3800

Green Bay

$4686

Fond du Lac

$4950

Sheboygan

The Cost of Other Types of Senior Care

The 2020 survey doesn’t record adult day care costs for Oshkosh. However, the state average is $1,322. Despite the latter offering limited medical services, home care and home health care both have average costs of $4,957, which are above the $4,908 costs for assisted living, which also provides accommodation. By far, the most costly type of care is in nursing homes. However, families might be interested to know that the average costs for semiprivate rooms and private rooms are the same, at $9,262.

$4957

Home care

$4957

Home health care

$4908

Assisted living

$9262

Nursing home (semiprivate room)

$9262

Nursing home (private room)

Financial Assistance for Assisted Living in Oshkosh

Eligible seniors in Wisconsin can receive additional Social Security income to help pay for assisted living through the Exceptional Expense Supplement for Members of Supplemental Security Income (SSI) program. Additionally, Medicaid’s Medical Assistance Personal Care program can provide financial aid to seniors residing in an ALF with less than 20 residents.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.

Financial Assistance for Assisted Living in Oshkosh

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.

Free Assisted Living Resources in Oshkosh

These resources are examples of how families can get financial assistance to help make assisted living an affordable option. There’s also information on how to deal with concerns about the standard of care provided to seniors already in an assisted living facility.

ResourceContactService
VA Aid and Attendance Benefits(920) 965-0001U.S. military veterans and their spouses who are currently residing in assisted living facilities can apply for the VA Aid and Attendance benefit. It’s a monthly payment included in the VA pension that’s intended to help cover some care costs. There’s no requirement to pay the benefits back, which can be up to $1,881 per month for a single vet, $2,230 for a couple and $1,209 for a surviving spouse. VeteranAid.org provides a useful tool on its website for seniors to check if they qualify.
Long-Term Care Ombudsman(800) 815-0015The Long-Term Care Ombudsman is a division of the Board on Aging & Long Term Care. The ombudsman investigates complaints made by seniors regarding their care, mediates disputes between seniors, their families and the owners of care communities and educates residents about their rights. Additionally, the ombudsman works with families looking for the ideal facilities for their loved ones. This can include providing them with data held on file about the facilities.
Medicare Counseling – Benefits Specialists(877) 886-2372Seniors in Oshkosh and Winnebago County can get counseling services regarding various benefits free of charge. The counselors provide unbiased information and advice on a range of benefits for older residents. These can include evaluating existing Medicare plans to determine if they provide seniors with the coverage they need and helping them choose the best plans to cover shortfalls. Although this may include private health care insurance, the counselors will not try to sell those plans. Additionally, they can help low-income seniors who may be eligible for the Medical Assistance Personal Care program, which can provide financial help for those in assisted living, but it won’t cover room and board costs.
Greater Wisconsin Agency on Aging (GWAAR)(608) 243-5670GWAAR is a multiple-purpose resource for seniors and their families in Oshkosh. It provides assistance but can also refer seniors to other service providers, such as legal services that specialize in Elder Law.

Assisted Living Laws and Regulations in Oshkosh

Oshkosh-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.

Assisted Living Laws and Regulations in Oshkosh