The Middle Tennessee city of Crossville has less than 12,000 residents, more one in five of whom are seniors, providing a familiar small-town environment for retirement. The city is home to a high-performing hospital, which may make it a good option for those managing chronic conditions, and its low cost of living may enable older adults to stretch their retirement budgets.  

Crossville offers several assisted living facilities to meet the needs of its older population. These residential facilities provide personal care services, meals, transportation arrangements and social and recreational programming. According to the Genworth 2020 Cost of Care Survey, local seniors pay approximately $3,900 per month for assisted living, making Crossville one of the cheapest cities in the nation for this type of care. 

This introductory guide for assisted living in Crossville gives an overview of local senior care costs, along with a list of the benefits and drawbacks of living here. It also outlines local nonprofit agencies and programs that serve seniors.

Directory of Assisted Living Facilities in Crossville, TN

Dominion Senior Living Crossville

887 Woodlawn Rd, Crossville, TN, 38555

We toured Dominion Senior Living Crossville. It was an awesome place. The director was a very friendly and knowledgeable man. He was very accommodating as far as our timing and our needs and caring ab … (read more)
We toured Dominion Senior Living Crossville. It was an awesome place. The director was a very friendly and knowledgeable man. He was very accommodating as far as our timing and our needs and caring ab … (read more)

Fairfield Glade Assisted Living

637 WOODGATE DRIVE, Crossville, TN, 38571

We met with the owners of Fairfield Glade Assisted Living. They were very professional and definitely knew their stuff. They gave us the tour, and the place is clean and well-kept. They were in the mi … (read more)
We met with the owners of Fairfield Glade Assisted Living. They were very professional and definitely knew their stuff. They gave us the tour, and the place is clean and well-kept. They were in the mi … (read more)

Cumberland Ridge Assisted

458 Wayne Avenue #100, Crossville, TN, 38555

We had a great visit at Cumberland Ridge Assisted. The director was very knowledgeable, friendly, and willing to answer any questions. We saw different rooms. They have different room size options, an … (read more)
We had a great visit at Cumberland Ridge Assisted. The director was very knowledgeable, friendly, and willing to answer any questions. We saw different rooms. They have different room size options, an … (read more)

Life Care Center of Crossville

80 Justice St, Crossville, TN, 38555

I have visited many people in the facility. I think the employees work very hard for each individual in that building the respect they have for their residents are absolutely outstanding. The food the … (read more)
I have visited many people in the facility. I think the employees work very hard for each individual in that building the respect they have for their residents are absolutely outstanding. The food the … (read more)

Uplands Village Community

55 W Lake Rd, P.O. Box 168, Pleasant Hill, TN, 38578


What to Consider About Assisted Living in Crossville

In Crossville, as in the rest of Tennessee, assisted living facilities are licensed and monitored by the Tennessee Department of Health, Office of Health Care Facilities. This agency ensures a high standard of care for residents through an initial licensing process, licensing renewal procedures and annual unannounced visits.

Benefits and Drawbacks of Assisted Living in Crossville

  • Crossville residents have access to over a dozen hospitals in or near the city, including high-performing facilities such as Cumberland Medical Center in Crossville proper and Cookeville Regional Medical Center located about 30 miles away. Healthcare costs such as doctor’s office visits and dental care tend to be more expensive than in the rest of the nation, and there are 143 physicians per 100,000 people compared to the national average of 210. Many assisted living facilities provide on-site health and wellness services, which can cut down on residents’ out-of-pocket medical costs. 
  • Crossville is among the cheapest places in Tennessee to live. The local cost of living is about 18% lower than the national average and 6% lower than the state median. Housing, transportation and utilities are particularly affordable and may result in lower assisted living rates.  
  • Tennessee doesn’t have a standard income tax, meaning that seniors only pay federal taxes on retirement income. The sales tax rate is very high but property taxes are relatively low, which may benefit seniors who retain ownership of their homes after the transition to assisted living. 
  • Crossville is a member of the AARP Age-Friendly Network, meaning that its elected leadership has put together an action plan to ensure the city is comfortable for residents of all ages. Its plan features Eight Domains of Livability, which include initiatives such as civic engagement, social participation, transportation and community-based health services. 
  • Crossville reports some of the highest property crime rates in the country, with this type of crime scoring 95.1 on a 100-point crime index compared to the national score of 35.4. While violent crime rates have historically been high compared to state and national averages, this type of crime has decreased drastically in recent years and is now well below the state median and on par with the national rate.

Paying for Assisted Living in Crossville

With an average cost of $3,900 per month, Crossville is one of the most affordable cities in Tennessee for assisted living. This is over $100 less than the statewide median of $4,039 and $400 less than the national average of $4,300.

The Cost of Assisted Living in Nearby Cities

With monthly assisted living fees coming in well below the Tennessee median at $3,900, Crossville is one of the state’s most affordable cities for seniors seeking this level of care. Morristown is the least expensive city at $3,435, and in Johnson City, assisted living residents pay $3,750 per month. Crossville is a cost-effective alternative to Clarksville, where facilities charge $4,190, on average. Chattanooga is the most expensive city in the state for this type of care at $4,515 per month.

$3900

Crossville

$4039

Tennessee

$4300

The United States

$4515

Chattanooga

$3435

Morristown

$3750

Johnson City

$4190

Clarksville

The Cost of Other Types of Senior Care 

Seniors in the Crossville region pay about $3,900 per month for assisted living, making it an affordable option for those who need personal care services. This is comparable to home care, which costs $3,813, and slightly lower than specialized home health aide services at $4,004, but because assisted living includes housing and meals, it may be more cost-effective for some. Adult day health care is the cheapest senior care option at $1,538 and is for those who want to live at home and receive daytime care in a community setting. Nursing homes offer the most intensive and costliest care, with residents in shared rooms paying $7,148 per month and those in private rooms paying $7,528.

$3813

Homemaker Services

$4004

Home Health Aide

$1538

Adult Day Health Care

$3900

Assisted Living Facility

$7148

Nursing Home Facility (semi-private room)

$7528

Nursing Home Facility (private room)

Note: Care cost data for Crossville was not available, so data for the closest city, Knoxville, was used instead.

Financial Assistance for Assisted Living in Crossville

The TennCare CHOICES program, part of the Tennessee Medicaid program, can help qualified seniors pay for the cost of assisted living in Crossville. Seniors must already be on Medicaid to qualify.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.

Financial Assistance for Assisted Living in Tennessee

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.

Free Assisted Living Resources in Crossville

The Crossville area has a range of local nonprofit programs and agencies that advocate on behalf of seniors and help them find the best solutions for their care needs. The following resources provide information and referrals, benefits screenings, health insurance options counseling and advocacy for those residing in long-term care.

Resource 

Contact 

Service 

(931) 484-7416 

Fair Parks Senior Center maintains a full calendar of activities such as table tennis, bingo, corn hole, Wii games and tai chi, offering an upbeat environment for members. The center also offers wellness programs, health fairs, travel opportunities and live entertainment.

(866) 836-6678 

The local Area Agency on Aging administers numerous programs for seniors in Crossville and the surrounding region. This nonprofit agency provides information and referrals to help seniors access services in the community such as durable medical equipment loans and transportation. It also provides health insurance options counseling and long-term care ombudsman services for those in residential care communities. 

(931) 456-0090 

The county’s Veterans Services Office advocates on behalf of veterans and promotes access to benefits, including those that can help cover assisted living expenses. The local office can also help veterans connect with service-based social clubs, volunteer opportunities and financial assistance through local, state and federal programs.

(931) 528-7436 

The Legal Aid Society hosts free clinics where seniors meet one-on-one with licensed legal professionals to discuss issues such as public benefits, assisted living and age-related matters including drafting wills and assigning powers of attorney. Through this nonprofit organization, older adults can also be screened for public benefits and get help applying for Social Security Disability Insurance, Medicaid and Medicare Savings Programs.

(423) 246-6180 

The local RSVP provides volunteer opportunities at over 60 work sites in Crossville and the surrounding eight-county area. These opportunities are open to those aged 55 and over and include distributing food and clothing at Neighborhood Service Centers, volunteering at veterans’ homes and serving in local schools and hospitals.

Assisted Living Laws and Regulations in Crossville

Crossville-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.

Assisted Living Laws and Regulations in Tennessee