The 5 Best Assisted Living Facilities in Lima, OH for 2024

Lima is a small city located along the Ottawa River known for its vast grasslands, forests and other natural features. Seniors aged 65 and older make up 14% of its nearly 35,000 residents, which is less than the national and state averages of 16.8% and 17.8%. Although seniors make up a relatively smaller portion of the population, Lima provides ample opportunities for recreation and socialization through numerous cultural venues and outdoor spaces. A low cost of living and access to quality medical care adds to Lima’s appeal.

Assisted living is an excellent option for seniors who need help with daily living tasks, such as dressing, grooming and meal preparation. These facilities also prepare engaging activities and socialization opportunities for seniors, though they don't provide medical care. In Lima, the average monthly rate for an assisted living facility is $4,603, similar to state rates of $4,635 and slightly more than national rates of $4,500.

This guide explores the pros and cons of living in Lima, covers the costs associated with assisted living and compares this to nearby cities and other care options. Also provided is a list of local free and low-cost services and resources for seniors.

Assisted living facilities in Lima and statewide are licensed and regulated by the Ohio Department of Health. The department conducts unannounced inspections of all residential care facilities to ensure compliance with care requirements, operates a toll-free number for complaints and provides a current list of all residents' rights advocates within the state.

 

• A low cost of living makes Lima an attractive destination for budget-conscious seniors. Based on a cost of living index that compares cities with a normed national score of 100, Lima’s score of 72.7 is considerably less than the state’s score of 82.7. This comparatively low cost of living allows seniors and their families to save for medical care, entertainment and necessities.
• Lima is home to affordable and high quality medical care with several medical facilities around the city. The most notable hospitals include the Lima Memorial Hospital, which is high-performing in four adult procedures and conditions, and the award-winning Mercy Health – St. Rita’s Medical Center.
• Seniors in Lima have access to abundant outdoor recreational activities within the city and nearby. The city provides nearly 400 acres of outdoor recreational areas, including 11 parks and three sport facilities. Nearby rivers, lakes and reservoirs provide many opportunities for fishing and other water-based activities. Over 1500 acres of natural areas and preserves within Allen County provide nature-loving seniors with ample hiking and biking trails.
• Seniors can find plenty to do in Lima, with almost 200 dining options, several movie theaters and more than 70 unique shops. Numerous cultural opportunities are available, including several museums and an art gallery. Seniors who enjoy the performing arts have access to indoor and outdoor concerts and plays at several venues within Lima.
• Crime rates in Lima are higher than national and state averages for both violent and property crimes. On a scale from 1 to 100, Lima’s violent crime score is 45.2, which is higher than the national score of 22.7. Lima’s property crime score is 74.2, quite a bit higher than the national score of 35.4. However, seniors concerned about crime can rest assured that assisted living facilities are safe and secure, often having security features and enclosed perimeters.

 

 

The cost of an assisted living facility in Lima averages $4,603 per month. However, costs vary depending upon the amenities provided and the needed level of care.

The cost of assisted living in Lima is similar to Ohio’s costs of $4,635, but more than the national average of $4,500 per month. Assisted living in Mansfield, located east of Lima, is $195 more per month. Compared to other cities in the state, Lima is one of the more expensive options for assisted living. Dayton’s facilities average $353 less, and Springfield’s facilities cost $943 less per month. Assisted living in Columbus is also less expensive, with rates that are $518 less per month.

Lima’s long-term care costs vary widely depending upon the type of care. In-home care in Lima averages $354 more per month compared to assisted living. The monthly cost of home health care of $4,576 is comparable to Lima’s assisted living costs. The most expensive option is a nursing home facility, which costs $2,530 more per month than an assisted living facility in Lima.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.