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Nursing Home Communities in Lima, OH
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authentic reviews in Lima, OH below include nursing home with 77 reviews.
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The Cost of Nursing Home Care in Nearby Cities
In Lima, nursing home residents pay base monthly rates of $7,133, which is low compared to state and national respective norms of $7,300 and $7,908. Local care costs are about $360 less than in Columbus, and seniors may save about $440 per month by opting for care in Lima instead of Springfield. In Cincinnati, rates come in over $700 higher than the Lima average, and in Dayton, rates are the highest in the state, exceeding Lima’s norm by over $950.
Lima
$7,133
Ohio
$7,300
The United States
$7,908
Dayton
$8,091
Springfield
$7,574
Columbus
$7,490
Cincinnati
$7,848
Nursing Home Costs in Lima, OH
Nursing home rates in Lima average $7,133 for semiprivate accommodations and $8,197 for private rooms.
Financial Assistance for Nursing Home Care in Lima, OH
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Seniors in Lima have several care options available depending on the scope of their needs. Older adults who require skilled services pay $7,133 for semiprivate rooms and $8,197 for private rooms in nursing homes, and those who opt for skilled nursing at home pay much more affordable rates of $4,576 for home health care. Those who only need personal care pay $4,957 for in-home care and $4,603 for assisted living, offering significant monthly savings over nursing home rates.
Home Care
$4,957
Home Health Care
$4,576
Assisted Living
$4,603
Nursing Home (semiprivate room)
$7,133
Nursing Home (private room)
$8,197
Free & Low-Cost Resources for Seniors in Lima, OH
In Lima, older adults have access to numerous resources that may enable them to remain in their homes, even if they have increased medical and personal care needs. Agencies such as the Area Agency on Aging, the local Community Action Partnership program and the Veterans Service Commission have specialists and advisors who help older adults navigate local benefits and community-based services that may provide them with the care they need at home. The table also lists agencies with information specialists who help older adults find ways to pay for nursing home care when placement is unavoidable.
| Resource | Contact | Service |
|---|---|---|
| Area Agency on Aging | (800) 653-7723 | The Area Agency on Aging provides home-delivered meals to area residents who are at least 60 years old and housebound, and it provides local transportation services for medical appointments. It also operates the Care Coordination Program, which links seniors to community providers who may help them get necessary services at home. |
| Allen County Veterans Service Commission | (419) 223-8522 | The local Veterans Service Commission can help qualified veterans file applications for Aid and Attendance and the veterans’ home care program, which may help them avoid nursing home placement and get the care they need in their home. The office can also screen for eligibility for veterans’ home placement. |
| Long-Term Care Ombudsman | 800-542-1874 | The long-term care ombudsman advocates for nursing home residents, helps them understand their rights and can represent their interests in cases regarding excessive or inadequate care, unexpected charges and involuntary discharges. The ombudsman can also help seniors and families identify ways to pay for nursing home care. |
| Legal Aid of Western Ohio | (877) 894-4599 | This legal agency can help older adults apply for state, federal and veterans’ benefits that may help them pay for long-term care services at home or in a nursing facility. The office also helps seniors with age-related civil legal issues, such as advance planning and drafting simple wills. |
| West Ohio Community Action Partnership | (419) 227-2586 | The local Community Action Partnership has three programs that may help older adults maintain a safe environment at home, including four energy assistance programs, a water assistance program and a rent assistance program. It also provides home repairs for qualified individuals and administers mortgage and tax assistance. |
