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The 10 Best Assisted Living Facilities in Forest Lake, MN for 2024

 

Forest Lake is situated in the northeastern corner of the Minneapolis metro, giving residents access to outstanding medical facilities, cultural amenities and shopping and dining destinations. Of the city’s 21,000 residents, about 16% are aged 65 and over, fostering a social environment for those considering the area for long-term care. It appeals to seniors seeking retiree-friendly tax laws, affordable health care and modest crime rates.

Forest Lake also has several assisted living facilities that provide hands-on help to seniors with daily care needs. These facilities feature comfortable housing, daily meals and snacks and a variety of recreational activities and events throughout the week, and they’re staffed with caregivers who assist with personal care and medication management. Many facilities have apartment-style units for added privacy and comfort, and some have amenities such as libraries, multiple dining venues and dog parks. On average, seniors in Forest Lake pay $5,163 per month for this level of care, which is several hundred dollars higher than state and national norms of $4,508 and $4,500, respectively.

This guide provides more information on how local care costs compare to rates in other communities, and it outlines some of the licensing rules all facilities in the city follow.

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Assisted Living Facilities in Forest Lake, Minnesota

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What to Consider About Assisted Living in Forest Lake

All assisted living facilities in Forest Lake follow rules set by the Minnesota Department of Health, Health Regulation Division. This department licenses assisted living facilities and enforces rules related to staffing, service planning and building requirements. It also publishes relevant information for residents, including details on residents’ rights.

Benefits and Drawbacks of Assisted Living in Forest Lake

 

  • In Forest Lake, assisted living residents pay state income taxes at rates ranging from 5.35% to 9.85% on all forms of retirement income, including their Social Security benefits. While this may impact how much money some seniors can put toward their assisted living expenses, the state allows a deduction of up to $9,600 for single filers whose retirement income is below $33,700 annually.
  • The overall cost of living in Forest Lake is 10% higher than the U.S. norm and about 13 percentage points higher than the Minnesota average. Housing costs are well above what’s typical for the nation as a whole, although residents also expect to spend more on transportation, groceries and utilities. Fortunately, many assisted living facilities have all-inclusive pricing, making it easy for residents to anticipate monthly living expenses.
  • Property crime occurs a little more often in Forest Lake than in a typical U.S. city, but violent crime is uncommon. On a 100-point index, the city scores 11.4 for violent crime, which is about half the nation’s norm of 22.7. While the property crime rate is several points higher than the national norm at 41.4, many assisted living facilities have features such as alarm systems and surveillance cameras to keep residents safe.
  • Year-round temperatures in Forest Lake range from 3 degrees Fahrenheit in the winter to 82 degrees Fahrenheit in the summer, and the city gets 32 inches of rain and 54 inches of snow. There are four comfortable months out of the year with temperatures between 70 and 85 degrees Fahrenheit, and humidity is rarely noticeable outside of July. To promote residents’ comfort, many assisted living facilities have individually controlled thermostats in living units.
  • Forest Lake doesn’t have a hospital within its city limits, but M Health Fairview Lakes Medical Center is located just 3 miles away. Seniors in this city spend about 15% less on health care costs than residents in a typical U.S. city, which may promote access to care for those managing ongoing health conditions.

Paying for Assisted Living in Forest Lake

 

Assisted living facilities in Forest Lake charge $5,163 per month for care.

The Cost of Assisted Living in Nearby Cities

In Forest Lake, assisted living facilities charge $5,163 per month for housing and services, which is about 15% more than average assisted living costs in the state and nation as a whole. Seniors in Duluth pay comparable rates of $5,000 for services, but in Rochester and St. Cloud, monthly fees are about 20% lower, with facilities charging monthly rates of $4,180 and $4,100, respectively. Additionally, seniors may save about $2,020 per month by opting for care in Mankato.

Forest Lake

$5,163

Minnesota

$4,508

United States

$4,500

Rochester

$4,180

Mankato

$3,135

Duluth

$5,000

St. Cloud

$4,100

The Cost of Other Types of Senior Care

Seniors in Forest Lake pay $5,163 per month for assisted living, which is modest compared to rates for most other senior care options in the city. Older adults who hire private caregivers at home pay $7,055 for basic in-home care and specialized home health care, and those who live in nursing homes pay $11,708 for shared rooms. Seniors who want to save money on long-term care expenses may consider adult day health care, which costs about $3,060 less per month than assisted living.

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Forest Lake was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Assisted Living in Forest Lake

Forest Lake residents may be eligible for financial assistance through the Elderly Waiver and the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Forest Lake

Forest Lake and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Forest Lake, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in Forest Lake

 

Forest Lake Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Laws and Regulations in Minnesota

Reviews of Communities Nearby

Assisted Living

Ben

I am a friend or relative of a current/past resident

Review of Birchwood Arbors

I Would NOT recommend this place to ANYONE - specifically the rehab facility. They continue to mess up on the food they give my grandma. I bought brand new cloths for her, and the very next day a...

Read more

Assisted Living

ReviewerFC101222C

I am a friend or relative of a current/past resident

Review of Birchwood Arbors

My mother has been at Birchwood Senior Living for at least six weeks now. She was there before and she fell and broke her hip. She was in the other building for long-term care. That wasn't working...

Read more

Assisted Living

Barb

I visited this facility

Review of Amira Choice Forest Lake

I took a tour at Cherrywood Pointe of Forest Lake for Dad like a month ago, and my sister-in-law toured it today. She liked it. They only have studio apartments available left at his care level...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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