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Assisted Living Communities in White Bear Lake, Minnesota

Our comprehensive listings and authentic reviews in White Bear Lake, MN below include 367 Assisted Living facilities with...

Directory of Assisted Living in White Bear Lake, MN

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The Cost of Assisted Living in White Bear Lake, MN and Nearby Cities

In White Bear Lake, assisted living residents pay $5,163 per month for housing and services, which is about $660 higher than state and national norms. Other surveyed cities in Minnesota have more economically priced care, with facilities in Duluth charging $5,000 per month for services and rates in Rochester and St. Cloud coming in at roughly $1,000 less than in White Bear Lake. Seniors may save up to $2,000 per month by obtaining care in Mankato as an alternative to White Bear Lake.

White Bear Lake

$5,163

Minnesota

$4,508

United States

$4,500

Rochester

$4,180

Mankato

$3,135

Duluth

$5,000

St. Cloud

$4,100

Paying for Assisted Living in White Bear Lake

Assisted living communities in White Bear Lake charge estimated monthly rates of $5,163 for care.

Financial Assistance for Assisted Living in White Bear Lake

There are several options in Minnesota for seniors who need help covering the costs associated with assisted living. Minnesota's Medicaid plan, Medical Assistance (MA), offers financial assistance to qualified seniors under their managed care programs. For seniors without Medicaid, the state has a few options such as the Group Residential Housing Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

The Cost of Other Types of Senior Living in White Bear Lake, MN

Compared to other long-term senior care options in White Bear Lake, assisted living is moderately priced at $5,163. This is nearly $1,900 less per month than the cost of in-home care and home health care. It’s also less than half the cost of nursing home care, which has base monthly rates of $11,708. Adult day health care may be a more budget-friendly alternative, with seniors paying $2,102 per month for this level of care. 

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for White Bear Lake was unavailable, so data for the nearest city, Minneapolis, was used instead.

Free Assisted Living Resources in White Bear Lake

White Bear Lake and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in White Bear Lake, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in White Bear Lake

White Bear Lake Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Patricia

I visited this facility

Review of Harbor Crossing

I went to Harbor Crossing. The tour was great. They have a lot of facilities. My sister is going into assisted living, and the building is beautiful. The amenities are lovely. The people were very...

Read more

Assisted Living

Stephanie

I visited this facility

Review of Cerenity Residence - White Bear Lake

We toured Cerenity Residence - White Bear Lake. It was fine. It was an older facility, and the units were smaller, which worked better for us. They provide the main appliances; if you want a...

Provider response

Nice to hear the feedback.

Read more

Assisted Living

Bloomingal

I am a friend or relative of a current/past resident

Review of The Waters of White Bear Lake

Nice building and grounds. Many times there is no one at the front desk, and sometimes no one answers the concierge door buzzer. Light housekeeping is basically vacuuming, no dusting. They ran...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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