Assisted Living Communities in North Branch, Minnesota

In North Branch, the 2024 Genworth Cost of Care Survey indicates that seniors pay around $5,350 per month for assisted living. While local rates align with the state and national medians, they fall well below fees in several nearby communities. For example, in Rochester, costs exceed the local norm by about $1,600, and in St. Cloud, rates run even higher at approximately $8,635.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Assisted living communities in North Branch charge approximately $5,350 per month. While adult day health care fees run lower at around $1,798, private attendance and institutional care costs run higher. For example, in-home care costs about $5,720, and those who need skilled nursing pay roughly $6,483 for home health care. Additionally, nursing home rates hover near $10,281.

The Minnesota Department of Health, Health Regulation Division, oversees and licenses assisted living facilities in North Branch. This division has an initial and annual licensing process assisted living facilities must follow, and it conducts on-site inspections. It also provides up-to-date information on legislation that affects long-term care and investigates reports of abuse or substandard care.  

• Minnesota is among the handful of states in the nation where seniors pay state income taxes on all types of retirement income, including Social Security benefits, pension income and withdrawals from retirement savings accounts. For older adults with limited incomes, residing in an assisted living facility with fixed monthly payments may provide more control over their monthly budgets.  
• The overall cost of living in North Branch is a little higher than state and national medians, which may be a consideration for older adults moving to the city for retirement. This is mainly due to high transportation-related costs such as public transportation and auto insurance, but seniors may be able to avoid these expenses by opting for an assisted living facility that provides transportation.  
• Arrowhead Transit offers Dial-A-Ride services to older adults in North Branch to help them visit local attractions, complete errands and attend medical visits. Services are available on weekdays from 7 a.m. to 5 p.m., on Saturday from 7 a.m. to 4:30 p.m. and on Sunday from 7 a.m. to 12:30 p.m. 
• Property crime occurs at about the same frequency in North Branch compared to the state and nation as a whole. However, violent crime is very uncommon. On a 100-point crime index, the city’s property crime rate is roughly on par with the national rate at 37.6, but the violent crime rate is about half the national median at 11. This may make the city favorable for older adults researching safe retirement options in east-central Minnesota.  
• Summers in North Branch are pleasant, with high temperatures around 82 degrees F and limited humidity, which may appeal to older adults who enjoy relaxing outdoors. As is typical of the Upper Midwest, the city’s winters tend to be very harsh with lows near 0 degrees F and more than 50 inches of snow. Assisted living facilities organize indoor activities during the winter months to prevent boredom and social isolation.