Assisted Living Facilities in North Branch, MN
Located on the outskirts of the Minneapolis metro, North Branch offers a balance between a small-town environment and access to big-city amenities. It has a little less than 11,000 residents, about 13% of whom are 65 or older. Three hospitals are located within 20 miles, including Cambridge Medical Center, Fairview Lakes Medical Center and St. Croix Regional Medical Center, promoting access to a broad array of primary and specialty services, and the city has a reliable Dial-A-Ride public transportation system to make it easy to attend doctor’s appointments. The overall cost of living is consistent with the state and national averages, and crime is a relatively uncommon occurrence.
For many older adults in North Branch, assisted living provides a comfortable, engaging environment where they enjoy a low-maintenance lifestyle. These residential facilities administer personalized care services and have daily meals, housekeeping and curated social and recreational activities. The Genworth 2020 Cost of Care Survey reports that seniors in the North Branch region pay approximately $4,797 per month for care, which is a few hundred dollars higher than the national median.
This guide highlights the benefits of living in North Branch and a few things to consider before making the move, as well as an overview of local senior care costs. It also includes a resource table with helpful information on local and statewide agencies and programs for seniors.
Directory of Assisted Living Facilities in North Branch, MN
5379 383rd Street, North Branch, MN, 55056
38610 14th Ave, North Branch, MN, 55056
31274 JULLIARD STREET NE, North Branch, MN, 55056
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What to Consider About Assisted Living in North Branch
The Minnesota Department of Health, Health Regulation Division, oversees and licenses assisted living facilities in North Branch. This division has an initial and annual licensing process assisted living facilities must follow, and it conducts on-site inspections. It also provides up-to-date information on legislation that affects long-term care and investigates reports of abuse or substandard care.
Benefits and Drawbacks of Assisted Living in North Branch
- Minnesota is among the handful of states in the nation where seniors pay state income taxes on all types of retirement income, including Social Security benefits, pension income and withdrawals from retirement savings accounts. For older adults with limited incomes, residing in an assisted living facility with fixed monthly payments may provide more control over their monthly budgets.
- The overall cost of living in North Branch is a little higher than state and national medians, which may be a consideration for older adults moving to the city for retirement. This is mainly due to high transportation-related costs such as public transportation and auto insurance, but seniors may be able to avoid these expenses by opting for an assisted living facility that provides transportation.
- Arrowhead Transit offers Dial-A-Ride services to older adults in North Branch to help them visit local attractions, complete errands and attend medical visits. Services are available on weekdays from 7 a.m. to 5 p.m., on Saturday from 7 a.m. to 4:30 p.m. and on Sunday from 7 a.m. to 12:30 p.m.
- Property crime occurs at about the same frequency in North Branch compared to the state and nation as a whole. However, violent crime is very uncommon. On a 100-point crime index, the city’s property crime rate is roughly on par with the national rate at 37.6, but the violent crime rate is about half the national median at 11. This may make the city favorable for older adults researching safe retirement options in east-central Minnesota.
- Summers in North Branch are pleasant, with high temperatures around 82 degrees F and limited humidity, which may appeal to older adults who enjoy relaxing outdoors. As is typical of the Upper Midwest, the city’s winters tend to be very harsh with lows near 0 degrees F and more than 50 inches of snow. Assisted living facilities organize indoor activities during the winter months to prevent boredom and social isolation.
Paying for Assisted Living in North Branch
Assisted living facilities in North Branch charge approximately $4,797 per month for care. This is roughly $500 higher than the state rate of $4,238 and the national median of $4,300, indicating that this city is among the more expensive places to live for those in residential community care.
The Cost of Assisted Living in Nearby Cities
Seniors in North Branch pay approximately $4,797 per month for assisted living, which is high compared to the state as a whole. The only surveyed city with higher monthly fees is Mankato, where assisted living facilities charge approximately $4,968 monthly. In the state’s other surveyed cities, rates tend to be considerably more competitive. In Duluth, seniors pay $3,221, and in Rochester, care costs average $3,105. St. Cloud has the cheapest assisted living rate of $2,723.
The United States
The Cost of Other Types of Senior Care
North Branch residents pay $4,797 per month for assisted living, which is higher than the state median but affordable compared to other local care options. Older adults who live in their own homes pay $6,292 for homemaker services and $6,483 for specialized home health aide services. Nursing home rates are more than double assisted living fees, with facilities charging $11,285 for shared rooms and $12,167 for private accommodations. Those seeking more economically priced care may consider adult day health care, which costs $1,863 monthly.
Home Health Aide
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Care cost data for North Branch was not available, so data for the closest city, Minneapolis Area, was used instead.
Financial Assistance for Assisted Living in North Branch
Seniors opting for housing with services (HWS) establishments with assisted living status in Hibbing may qualify for the Elderly Waiver (EW) for those who are eligible for medical assistance or the Alternative Care (AC) Program of Minnesota’s Department of Health.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.
Free Assisted Living Resources in North Branch
North Branch seniors get information and referrals, support and financial and legal guidance from various nonprofit programs and agencies, which can help them make educated decisions regarding their long-term care. Through the following resources, local seniors can find up-to-date information on paying for assisted living and obtain one-on-one help with navigating the process of moving to a facility.
The Chisago County Senior Center is located in North Branch and provides a range of social and recreational activities to those aged 50 and over. This volunteer-run center hosts regularly scheduled dances, affordable congregate lunches, games and a variety of age-friendly exercise programs. Seniors can also rent one of the center’s rooms for family gatherings.
The Central Minnesota Council on Aging administers a range of programs for older adults in the North Branch region, including information and referrals for community-based services such as options counseling, transportation services and wellness services. It operates the Senior LinkAge Line, which seniors can contact for one-on-one help with finding local services.
The county’s Veterans Services office helps older veterans obtain benefits and services, including those that may pay for assisted living. Officers can also assist veterans in obtaining community-based services such as counseling, transportation and financial assistance.
The long-term care ombudsman advocates for those in assisted living to help them understand their rights and obtain the services in their care plans. The ombudsman can also help resolve problems with the quality of care, billing and intake and discharge procedures.
RSVP is a nationwide program that provides community volunteer opportunities exclusively for those aged 55 and over. Through this program, seniors can participate in in-person, over-the-phone and online volunteering opportunities that fit their interests and schedules.
Assisted Living Laws and Regulations in North Branch
North Branch-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.