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The 10 Best Assisted Living Facilities in North Andover, MA for 2024

North Andover is a town in Essex County with a population of nearly 32,000, including almost 5,000 seniors aged 65 or older. Located about 24 miles north of Boston, North Andover is a quiet and safe suburb sitting on the banks of the Merrimack River in the Merrimack Valley. Boasting four distinct seasons, North Andover has many things to do, including many outdoor activities for active seniors. Visiting grandkids also have numerous recreational opportunities at Stevens Pond, and the vibrant senior center provides age-appropriate programs and services for older adults.

Assisted living facilities provide personalized care combined with continued independence in a less restrictive home-like setting that many seniors seek. The average cost of assisted living in North Andover is $6,100, slightly higher than the state average but much higher than the national average.

This guide covers assisted living in North Andover, including a beneficial cost comparison of other senior care options and assisted living costs in nearby communities. It also provides an overview of the benefits and drawbacks of retiring here and a list of free resources for seniors looking for various support services.

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Assisted Living Facilities in North Andover, Massachusetts

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What to Consider About Assisted Living in North Andover

Massachusetts Executive Office of Elder Affairs certifies all assisted living residences in North Andover and throughout the state. Before it certifies an ALR, the staff of EOEA conducts an on-site compliance review to ensure the facility meets standards. These reviews also take place once every two years and when there are suspected violations.

Benefits and Drawbacks of Assisted Living in North Andover

  • Massachusetts’ sales tax rate is 6.25%, and counties or cities can’t add local taxes to this rate, so North Andover residents only pay the statewide amount. Although the sales tax rate in Massachusetts is higher than 63.5% of other states, it exempts groceries and prescription drugs, which is especially beneficial to seniors.
  • Massachusetts offers some tax breaks to retirees, but it’s not considered a tax-friendly state for seniors. The state doesn’t tax Social Security or Railroad Retirement benefits, and most government employee pension income and noncontributory military retirement plan income are also exempt. However, all other retirement income is taxed at a flat 5% rate.
  • North Andover has a high cost of living that’s about 41% higher than the national average and 14% higher than the state average. While the costs of housing, groceries, utilities, transportation and miscellaneous expenses are all higher than the national average, health care is lower. Health care costs in North Andover are lower than the national average by 17% and by about 0.5% compared to the statewide average.
  • Crime rates in North Andover are much lower, providing a safer community for seniors and other residents. On a scale of one to 100, with one being the best, North Andover ranked 8.8 for violent crime compared to the national average of 22.7 and ranked 19 for property crime compared to 35.4.
  • Summers in North Andover can get hot but are mostly mild. Residents enjoy four comfortable months when high temperatures range between 70-degrees and 85-degrees during the time many other states are much hotter. Humidity can still get unpleasant during July and August. North Andover gets an above-average amount of rainfall at about 48 inches per year and snowfall at an average of 54 inches per year. Winters can be rather cold, with the January low averaging 17 degrees and significant amounts of snow six months of the year.

Paying for Assisted Living in North Andover

According to Genworth’s Cost of Care Survey, the average cost of assisted living in North Andover is $6,100 per month. While this is only slightly higher than the state average by just $15 per month, it’s much higher than the national average by $1,800.

The Cost of Assisted Living in Nearby Cities

North Andover is an affluent community with assisted living costs that are higher than many other neighboring cities. Its costs are higher than Worcester’s by $612 per month, more than Springfield’s by $350 and higher than Pittsfield’s by $311. However, North Andover’s costs are lower than Barnstable Town by $238 per month.

North Andover

$6,100

Massachusetts

$6,085

The United States

$4,300

Worcester

$5,488

Springfield

$5,750

Pittsfield

$5,789

Barnstable Town

$6,338

The Cost of Other Types of Senior Care

Seniors may also want to compare other types of senior care to determine which best meets their budgets and level of care needs. The lowest cost option with the least amount of services is adult day health care at an average of $1,782. Seniors wanting to age in place at home can expect to pay about $5,720 for either homemaker services or home health aides. For those needing comprehensive support and nursing care, nursing home facilities may be the answer. These facilities are the highest cost option at an average of $13,383 per month for semiprivate rooms or $14,509 for private rooms.

Homemaker Services

$5,720

Home Health Aide

$5,720

Adult Day Health Care

$1,782

Assisted Living

$6,100

Nursing Home Facility (semiprivate room)

$13,383

Nursing Home Facility (private room)

$14,509

Note:  Data for Andover was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in North Andover

Eligible seniors in the North Andover area can apply for state-funded financial assistance to help pay for assisted living costs. Two government programs are offered: Group Adult Foster Care and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Paying for Assisted Living Facilities in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in North Andover

Seniors looking for free resources will find a variety of local services and programs. These are provided by government entities and nonprofits striving to ensure North Andover’s aging population has the support needed to live as safely and independently as possible.

ResourceContactService
Elder Services of the Merrimack Valley and North Shore(800) 892-0890Elder Services of the Merrimack Valley and North Shore is a private nonprofit and the designated Area Agency on Aging and Aging Service Access Point for the region. It also acts as the elder protective service agency and services 28 cities and towns in the Merrimack Valley, including North Andover. Services provided by ESMV-NS include the CareRide program, housing options, LGBT Senior Social Connection, long-term care ombudsman program, nutrition program, options counseling and protective service. It can also provide information on elder issues and referrals for necessary services.
North Andover Senior Center/Elder Services(978) 688-9560North Andover Elder Services and Senior Center is also the Council on Aging for North Andover. It advocates for older adults in the community and identifies this population’s needs to ensure it meets their social, economic, health and cultural requirements. Elder services also strive to maximize seniors’ independence and improvement of their quality of life. Programs and services include living options, health and safety programs, informative lectures, nutrition programs, monthly activities, senior health services and transportation services.
Transportation Services(978) 469-6878The Merrimack Valley Regional Transit Authority (MVRTA) Shuttle Bus provides free rides to passengers aged 60 or older to popular destinations along a scheduled route. There’s also a volunteer-provided medical transportation program to ensure elderly residents make it to important medical appointments.

Assisted Living Laws and Regulations in North Andover

North Andover-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Assisted Living

Mike Dec

I am a friend or relative of a current/past resident

Review of Ashland Farm at North Andover

My mother has since passed but this facility was one of my life's worst experiences. A constant fight to get what you are paying for. Management very difficult to deal with. Staff constantly...

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Assisted Living

Ross

I visited this facility

Review of Ashland Farm at North Andover

I went to Ashland Farm at North Andover. I know they seem very nice, very helpful, and wanted to make sure that the people who live there are part of the community and not just living in their own...

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Assisted Living

Peggy

I visited this facility

Review of Brightview North Andover

Brightview North Andover was a very friendly place. It was very clean. I really can't say anything wrong about it. The only thing was that it had a lot of corridors. Other than that, it was very...

Provider response

Hi Peggy - Thank you for visiting Brightview North Andover. If you have any other questions about senior living at Brightview, don't hesitate to reach out!

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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