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The 10 Best Assisted Living Facilities in Cumming, GA for 2024

Located in Forsyth County, Cumming is a city of approximately 6,547 people. Seniors make up 20% of the population, which is above the national average of 16.5%, indicating that Cumming is appealing to older generations. The Chamber of Commerce named it one of the best cities to live in Georgia, partly due to popular activities, such as balloon rides over Sawnee Mountain Preserve. The Aquatic Center and Lake Lanier are also favorites with seniors.

The aging process can make daily tasks more challenging, such as cleaning the home. Assisted living facilities offer a solution for seniors struggling with chores but are reluctant to give up their independence. The facilities ensure seniors retain their freedoms while living in communities that offer 24/7 security and staff who take care of daily tasks. The 2020 Genworth Cost of Care Survey revealed that average monthly costs for assisted living in Cumming are $4,263, which is above Georgia’s average of $3,500 but below the national average of $4,300.

This guide covers assisted living costs in more detail. It also discusses the pros and cons of living in Cumming and lists some resources for seniors and their families.

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Assisted Living Facilities in Cumming, Georgia

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What to Consider About Assisted Living in Cumming

The Georgia Department of Community Health is responsible for ensuring the state’s assisted living facilities conform to its standards. It has the authority to issue licenses and revoke them if a facility continually violates standards. At a local level, some work is conducted by the Office of the State Long-Term Care Ombudsman, although it has no direct authority over facilities.

Benefits and Drawbacks of Assisted Living in Cumming

  • Sperling’s Best Places’ cost of living indices are based on a national average of 100. The figure for Cumming is 116.1, indicating that it is more expensive than the typical American city. This appears to be the case in most categories, including transportation costs and utilities, although housing costs appear to be the main driver for the score. However, health care costs, which will be of particular interest to seniors in assisted living, are below the national and state averages at 87.7.
  • The average low for January is 28 degrees Fahrenheit, while in July, the average is 88 degrees. Precipitation is above average at 54.11 inches, but seniors in Cumming shouldn’t need to worry about snow-filled sidewalks, as the annual average is only one inch.
  • In terms of crime, Cumming is a city of two halves. The chances of becoming a victim of a violent crime are very low, 1 in 546, compared to the state average of 1 in 294 (which is lower than the national average). However, property crime is more of an issue, with the chances of being a victim at 1 in 25, while the state average is 1 in 42. It’s worth remembering that many assisted living communities provide 24/7 security.
  • Seniors in Cumming have access to excellent health care services, particularly considering the city’s small size. The primary medical facility is the high-performing Northside Hospital Forsyth, which includes the well-regarded Forsyth Cancer Center. Also, since Cumming is only 40 minutes from Atlanta, its seniors can easily reach nationally ranked hospitals, such as Emory University Hospital
  • Forsyth County offers several low-cost programs to help seniors get around, including Dial-a-Ride, where fares are $2 per trip. The service uses wheelchair-accessible vans.

Paying for Assisted Living in Cumming

Many factors can influence assisted living costs, which explains why a senior in Cumming can pay $4,263 while the state average is $3,500. The following examples from the 2020 Genworth Cost of Care Survey show how different costs can be between cities and types of care.

The Cost of Living in Nearby Cities

Although fees in Cumming ($4,263) are the highest in the state, they’re lower than the national average of $4,300. Less than 40 minutes from Cumming, seniors in Atlanta typically pay $4,000 for assisted living. Costs are lower in Dalton, where $3,588 is the norm, while in Athens, seniors can expect to pay approximately $3,366. The most affordable assisted living costs are in Rome, with fees averaging  $3,088. 

Cumming

$4,263

Georgia

$3,500

The United States

$4,300

Dalton

$3,588

Rome

$3,088

Atlanta

$4,000

Athens

$3,366

The Cost of Other Types of Senior Care

Despite assisted living offering accommodation with care, its average fees of $4,263 are below the costs of home and home health care, both of which average at $4,385. The Genworth survey doesn’t include adult day care costs for Cumming, but the state average is $1,355. The costs in nursing homes reflect the intense levels of care they provide. A typical semiprivate room is $6,388, while seniors who want the privacy of a private room can expect to pay $6,692 per month.

Home care

$4,385

Home health care

$4,385

Assisted living

$4,263

Nursing home (semiprivate room)

$6,388

Nursing home (private room)

$6,692

Financial Assistance for Assisted Living in Cumming

Eligible seniors can apply for financial assistance with assisted living in Cumming through two state-operated programs: Service Options Using Resources in a Community Environment (SOURCE) and the Community Care Service Program (CCSP). Both of these are Medicaid waiver programs and subject to availability.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Georgia page.

Financial Assistance in Gerogia

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Georgia page.

Free Assisted Living Resources in Cumming

The following resources can help families get help with assisted living costs and resolutions to their concerns about the communities where their loved ones reside.

ResourceContactService
Office of the State Long-Term Care Ombudsman(470) 691-1301The Long-Term Care Ombudsman advocates for the rights of seniors residing in residential care communities in Georgia. Ombudsmen make unannounced visits to care facilities to speak to residents, listen to their concerns and investigate complaints made by them, their families or third parties. Additionally, the ombudsman holds data about every licensed care home, which is available to families on request.
VA Aid and Attendance Benefits(800) 827-1000U.S. military veterans and their spouses currently residing in senior care communities can apply for the VA Aid and Attendance benefit. It’s a monthly payment added to the VA pension to help pay for care costs, with no requirement to repay payments. Each vet receives a unique figure, with the maximums being $1,881 for a single vet, $1,209 for a surviving spouse and $2,230 for a couple. Vets unsure if they qualify can find out by using the free tool on the VeteranAid.org website.
Community Care Services Program (CCSP)(770) 538-2650CCSP is a Medicaid waiver program that seniors can apply for to help with their assisted living costs. Although the program can’t finance room and board, it can help with other costs associated with care, such as medications and transportation to medical facilities. To be eligible, seniors must prove that they are U.S. citizens (or legal residents), reside in Georgia and have income levels at or below the maximum limits. Additionally, they must provide evidence from a doctor that assisted living care is suitable for their needs.
GeorgiaCares Program(866) 552-4464The GeorgiaCares Program is a State Health Insurance Assistance Program (SHIP). Counselors provide free information, advice and guidance to seniors who are Medicare beneficiaries and those who need assistance with enrolling. The counselors can help seniors understand their coverage and identify additional plans that can cover shortfalls. Although these may include private health care insurance, the counselors won’t try to sell plans as their services are unbiased. They can also help seniors with appeals.

Assisted Living Laws and Regulations in Cumming

Cumming-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Georgia are required to follow. Visit our Assisted Living in Georgia page for more information about these laws.

Assisted Living Laws and Regulations in Gerogia

Reviews of Communities Nearby

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I am a friend or relative of a current/past resident

Review of Highland Manor

My husband has moved into Highland Manor. It's pleasant, clean, well-kept, friendly, safe, and quiet. However, when you try to get anyone to help you, it's kind of hard to get someone because...

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Assisted Living

Reviewer#RD1220xy

I am a friend or relative of a current/past resident

Review of Country Gardens Lanier

My father is at Country Gardens Lanier. It is pretty basic in that they do not have enough help. One of the problems is that they do not have enough help for the number of residents they have. If...

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Assisted Living

David

I visited this facility

Review of The Phoenix at James Creek

My parents are moving into The Phoenix at James Creek. The place was only 2 years old, and they just seemed like they would do a good job. Victoria was the one who assisted me and she was really...

Provider response

David, thank you for your kind review; we are happy to pass along your comments to the team here at The Phoenix at James Creek! If you ever need anything else from us, please feel free to give us a...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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