The 10 Best Assisted Living Facilities in Camarillo, CA for 2024

 

Home to a high-performing hospital, an active senior center and a range of supportive programs and agencies for seniors, Camarillo is a popular option for retirees. Its comfortable year-round weather and low crime rates promote an active lifestyle, and its overall cost of living is consistent with statewide norms. Of the city’s 71,000 residents, about 20% are at least 65 years old, creating a social environment for assisted living residents.

Assisted living is ideal for seniors who are largely independent but need help with some daily activities such as bathing and meal preparation. These communities feature private and semiprivate studios, suites and apartments, and many feature amenities such as movie theaters, libraries and swimming pools. On average, seniors in Camarillo pay $5,750 per month for this level of care, which is high compared to the California norm of $5,250 and the state average of $4,500.

This guide provides more information on assisted living costs in Camarillo, including how other long-term care options compare in price and ways local seniors pay for services. The guide also highlights the rules assisted living communities follow and has a list of resources that may help seniors navigate their care options. 

The California Department of Social Services, Community Care Licensing Division, licenses and monitors assisted living facilities in the Camarillo region and the rest of the state. These facilities are officially licensed as residential care facilities for the elderly, and they comply with state-mandated guidelines related to staffing, building features and amenities and scope of care.

 

• The overall cost of living in Camarillo is about 50% higher than the national norm but consistent with the rest of California. Transportation costs, groceries, housing and miscellaneous expenses such as clothing and restaurant meals are considerably higher than national norms, but seniors may be able to minimize their expenses by opting for assisted living.
• Crime in Camarillo is relatively uncommon, promoting the type of environment many seniors are seeking when researching retirement options. On a 100-point index that assigns lower scores to communities with less crime, Camarillo scores 13.8 for violent crime and 25.8 for property-related offenses, putting the city among the safest communities in the region, state and nation.
• Camarillo has pleasant weather throughout the year, with daytime temperatures ranging from 67 degrees F in the winter to 78 degrees F in the summer, and days with high humidity levels are rare. The city gets just 16 inches of annual rainfall and no snow, which may appeal to those who enjoy outdoor activities.
• Camarillo is home to St. John’s Hospital Camarillo, a high-performing medical facility that specializes in cancer care, heart health and orthopedic care. On average, local health care costs come in about 7% below national norms. While there are only 183 doctors per capita compared to the national norm of 210, many local assisted living facilities have visiting physicians and telehealth services to optimize access to care.
• Seniors in Camarillo don’t pay state income taxes on their Social Security benefits, providing significant savings to those who rely primarily on this source of income, but all other types of retirement income are taxed at some of the highest rates in the nation. Local organizations such as the Area Agency on Aging provide free tax preparation, which can help qualified older adults apply for exemptions and deductions.
• Camarillo’s air quality is relatively poor, with the American Lung Association giving the region an F for ozone pollution and a D for short-term particle pollution. To keep residents safe and comfortable, assisted living facilities host indoor activities year-round for those sensitive to pollution.

 

 

Seniors in Camarillo pay an average of $5,750 per month for local assisted living services.

Assisted living facilities in Camarillo charge $5,750 per month for care, which is high compared to the state average of $5,250 and the national norm of $4,500. Seniors may find more affordable care in nearby cities, such as Santa Maria and Los Angeles, where respective care costs are lower at $5,300 and $5,250. In Hanford, rates are competitive at $4,350, and in Bakersfield, care costs are well below Camarillo’s average at $3,750.

At $5,750 per month, assisted living rates in Camarillo are economical compared to other long-term care options. Nursing home care is nearly twice the cost of assisted living, with base rates at $11,254. Seniors who obtain personal care in their own homes pay $5,815 for in-home care, and those who require some skilled nursing services pay $6,054 for home health care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.