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The 10 Best Home Care Agencies for Seniors in York, PA for 2024

York is a city rich in history and culture, as illustrated by its numerous art galleries and museums, such as the Colonial Complex and the Historical Society Museum. It’s home to almost 45,000 residents, 10.3% of whom are aged 65 and older. Nationally, the city is renowned for its industrial heritage but locally, its reputation is found among the plethora of casual and fine dining restaurants, family-owned coffee shops and boutique stores. The city’s most popular event is the York State Fair, which has been running annually since 1765.

Medical care at home comes from the city’s home health care agencies, while seniors in need of higher levels of care have several hospitals at their disposal. They include Wellspan York Hospital, which U.S. News and World Report ranks 21st in Pennsylvania. Seniors who don’t need medical care but require assistance with daily living functions can get home care services for approximately $4,767 per month, saving about $190 when compared to the state and national averages.

Below we’ve compiled a comprehensive directory of every home care provider in York– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in York, PA

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Paying for Home Care in York, PA

The Cost of Home Care in York, PA

Seniors in York benefit from below-average home care fees of $4,767 when compared to the Pennsylvania and U.S. averages of $4,957 per month. The 2021 Genworth Cost of Care Survey also finds the city is the most affordable within about an hour’s radius of its borders, except for Harrisburg, which shares its median monthly fee of $4,767. Nearby cities tend to be costlier, such as Lancaster, at $5,339, Gettysburg, at $5,291 and Lebanon, at $5,243.

York

$4,767

Pennsylvania

$4,957

The United States

$4,957

Lancaster

$5,339

Gettysburg

$5,291

Harrisburg

$4,767

Lebanon

$5,243

The Cost of Home Care vs. Other Senior Care Options in York, PA

The costliest senior care option in York is provided by nursing homes, which deliver high-level medical services for approximately $11,467 per month. Home health care is home-appropriate medical care, such as IV therapy, delivered by registered therapists and nurses. At $4,744, it’s less costly than home care’s $4,767, which pays for personal care and basic home maintenance. Adult day care is more affordable than home care, at $1,517, but requires the senior to travel to the center, so it may be unsuitable for frail persons. Assisted living costs more, at $5,510, and involves relocation.

Home Care

$4,767

Home Health Care

$4,744

Adult Day Care

$1,517

Assisted Living

$5,510

Nursing Home Care (semiprivate room)

$11,467

Financial Assistance for Home Care in York, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

York Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in York:

ResourceContactAddressService
Weatherization Assistance Program(717) 771-9870 ext 174428 East Market Street, 3rd Floor, York, PA 17401The Weatherization Assistance Program is funded by the Department of Energy and the city of York. The program reduces the heating and cooling bills of low-income households with a priority given to high energy users, such as seniors and families with young children. Services provided by the program include window and door weather stripping, broken glass replacement, attic and basement insulation and hot water heater repairs. There is no charge for any of the services provided.
Transportation(800) 632-9063)Rabbittransit offers a free fare card to seniors aged 65 and over in York. This card provides free unlimited bus rides within the city on fixed routes. The card is funded by the state lottery and all seniors are eligible for the card. Those who need transport outside of the fixed bus routes can use the shared ride system. To be eligible for this system seniors must be 60 or older and without access to private transportation. Each ride has a fixed cost and the destination has to be pre-approved.
Home-Delivered Meals(717) 771-9610100 West Market Street, York, PA 17401The York County Agency on Aging runs a home-delivered meals program to provide nutrition to homebound seniors who have no other means of accessing healthy food on a regular basis and are no longer able to prepare meals for themselves. The meals are delivered three days a week by volunteers and seven meals are provided over the course of the week, including three hot meals, two cold lunch bags and two frozen meals. The volunteers are able to briefly check on the well-being of seniors when delivering the meal and will report any issues to the relevant authorities or family members. There is no charge for the service but donations are appreciated.
Low-Income Home Energy Assistance Program(717) 771-110028 East Market Street, 3rd Floor, York, PA 17401The Low-Income Home Energy Assistance Program is a federally funded program that aims to assist low-income households to pay their heating bills through energy grants. This is a one-time payment that is sent directly to the utility company or fuel provider which is then credited to the household bill. The cash grants are based on household size, income and fuel type. Additional grants are available to those facing a heating crisis due to their services being terminated or broken equipment that needs to be fixed. Income limits and household size limits do apply.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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