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The 10 Best Home Care Agencies for Seniors in Parma, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Parma, OH, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 35 options below.

Home Care Services in Parma, Ohio

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Paying for Home Care in Parma, OH

The Cost of Home Care in Parma, OH

Genworth Financial’s 2021 Cost of Care Survey reports the average monthly cost of home care in Parma to be $5,196. That’s about $240 more expensive than the U.S. average and the Ohio state average, both of which come in at $4,957. Cincinnati, at $5,148 a month, is just slightly cheaper than Parma. Ohio’s capital, Columbus, has the state’s highest home care costs at $5,625. Akron, where the monthly cost for home care is $4,052, has the state’s cheapest reported price.

Parma

$5,196

Ohio

$4,957

The United States

$4,957

Columbus

$5,625

Cincinnati

$5,148

Akron

$4,052

The Cost of Home Care vs. Other Senior Care Options in Parma, OH

A few other long-term care options exist for Parma-area seniors. The most expensive and robust care is available from nursing homes, where a month in a semiprivate room runs $8,395. Assisted living care is 42% cheaper at $4,940 per month. The least expensive option is adult day health care, which costs a relatively low $1,788 per month. Home health care, which usually involves the support of skilled nurses and other medical professionals, is priced identically to home care at $5,196 a month.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,788

Assisted Living Facility

$4,940

Nursing Home Facility (semiprivate room)

$8,395

Note: Data for Parma was unavailable, so data for the nearest city, Cleveland, was used instead. 

Financial Assistance for Home Care in Parma, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Parma, OH

Older adults living in Cuyahoga County can find various nonprofit agencies and government programs designed to help seniors age in place. Some of these services provide financial assistance for home upkeep, while others focus on keeping seniors connected to the local community.

ResourceContactService
Home Weatherization Assistance Program(800) 848-1300This program works to help seniors cut down on energy costs through home upgrades. Program representatives perform home inspections to determine services that can make them more energy-efficient, such as updating older windows and HVAC systems. Income restrictions apply, but adults over 60 are among the program's priority groups, and adults on SSI are automatically eligible.
Senior Farmers' Market Nutrition Program(866) 243-5678This program, funded both federally and locally, helps seniors access fresh fruits, vegetables and herbs from the area's farmers' markets. Coupons are distributed on a yearly basis to participating adults and may be used on any eligible foods sold at participating farmers' markets.
Home Energy Assistance Program(800) 282-0880The HEAP provides a one-time payment intended to help income-eligible Ohio residents with paying for their home heating bills. In most cases, the payment goes directly to the utility company. As with the HWAP, seniors receiving SSI are automatically considered eligible for the program. 
Western Reserve Area Agency on Aging(800) 626-7277This agency is a central point for programs and services aimed at supporting seniors in northeast Ohio. Its PASSPORT program is specifically targeted at helping seniors live independently. It offers an array of services that include respite care, emergency response, personal care assistance and more.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Paula, former daughter-in-law

I am a past client of this provider

Review of Home Instead - Cleveland - Parma

Erika, her caregiver, was outstanding in that she was very caring and responsive, had a personable and easygoing approach, was hard-working and dependable, and made suggestions that were very...

Read more

Home Care

Christine

I am a current client of this provider

Review of Home Instead - Cleveland - Parma

Valeria from Home Instead did a very good job. She just started today. I just got out of a nursing home last night, so she came right away today. She did very good. She got a lot accomplished in...

Read more

Home Care

Jane

I am a current client of this provider

Review of Home Instead - Cleveland - Parma

My caregivers are Gloria and Laura from Home Instead. I've been using them for two years now, five days a week. The service is very good and they just do everything that needs to be done. They're...

Read more

In Home Care near Parma, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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