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The 10 Best Home Care Agencies for Seniors in Cleveland, OH for 2024

Listed as one of the top cities for seniors in several categories on Caring.com’s 2022 Senior Living Report, Cleveland is a desirable retirement destination for those seeking a low cost of living without sacrificing their overall quality of life. Seniors choosing to age in place find Cleveland more affordable than many cities of its size. According to the 2021 Genworth Cost of Care Survey, seniors in Cleveland pay an average of $5,196 for home care. Home health care is available for those who need services such as skilled nursing and physical therapy that can be performed in a home environment. Additionally, Cleveland has a high number of primary care physicians operating in the city.

Below we’ve compiled a comprehensive directory of every home care provider in the Cleveland area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Cleveland, OH

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Paying for Home Care in Cleveland, OH

The Cost of Home Care in Cleveland, OH

At an average monthly cost of $5,196, home care in Cleveland is $239 higher than both the national and statewide median of $4,957. Within Ohio, home care costs range from a high of $5,625 in the capital city of Columbus to $4,052 in Akron near the border with Michigan. Residents of the southwestern corner of the state in Cincinnati pay a monthly average of $5,148 for home care, while those in the northeastern corner in Youngstown pay $4,290. 

Cleveland

$5,196

Ohio

$4,957

The United States

$4,957

Columbus

$5,625

Akron

$4,052

Cincinnati

$5,148

Youngstown

$4,290

The Cost of Home Care vs Other Senior Care Options in Cleveland, OH

Several types of senior care options are available in Cleveland. Those who need clinical services performed in a home environment, such as physical therapy, can choose home health care, which averages the same as home care at $5,196 per month. Adult day health care is the most affordable option at $1,788, but this service is usually only provided Monday through Friday during normal business hours. Residents of nursing homes pay the highest costs at $8,395, while their counterparts in assisted living facilities pay a monthly average of $4,940.

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,788

Assisted Living Facility

$4,940

Nursing Home Facility (semiprivate room)

$8,395

Financial Assistance for Home Care in Cleveland, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Cleveland, OH

Cleveland seniors have many resources to choose from, designed to promote healthy and happy aging. Community-based local, state and federal programs and services provide assistance with Medicare, transportation, health and wellness, and long-term care planning.

ResourceContactService
City of Cleveland Department of Aging (216) 664-2833Cleveland seniors can access a range of services through the City of Cleveland Department of Aging, including an ongoing series of videos designed to provide seniors with information on relevant topics. The department also administers the Economic Security Project for Cleveland Seniors, which connects seniors with applicable local, state and federal resources, and publishes a Technology Resources Guide for older adults.
Ohio Senior Health Insurance Program (OSHIP)(614) 644-2673Those struggling with understanding the complexities of Medicare can access one-on-one assistance, written information and group workshops from Ohio's Senior Health Insurance Program. The program is designed to help those entering the Medicare system make the best possible decisions on supplemental and prescription options.
Benjamin Rose Institute on Aging(216) 373-1917Cleveland seniors and their families can find a variety of resources at the Benjamin Rose Institute on Aging, designed to help create and maintain a good quality of life among older persons. Resources include financial education workshops, health and wellness services, and long-term care planning.
Hispanic Senior Center(216) 939-3713The Hispanic Senior Center is open Monday through Friday from 8 a.m. to 4:40 p.m. offering a wide range of activities and services for older adults. This center is designed as a welcoming place for seniors in Cleveland's Hispanic community where members share a language and background, although its doors are open to all older adults. All staff are bilingual.
Senior Transportation Connection(216) 265-1489Cleveland residents aged 60 and over and disabled persons who do not drive can access transportation through the Senior Transportation Connection. Rides are contingent on approved applications, and participants must make reservations at least three days in advance. This service is available on weekdays.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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