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The 10 Best Home Care Agencies for Seniors in Floral Park, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Floral Park, NY, residents and their loved ones rate In Home Care agencies across the 79 options below.

Home Care Agencies in Floral Park, NY

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Paying for Home Care in Floral Park, NY

The Cost of Home Care in Floral Park, NY

Floral Park’s median monthly fee for home care is $5,529, which is slightly higher than the state and national averages of $5,339 and $4,957, respectively. In comparison to other locations, according to the 2021 Genworth Cost of Care Survey, home care in Floral Park is the same as in Poughkeepsie and is only $381 more than in Kingston and Albany. For seniors looking for lower costs, Binghamton has a median fee of $4,814.

Floral Park

$5,529

New York

$5,339

United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Albany

$5,148

Binghamton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Floral Park, NY

Home care, which does not offer medical services, costs about $191 less than home health care and $221 less than an assisted living facility. Home care’s median cost of $5,529 is significantly more expensive than adult day care by more than $3,500, but the latter option would be unsuitable for homebound seniors. Nursing home care, which provides skilled nursing care around the clock, is the most expensive at $12,471 per month.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for Floral Park was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Floral Park, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Floral Park Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Floral Park:

ResourceContactAddressService
Nassau County Office for the Aging(516) 227-890060 Charles Lindbergh Boulevard Suite #260, Uniondale, NY 11553The Nassau County Office for the Aging helps seniors find local and statewide resources that can improve quality of life and encourage independence. The local Office for the Aging offers connections to case management and transportation services, as well as in-home care services. For example, the Expanded In-home Services for the Elderly Program (EISEP) provides in-home assistance and personal care to seniors ineligible for Medicaid or who are in the process of applying and have yet to receive benefits. 
New York Regional Office(800) 827-1000245 W Houston Street, New York, NY 10014The New York Regional Office offers veterans help with applying for benefits and disability claims. Experienced staff can assist seniors with vocational rehabilitation and employment assistance, in addition to keeping personal information, such as direct deposit, up-to-date. Family members can find benefits assistance, including E-benefits registration. The agency also has homeless outreach services for at-risk veterans in the area. 
Manhattan VA Medical Center(212) 686-7500423 East 23rd Street, New York, NY 10010The Manhattan VA Medical Center has a wide range of primary and specialty care services for veterans, including women’s health and mental health services, audiology and ophthalmology services and dental care. Nutrition counseling and gastroenterology care services can help veterans better understand the relationship between eating healthy and its effects on the GI tract. Emergency care services are also available.
Catholic Charities of Long Island(516) 771-3410333 North Main Street, Freeport, NY 11520The Catholic Charities of Long Island provides a variety of services to seniors in Nassau and Suffolk counties, including case management and a home-delivered meal program. In addition to helping seniors assess their personal needs, the case management workers can create and implement a personalized care plan, which can incorporate in-home care and transportation services. The agency also offers congregate meals and social activities at a network of local senior centers.  

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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