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The 10 Best Home Care Agencies for Seniors in Woodbury, MN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Woodbury, MN, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 29 options below.

Home Care Services in Woodbury, Minnesota

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On this page:

  • Home Care Services in Woodbury, Minnesota
  • Paying for Home Care in Woodbury, MN
  • Financial Assistance for Home Care in Woodbury, MN
  • Frequently Asked Questions

Paying for Home Care in Woodbury, MN

The Cost of Home Care in Woodbury, MN

According to Genworth's 2021 Cost of Care Survey, home care in Woodbury costs about $7,055 per month. This is higher than the Minnesota average of $6,673 and the U.S. average of $4,957. Woodbury's rates are also more expensive than those of other Minnesota cities. Only Rochester's prices are higher at $7,627. Costs in St. Cloud come in about $1,000 lower than Woodbury's rates, and prices in Duluth are lower yet at $5,815. Mankato's prices, at $5,720, are the least expensive.

Woodbury

$7,055

Minnesota

$6,673

United States

$4,957

St. Cloud

$6,038

Mankato

$5,720

Rochester

$7,627

Duluth

$5,815

The Cost of Home Care vs. Other Senior Care Options in Woodbury, MN

Senior care costs vary widely in Woodbury. Adult day programming is the least expensive option at $2,102. Assisted living costs more at $5,163 but may not be appropriate for seniors who want to remain at home. In that case, home care or home health care, which cost the same at $7,055, may be good options. Home health care adds light medical services like vital sign monitoring and therapy. Nursing home care is over $4,600 more per month than home care but is much more comprehensive.

Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Woodbury was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Home Care in Woodbury, MN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Bruce K_6

I am a current client of this provider

Review of SYNERGY HomeCare of East Central Metro and West Central WI

The caregivers are the best part about the services being provided. I like that they provide excellent help.

Read more

Home Care

Sharon A_9

I am a current client of this provider

Review of SYNERGY HomeCare of East Central Metro and West Central WI

Every day is different; today we did something more than usual. The provider I have now is excellent.

Read more

Home Care

Bert D_1

I am a current client of this provider

Review of SYNERGY HomeCare of East Central Metro and West Central WI

I am able to leave home and know that my husband is well cared for. We love Gwen, our caregiver. The owner, Alyssa, is very good about answering our questions.

Read more

In Home Care near Woodbury, MN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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