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The 10 Best Home Care Agencies for Seniors in Southfield, MI for 2024

Last Updated: June 5, 2024 -

Southfield sits in Oakland County on Michigan’s east side, 15 miles outside of downtown Detroit. In this region, seniors have 88 home care agencies to choose from, including 88 in the city proper. These agencies charge a typical monthly rate of $6,101 in 2024. This exceeds state and national norms by hundreds of dollars but often provides affordability to home health care, which encompasses skilled nursing services.

You can learn more about these local agencies by referring to our directory’s 446 reviews reviews. Overall, we find that clients give agencies in Southfield an average quality rating of 4.4 out of 5 stars stars.

Home Care Services in Southfield, Michigan

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On this page:

  • Home Care Services in Southfield, Michigan
  • Paying for Home Care in Southfield, MI
  • Financial Assistance for Home Care in Southfield, MI
  • Southfield Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Southfield, MI

The Cost of Home Care in Southfield, MI

The 2024 Genworth Cost of Care Survey indicates that seniors in the Southfield region pay around $6,101 per month for in-home care. This runs $190 over Michigan's norm and about $381 above the national median. It also exceeds care costs in Grand Rapids, where residents pay around $2,860. However, local fees compare favorably to rates in Lansing, where residents pay approximately $6,673 for care.

Southfield

$6,101

Michigan

$5,911

United States

$5,720

Grand Rapids

$2,860

Flint

$5,720

Lansing

$6,673

The Cost of Home Care vs. Other Senior Care Options in Southfield, MI

Home care agencies in Southfield charge around $6,101 monthly for nonmedical care. By comparison, home health care, which includes skilled nursing services, typically costs about $200 more, and assisted living rates run approximately $152 higher. On the other hand, adult day health care costs about $9,750, and nursing homes charge around $10,798.

Home Care

$6,101

Home Home Care

$6,292

Adult Day Health Care

$9,750

Assisted Living Facility

$5,949

Nursing Home Care (semi-private room)

$10,798

Note: Data for Southfield was unavailable, so data for the nearest city, Detroit, was used instead.

Financial Assistance for Home Care in Southfield, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Southfield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Southfield:

ResourceContactAddressService
Southfield Senior Services office(248) 796-465026000 Evergreen Road, Southfield, Michigan, 48076The Southfield Senior Services office, which is managed by the city government, offers elderly residents of Southfield services that include scheduled local transportation for local medical trips and grocery shopping. The CHORE program, which is open to residents of Southfield aged 62 or older who meet federal low income guidelines, offers help with household chores, yard work and minor home maintenance. The Senior Services office also offers referrals and counseling on Medicare and Medicaid benefits.
Area Agency on Aging 1-B(800) 852-779529100 Northwestern Hwy, Ste. 400, Southfield, MI 48034The Area Agency on Aging 1-B delivers information and referrals to seniors seeking access to government benefits programs, health insurance support and Medicare planning. It also administers Meals on Wheels, community lunches for seniors and transportation services. The AAA 1-B’s in-home care options may include direct financial support to seniors who are income-eligible and reside in the agency’s jurisdiction.
Elder Law of Michigan (866) 400-91643815 W. St. Joseph, Suite C-200, Lansing, MI 48917This nonprofit organization offers legal support, advocacy, free information and one-on-one legal counseling to both seniors and their caregivers throughout Michigan. It counsels seniors on benefits rights through its MiCAFE program and pension rights through its MAPRP program. Elder Law of Michigan partners with the Michigan Elder Justice Coordinating Council to help seniors fight abuse based on their age or social status.
Michigan Weatherization Assistance Program (MWAP)(248) 479-6516196 Cesar E. Chavez Avenue, P.O. Box 430598, Pontiac, MI 48343-0598The federally and state-funded Michigan Weatherization Assistance Program is administered by the Michigan Department of Health and Human Services and delivered regionally by local community services agencies and partner companies. In Oakland County, it’s available through the Oakland Livingston Human Service Agency to eligible seniors or low-income families who make less than $25,760 as single-person homes or $34,840 as two-person households. Seniors receiving Supplemental  Security Income are automatically eligible. Professional contractors provide free weatherization services to insulate rented or owned homes against weather extremes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Communities Nearby

Home Care

Sagey

I am a current client of this provider

Review of Visiting Helpers - Southfield, MI

I’m very happy with my mothers caregiver. She is very dependable and patient. She goes above and beyond for her.

Read more

Home Care

Lisa95

I am a current client of this provider

Review of Bliss Care - Southfield, MI

My family recently hired a Caregiver from Bliss Services to take care of our Aunt who was recently diagnosed with a terminal illness. The level of care provided by Linda was top notch. She went...

Read more

Home Care

Anonymous

I am a current client of this provider

Review of Visiting Angels - Southfield, MI

We are using Visiting Angels. We have been very pleased with the caregivers that have come. They're very caring and personal. They pay attention to what my brother needs. They have been prompt, and...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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