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The 10 Best Home Care Agencies for Seniors in Livonia, MI for 2024

Livonia lies within the Detroit metropolitan area. Seniors account for around 20.6% of the city’s population of almost 94,500, which is a higher percentage than the state and national averages. Livonia offers lower-than-average crime rates and a broad selection of recreational options. State sales- and income-tax rates are lower than U.S. averages, and older adults may qualify for tax relief. The cost of living is slightly lower than the national average. Home care costs average $6,101 per month, according to Genworth’s Cost of Care Survey 2021. Although home care doesn’t include clinical or rehabilitative services, Livonia’s seniors can take advantage of the Doctor’s Van program for donation-based door-to-door transportation to physician appointments. Local hospitals include Trinity Health Livonia and Garden City Hospital.

Below we’ve compiled a comprehensive directory of every home care provider in Livonia– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Livonia, MI

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Paying for Home Care in Livonia, MI

The Cost of Home Care in Livonia, MI

Livonia and Ann Arbor have the same average monthly costs for home care services, based on their proximity. Livonia’s home care rate of $6,101 per month is higher than both the state and national averages. The median price drops by almost $400 per month in Michigan’s largest city of Detroit, while older adults in the state capital of Lansing typically spend $476 less each month than those in Livonia. Seniors living to the north in Flint and south in Monroe can also expect to pay less than their counterparts in Livonia for the same type of care.

Livonia

$6,101

Michigan

$5,529

The United States

$4,957

Detroit

$5,720

Flint

$5,148

Monroe

$5,339

Lansing

$5,625

The Cost of Home Care vs. Other Senior Care Options in Livonia, MI

In Livonia, home care and home health care share the same median rate. Home care generally includes assistance with everyday activities. In contrast, home health care supports seniors’ medical needs through services such as skilled nursing, physical therapy and medication administration. With an $8 price difference, rates for home care and assisted living are comparable. Nursing homes are the priciest choice in Livonia, costing $3,632 more than home care.

Home Care

$6,101

Home Health Care

$6,101

Assisted Living

$6,093

Nursing Home Care (semiprivate room)

$9,733

Note: Data for Livonia was unavailable, so data for the nearest city, Ann Arbor, was used instead.

Financial Assistance for Home Care in Livonia, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Livonia Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Livonia:

ResourceContactAddressService
Civic Park Senior Center(734) 466-255515218 Farmington Road, Livonia, MI 48154This social hub for Livonia-area seniors provides plenty of activities designed to get participants more engaged with their neighbors. Activities include discussion groups, knitting circles, low-impact exercise classes that focus on lessening the effects of arthritis, and even table tennis clubs for the most sprightly seniors. The center also offers congregate meals five days a week for a suggested donation of $3 per meal.
Michigan Medicare/Medicaid Assistance Program(800) 803-71741333 Brewery Park Boulevard, Detroit, MI 48207The MMAP helps keep the state’s seniors and disabled people informed of and updated on their health benefit options. This counseling service can be beneficial for those who find themselves confused by application or eligibility requirements regarding Medicare and Medicaid. The MMAP also helps seniors protect themselves from scams, fraud, and identity theft related to health benefits.
Adult Protective Services(855) 444-39114081 W Polk Rd, Hart, MI 49420Michigan’s APS is tasked with ensuring the safety of the state’s vulnerable adult population by protecting them from various kinds of neglect and abuse. The organization is also in charge of investigating allegations of third-party exploitation of a senior’s property or money. All allegations are investigated within 24 hours of the report first being made. 
The Senior Alliance(734) 722-28305454 Venoy Road, Wayne, MI 48184This nonprofit organization works as Wayne County’s Area Agency on Aging and assists Livonia residents with a wide variety of senior-focused programs. Programs include Meals on Wheels, which provides seniors with hot, home-delivered food daily, and Friendly Reassurance, a social-support initiative through which trained volunteers make regular check-in calls to homebound seniors. The Senior Alliance can also help seniors set up transportation around town and find legal assistance that suits their specific needs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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