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The 5 Best Home Care Agencies for Seniors in Saint Martinville, LA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Saint Martinville, LA, residents and their loved ones rate In Home Care agencies across the 7 options below.

Home Care Services in Saint Martinville, Louisiana

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Paying for Home Care in Saint Martinville, LA

The Cost of Home Care in Saint Martinville, LA

Seniors in Saint Martinville can expect to pay around $3,813 a month for home care services, based on data from the 2021 Genworth Cost of Care Survey. This is $190 less than the state’s average. Seniors find that the costs in Saint Martinville are $1,144 less than the national average of $4,957. Saint Martinville’s cost is fairly standard for nearby cities, but New Orleans has a higher cost of $4,195 a month, while Shreveport has a lower monthly cost of $3,241. In Lake Charles, seniors can expect to pay around $3,909 a month for home care.

Saint Martinville

$3,813

Louisiana

$3,623

United States

$4,957

New Orleans

$4,195

Shreveport

$3,241

Lake Charles

$3,909

The Cost of Home Care vs. Other Senior Care Options in Saint Martinville, LA

Saint Martinville area seniors have many options to consider for senior care, including home care and home health care, which adds nursing care from licensed professionals, both of which average $3,813 a month. Assisted living care costs just $37 more a month, while nursing home care in a semiprivate room is the most costly option at $5,272 a month.

Home Care

$3,813

Home Health Care

$3,813

Assisted Living

$3,850

Nursing Home Care (semiprivate room)

$5,272

Note: Data for Saint Martinville was unavailable, so data for the nearest city, Lafayette, was used instead.

Financial Assistance for Home Care in Saint Martinville, LA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Saint Martinville, LA

Older adults in Saint Martinville have several free and low-cost local resources available to help them stay safe and independent at home. Through government agencies and nonprofit organizations, these programs provide needed services to assist seniors with daily needs, legal concerns and financial considerations.

ResourceContactService
Elderly Crime Victim Assistance Program(337) 577-1990The Elderly Crime Victim Assistance Program helps older adults who are victims of crime, including fraud and abuse, get free legal help. The program also assists with counseling and intervention to ensure the emotional health of victims. It provides information and referral services if more help is needed than the program offers.
St. Martin Parish Council on Aging(815) 599-6752The St. Martin Parish COA is the division of the Cajun Area Agency on Aging that serves Saint Martinville. Through the COA, seniors can access homemaker services, information and assistance, utility assistance and nutrition programs to help them age safely at home. This organization manages the Meals on Wheels program, which delivers meals to the homes of home-bound seniors.
Acadiana Legal Services (800) 256-1175Acadiana Legal Services provides free legal help to low-income individuals in Saint Martin Parish, including seniors. The organization helps with civil legal matters, including those that help seniors stay in their homes or deal with public aid benefit concerns.
Low Income Heating & Energy Assistance Program(337) 234-3272LIHEAP provides low-income seniors in Saint Martin Parish help with their utility bills so they can keep the air and heat running. Applications for aid are available three times a year, once for cooling, once for heating and once for crisis consideration.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Saint Martinville, LA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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