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The 5 Best Home Care Agencies for Seniors in New Iberia, LA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in New Iberia, LA, residents and their loved ones rate In Home Care agencies 4.66 out of 5 stars across the 8 options below.

Home Care Agencies in New Iberia, LA

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Paying for Home Care in New Iberia, LA

The Cost of Home Care in New Iberia, LA

According to Genworth’s 2021 Cost of Care Survey, home care in New Iberia averages $3,813 per month, which is $190 more expensive than the Louisiana state average. The U.S. monthly average cost of home care is roughly 30% higher than in New Iberia. Neighboring cities of Houma and Baton Rouge cost the same as New Iberia ($3,813). With its monthly average of $3,634, Hammond is the most affordable city for home care in Louisiana. Lake Charles averages $3,909 per month for home care, making it the most expensive city in the state. 

New Iberia

$3,813

Louisiana

$3,623

United States

$4,957

Hammond

$3,634

Lake Charles

$3,909

Houma Area

$3,813

Baton Rouge

$3,813

The Cost of Home Care vs. Other Senior Care Options in New Iberia, LA

The average monthly rate of both home care and home health care in New Iberia is $3,813. Although the rate is the same, home care provides assistance with self-care and chores, while home health care also offers skilled nursing. For seniors who  want to live within a community, assisted living averages $3,850, which is costlier than home care. The most expensive option is nursing home care, which averages $5,272.

Home Care

$3,813

Home Health Care

$3,813

Assisted Living

$3,850

Nursing Home Care (semiprivate room)

$5,272

Note: Data for New Iberia was unavailable, so data for the nearest city, Lafayette, was used instead.

Financial Assistance for Home Care in New Iberia, LA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in New Iberia, LA

There are a multitude of free resources available for seniors who need advice about low-cost home maintenance, energy savings programs and meal delivery. 

ResourceContactService
St. Mary Community Action Agency

(337) 828-5703The state of Louisiana has a Weatherization Assistance Program that helps to reduce the cost of energy for seniors, while ensuring their homes are safe. Typical services include insulation as well as air duct and heating unit repair.
Iberia Council on Aging

(337) 572-8940The Iberia Council on Aging is a nonprofit organization that provides support services to seniors in the local community. Home-delivered meals to homebound seniors, light housekeeping services and caregiver relief are just a few of the services provided.
Emergency Bill Payment Program(337) 369-6384The Emergency Bill Payment Program helps seniors receive financial aid in the form of utility bill assistance, food and rent. Seniors need to have proof of financial hardship to qualify.
SMILE

(337) 234-3272SMILE is a nonprofit that offers transportation at reduced rates for seniors inside and outside of Iberia Parish. SMILE's transportation program provides weekday transportation for seniors to social service and medical appointments. Transportation is also available for medical emergencies.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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