Located in the northeast of Mississippi, Oxford prides itself on being a great place to retire. In fact, it’s designated as a Certified Retirement City, partly due to the city’s quality health care options and warm weather. Oxford also has a low cost of living, which is reflected in the cost of senior care. The Genworth 2020 Cost of Care Survey shows that a semiprivate nursing home room costs just $7,300, compared to the national average of $7,756. As almost 12% of the city’s 28,000 residents are aged 65 and over, Oxford and Lafayette County continue to develop resources to help seniors as they age. 

Nursing homes provide services for people with complex medical conditions that require a high level of monitoring, supervision and care. Nurses and nursing aides are generally available 24 hours a day and many homes also provide additional health care services such as physical therapy. This level of care means that nursing homes are more costly than other types of senior care. Older adults who don’t need these services may find assisted living or home care a better option. 

This guide has detailed information on the cost of senior care in Oxford, as well as resources available to help residents as they age.

Directory of Nursing Homes in Oxford, MS

Oxford Health & Rehab Center

1301 Belk Blvd., Oxford, MS, 38655

My brother-in-law was moved to Graceland Care Ctr. The staff were really nice, I liked them. But the administration seemed inflexible. It was a nice place but they were not equipped to handle Alzheime … (read more)
My brother-in-law was moved to Graceland Care Ctr. The staff were really nice, I liked them. But the administration seemed inflexible. It was a nice place but they were not equipped to handle Alzheime … (read more)

Nursing Home Costs in Oxford, MS

Seniors in semiprivate nursing home rooms pay an average of $7,300 in Oxford. The cost for a private room averages $7,680 per month. 

The Cost of Nursing Home Care in Nearby Cities

The cost of semiprivate nursing home care in Oxford fares well when compared to national averages. Prices in the city are $456 lower than the U.S. average of $7,756. However, the price in Oxford is almost $300 higher than the Mississippi average of $7,057. When comparing Mississippi’s cities, Oxford is one of the more affordable locations. The state capital of Jackson offers the lowest prices at $6,388 per month. Hattiesburg and Gulfport, on the other hand, have higher prices than Oxford, at $7,376 and $7,499 respectively.






The United States







The Cost of Other Types of Senior Care

Comparing the cost of nursing home care to other senior care options can help families make an informed decision about their loved one’s future. Adult day care is an affordable option at $1,679 per month. Both home care and home health care cost $3,813, while assisted living costs an average of $4,391. Nursing home care is the most expensive choice, with the cost of a semiprivate room averaging $7,300 per month. Private rooms are slightly higher at $7,680.


Home Care


Home Health Care


Adult day health care


Assisted living


Nursing home (semiprivate room)


Nursing home (private room)

Note: Data for Oxford was unavailable, so data for the nearest city, Memphis, TN, was used instead.

Financial Assistance for Nursing Home Care in Oxford, MS

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Oxford, MS

Oxford seniors can access a range of resources that can help them delay a transition to nursing home care and remain living in the community. These resources may also offer assistance in making decisions about nursing home care when it’s needed. 

ResourceContact Service
Three Rivers Area Agency on Aging

(662) 289-2415Three Rivers AAA provides services to people in eight counties in northeast Mississippi, including Lafayette County. These programs are designed to help older adults maintain independence while living in a rural community. The information and referral service links seniors to agencies that provide needed services. The AAA also provides or coordinates homemaker and respite services, legal assistance, adult day care and nutrition services such as home-delivered meals. 
5310 Elderly and Disabled Transportation(662) 232-2476The 5310 Elderly and Disabled Transportation Program provides transit services to people aged 55 and over who don’t have a valid driver’s license or those who have a disability that prevents them from driving. The service is free and provides door-to-door transportation for errands such as grocery shopping, pharmacy visits and doctor’s appointments. 
Mississippi Access to Care Network(844) 822-4622The Mississippi Access to Care (MAC) Network helps older adults and people with disabilities through a range of programs and services. In addition to Medicare counseling and Medicaid waivers, MAC offers adult day care, family caregiver support and a senior companion program. Local MAC Centers are also available throughout the state and provide reliable information to help seniors and their families assess the senior care options available.