Boston suburb Lowell, MA, is home to almost 111,000 residents, of whom 11% are ages 65 and older. These seniors have access to acute care from Lowell General Hospital, Metta Health Center and Saints Memorial Medical Center as well as local geriatricians. Veterans can turn to the Lowell VA Clinic for their medical needs.

Nursing homes provide 24-hour medical care and monitoring for individuals who can no longer remain in their homes. These facilities feature skilled nursing and nursing aides, therapies and social programming. Such extensive services make nursing homes cost significantly more than other senior living arrangements. This is especially so in Lowell, according to the Genworth Financial 2020 Cost of Care Survey. A semiprivate room in this city has an average monthly cost of $13,383, while the national average cost is $7,756. Consequently, nursing homes are usually the last resort, and many seniors may find home health care or assisted living to be more accommodating and affordable.

This guide discusses the costs of nursing homes and other senior care options in Lowell. It also covers some local resources designed to aid the area’s elders and their families.

Directory of Nursing Homes in Lowell, MA

D’Youville Life & Wellness Community

981 Varnum Avenue, Lowell, MA, 01854

My husband is on a waiting list at D’Youville. It’s lovely, the memory unit is fabulous, and it’s clean. There’s a bustle of activities, and the staff has 15-20 years of working there. You walked in, … (read more)
My husband is on a waiting list at D’Youville. It’s lovely, the memory unit is fabulous, and it’s clean. There’s a bustle of activities, and the staff has 15-20 years of working there. You walked in, … (read more)

Northwood Rehabilitation & Healthcare Center

1010 Varnum Avenue , Lowell, MA, 01854

They are the worst nursing care I’ve seen yet. The residents are always urinated and smelly. They don’t even bathe them for days you have to request for your relative to be bathed. I had a relative th … (read more)
They are the worst nursing care I’ve seen yet. The residents are always urinated and smelly. They don’t even bathe them for days you have to request for your relative to be bathed. I had a relative th … (read more)

Fairhaven Healthcare Center

476 VARNUM AVENUE, Lowell, MA, 01854

The Staff is great,but the Food is Awful… If you smoke, you only get too go outside 6 Times a day to smoke!
The Staff is great,but the Food is Awful… If you smoke, you only get too go outside 6 Times a day to smoke!

Willow Manor

30 Princeton Boulevard, Lowell, MA, 01851

This facility is a dump, outdated, in a not so good area…they have bars on all the first floor windows so to keep out burglars. The cleaning people stand around talking to the staff all day…My pa … (read more)
This facility is a dump, outdated, in a not so good area…they have bars on all the first floor windows so to keep out burglars. The cleaning people stand around talking to the staff all day…My pa … (read more)

Lowell Health Care Center

19 Varnum Street , Lowell, MA, 01850


Town and Country Nursing Center

259 Baldwin Street , Lowell, MA, 01851


Wingate at Belvidere

500 Wentworth Avenue, Lowell, MA, 01852



CareOne at Lowell

19 Varnum St, Lowell, MA, 01850


Sunny Acres Nursing Home

254 Billerica Road, Chelmsford, MA, 01824

My mother was a Long Term Care resident at Sunny Acres for over 11 years. Although it was difficult to place her in Sunny Acres- it was the best decision our family had ever made. My father and my si … (read more)
My mother was a Long Term Care resident at Sunny Acres for over 11 years. Although it was difficult to place her in Sunny Acres- it was the best decision our family had ever made. My father and my si … (read more)

Blaire House of Tewksbury

10 Erlin Terrace, Tewksbury, MA, 01876

Blaire House of Tewksbury is a stately facility in Tewksbury, Massachusetts, that specializes in assisted living, nursing home services, adult day care and memory care. Located steps away from the Squ … (read more)
Blaire House of Tewksbury is a stately facility in Tewksbury, Massachusetts, that specializes in assisted living, nursing home services, adult day care and memory care. Located steps away from the Squ … (read more)

Wingate at Andover

80 Andover Street, Andover, MA, 01810

After my Full Hip Replacement I spent a very pleasant week at the facility. Administrator & her Staff were exceptional. Food was excellent. Nurses and their Aides were phenomenal. Social & … (read more)
After my Full Hip Replacement I spent a very pleasant week at the facility. Administrator & her Staff were exceptional. Food was excellent. Nurses and their Aides were phenomenal. Social & … (read more)

Westford House

3 Park Drive, Westford, MA, 01886

Westford House is located in rural Westford, Massachusetts, close to Butter Brook Golf Club and multiple parks and conservation areas. Nearby Great Brook Farm State Park, Stony Brook Conservation Land … (read more)
Westford House is located in rural Westford, Massachusetts, close to Butter Brook Golf Club and multiple parks and conservation areas. Nearby Great Brook Farm State Park, Stony Brook Conservation Land … (read more)

Palm Center

40 Parkhurst Road, Chelmsford, MA, 01824

Palm Center provides assisted living and nursing home care in Chelmsford, Massachusetts, close to downtown Lowell, Lowell Dracut Tyngsborough State Forest and Stony Brook Conservation Land. The conven … (read more)
Palm Center provides assisted living and nursing home care in Chelmsford, Massachusetts, close to downtown Lowell, Lowell Dracut Tyngsborough State Forest and Stony Brook Conservation Land. The conven … (read more)

Life Care Center of Merrimack Valley

80 Boston Road, North Billerica, MA, 01862

Good attention to detail
Good attention to detail

New England Pediatric Care

78 Boston Road , North Billerica, MA, 01862



Nursing Home Costs in Lowell, MA

In Lowell, the average nursing home semiprivate room costs $13,383 per month. The average private room costs $14,509.

The Cost of Nursing Home Care in Nearby Cities

Comparing the average monthly prices of nursing home semiprivate rooms, Lowell is about $5,600 more expensive than the average American city. This area’s median price is $760 above the Massachusetts statewide average of $12,623 as well.

Nursing home costs in Lowell are among the highest in Massachusetts. This city is about $2,280 more expensive than Pittsfield and $1,810 costlier than Springfield. Worcester residents pay almost $900 less for nursing home services than seniors here. However, Barnstable Town’s median rates are almost equal to Lowell’s average prices.

$13383

Lowell

$12623

Massachusetts

$7756

The United States

$11102

Pittsfield

$11568

Springfield

$12486

Worcester

$13326

Barnstable Town

The Cost of Other Types of Senior Care

When exploring placement options for an aging loved one in Lowell, it can be helpful to compare the costs of different types of senior care. Adult day health care is the least expensive arrangement, costing $1,782 per month on average. Home care and home health care both carry an average monthly rate of $5,720. Seniors in Lowell pay $6,100 for assisted living. The priciest option, nursing home care, comes at an average of $13,383 for a semiprivate room and $14,509 for a private room.

$1782

Adult day health care

$5720

Home care

$5720

Home health care

$6100

Assisted living

$13383

Nursing home (semiprivate room)

$14509

Nursing home (private room)

Note: Data for Lowell was unavailable, so data for the nearest city, Boston Area, was used instead.

Financial Assistance for Nursing Home Care in Lowell, MA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Lowell, MA

The following resources provide information, financial assistance, community-based support or legal aid to many of Lowell’s seniors and their families. Some of these services help delay entry into a long-term care facility. Others can make nursing home care easier and more affordable to attain if it becomes the best option.

ResourceContactService
Elder Services of the Merrimack Valley (ESMV)(800) 892-0890ESMV is a portal for information and assistance with senior care arrangements, including alternatives to nursing home care, such as the Home Care Program, the Community Choice Program and the Enhanced Community Options Program. ESMV also offers Options Counseling, which provides confidential, unbiased support to individuals living at home or in long-term care facilities. A long-term care ombudsman is available to advocate for nursing home residents and their families. SHINE counselors can explain Medicare options, costs and benefits.  
City of Lowell Senior Center(978) 674-4131Lowell’s Senior Center administers and coordinates nutrition, health and wellness, education, socialization and transportation programs that can help residents ages 60 and older to continue living at home. Seniors can call for Medicare counseling, takeout or home-delivered meals, health screenings and remote classes. The Center also offers free rides to its location as well as medical and grocery shopping trips.
Northeast Legal Aid – Lowell (NLA)(800) 336-2262NLA offers free civil legal counsel and representation to seniors in Northeastern Massachusetts, regardless of income. Its Elder Law Unit can address aging-related issues including nursing home rights, elder abuse, eviction defense and guardianship. Legal professionals are available to provide advice on MassHealth, Social Security Disability Insurance and emergency assistance as well.  
City of Lowell Veteran’s Services(978) 674-4066Lowell’s Veteran’s Services department helps veterans and their dependents determine eligibility and apply for state and federal benefits that may help cover the cost of nursing home care. It also provides medical and financial assistance to qualifying indigent veterans and their dependents.