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Nursing Home Communities in Lowell, Massachusetts

Our comprehensive listings and authentic reviews in Lowell, MA below include 234 nursing homes...

Directory of Nursing Home in Lowell, MA

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The Cost of Nursing Home Care in Nearby Cities

Comparing the average monthly prices of nursing home semiprivate rooms, Lowell is about $5,600 more expensive than the average American city. This area’s median price is $760 above the Massachusetts statewide average of $12,623 as well.

Nursing home costs in Lowell are among the highest in Massachusetts. This city is about $2,280 more expensive than Pittsfield and $1,810 costlier than Springfield. Worcester residents pay almost $900 less for nursing home services than seniors here. However, Barnstable Town’s median rates are almost equal to Lowell’s average prices.

Lowell

$13,383

Massachusetts

$12,623

The United States

$7,756

Pittsfield

$11,102

Springfield

$11,568

Worcester

$12,486

Barnstable Town

$13,326

Nursing Home Costs in Lowell, MA

In Lowell, the average nursing home semiprivate room costs $13,383 per month. The average private room costs $14,509.

Financial Assistance for Nursing Home Care in Lowell, MA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

When exploring placement options for an aging loved one in Lowell, it can be helpful to compare the costs of different types of senior care. Adult day health care is the least expensive arrangement, costing $1,782 per month on average. Home care and home health care both carry an average monthly rate of $5,720. Seniors in Lowell pay $6,100 for assisted living. The priciest option, nursing home care, comes at an average of $13,383 for a semiprivate room and $14,509 for a private room.

Adult day health care

$1,782

Home care

$5,720

Home health care

$5,720

Assisted living

$6,100

Nursing home (semiprivate room)

$13,383

Nursing home (private room)

$14,509

Note: Data for Lowell was unavailable, so data for the nearest city, Boston Area, was used instead.

Free Resources for Seniors in Lowell, MA

The following resources provide information, financial assistance, community-based support or legal aid to many of Lowell’s seniors and their families. Some of these services help delay entry into a long-term care facility. Others can make nursing home care easier and more affordable to attain if it becomes the best option.

ResourceContactService
Elder Services of the Merrimack Valley (ESMV)(800) 892-0890ESMV is a portal for information and assistance with senior care arrangements, including alternatives to nursing home care, such as the Home Care Program, the Community Choice Program and the Enhanced Community Options Program. ESMV also offers Options Counseling, which provides confidential, unbiased support to individuals living at home or in long-term care facilities. A long-term care ombudsman is available to advocate for nursing home residents and their families. SHINE counselors can explain Medicare options, costs and benefits.  
City of Lowell Senior Center(978) 674-4131Lowell’s Senior Center administers and coordinates nutrition, health and wellness, education, socialization and transportation programs that can help residents ages 60 and older to continue living at home. Seniors can call for Medicare counseling, takeout or home-delivered meals, health screenings and remote classes. The Center also offers free rides to its location as well as medical and grocery shopping trips.
Northeast Legal Aid – Lowell (NLA)(800) 336-2262NLA offers free civil legal counsel and representation to seniors in Northeastern Massachusetts, regardless of income. Its Elder Law Unit can address aging-related issues including nursing home rights, elder abuse, eviction defense and guardianship. Legal professionals are available to provide advice on MassHealth, Social Security Disability Insurance and emergency assistance as well.  
City of Lowell Veteran’s Services(978) 674-4066Lowell’s Veteran’s Services department helps veterans and their dependents determine eligibility and apply for state and federal benefits that may help cover the cost of nursing home care. It also provides medical and financial assistance to qualifying indigent veterans and their dependents.

Reviews of Communities Nearby

Nursing Homes

Also Disgusted

I am a friend or relative of a current/past resident

Review of D’Youville Life & Wellness Community

Patient experiences witnessed: Patient goes all day with no liquids while already dehydrated. Patient has to pee bed as no one answers call button. Patient lays crying on floor as no one answers...

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Nursing Homes

E C

I visited this facility

Review of Northwood Rehabilitation & Healthcare Center

The worst facility I have ever seen. Staff don’t help patients, make them wait or ignore them. Nurses practitioners have no experience, endanger patients and do not return calls. My mother went...

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Nursing Homes

Lucky 13

I am/was a resident of this facility

Review of Fairhaven Healthcare Center

The Staff is great,but the Food is Awful... If you smoke, you only get too go outside 6 Times a day to smoke!

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Other Options in Lowell, MA

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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