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The 10 Best Assisted Living Facilities in Chelmsford, MA for 2024

With an average cost of $4,460 in Chelmsford, it’s often difficult to find assisted living communities that provide high-quality care at an affordable price. At Caring.com, our mission is to make this process as smooth and painless as possible, and we’ve helped many families along the way.

This guide provides everything you need to quickly compare communities and narrow your search, including 23 unique reviews from residents and our comprehensive database that gives pricing, amenity information, photos and more on the 2 facilities in Chelmsford.

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Assisted Living Facilities in Chelmsford, Massachusetts

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What to Consider About Assisted Living in Chelmsford

Chelmsford, Massachusetts, was named after Chelmsford, England, and was incorporated in 1655. The area’s 5,467 seniors who make up more than 16% of the city’s population can enjoy a stroll through Veteran’s Memorial Park or along the Bruce Freeman Rail Trail. Seniors who need assistance with their personal care can find support in two assisted living facilities that are located within city limits, or in one of the 45 additional facilities located in surrounding areas such as Salem, Waltham and Weston.

In Chelmsford, as in all of Massachusetts, these facilities are known as Assisted Living Residences and are certified by the Executive Office of Elder Affairs.

Benefits and Drawbacks of Assisted Living in Chelmsford

  • The overall cost of living in Chelmsford is 143.9, higher than both the Massachusetts average of 139 and the U.S. average of 100. Although seniors pay less for healthcare here than in other areas of the state or country, they pay more for groceries and transportation, which are both above the national average at 105.7 and 113.4, respectively. Seniors in Chelmsford may have to prepare their monthly budgets carefully.
  • The Chelmsford area is home to world-class medical facilities, including Lowell General Hospital and Merrimack Valley Cardiology, in the event of medical emergencies or illness.
  • The crime rates in Chelmsford are low, which may make safety-cautious seniors feel more secure in their homes or when actively participating in outdoor activities. The city has a violent crime rating of 10.6 and a property crime rating of 22.6, both notably lower than the respective U.S. averages of 22.7 and 35.4.
  • Chelmsford is a member of the AARP Network of Age-Friendly Communities, meaning that its elected leadership “has made the commitment to actively work toward making their town, city or county a great place for people of all ages,” according to AARP.
  • Massachusetts does not tax seniors on public pensions or Social Security benefits, although retirement savings account income and private pensions are fully taxed. This could affect the amount of money that Chelmsford seniors have to put toward their living expenses.
  • July highs in Chelmsford can hit 83 degrees and winter lows drop down as low as 15, which might make this city an ideal location for seniors who don’t like extreme heat and humidity.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

Paying for Assisted Living in Chelmsford

Assisted Living costs in Chelmsford start around $4,610 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Chelmsford and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Massachusetts

Dracut

$6,100

Tewksbury

$5,725

Burlington

$5,529

Acton

$4,915

Chelmsford

$4,610

US

$4,000

Billerica

$3,750

Financial Assistance for Assisted Living in Chelmsford

Chelmsford seniors who need help with assisted living costs may be able to receive financial support through the MassHealth Personal Care Attendant Program. They can also get help through Group Adult Foster Care, but that only covers personal care costs and not rent.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Financial Assistance in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Chelmsford

Chelmsford and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Chelmsford, please visit our Assisted Living in Massachusetts page.

Assisted Living Laws and Regulations in Chelmsford

Chelmsford-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Assisted Living

Reviewer#LD032023A

I visited this facility

Review of Benchmark Senior Living at Chelmsford Crossings

Everything at Benchmark Senior Living at Chelmsford Crossings was fine. They were very helpful. The staff that took us around managed that side of the facility, and she was very good. The rooms...

Read more

Assisted Living

Peter D.

I am a friend or relative of a current/past resident

Review of Benchmark Senior Living at Chelmsford Crossings

If you're looking for assisted living for yourself or a loved one you should definitely check out Chelmsford Crossings. Mom loves it there. Between the room, staff, food, and friends she has made...

Read more

Assisted Living

Stephanie

I visited this facility

Review of Benchmark Senior Living at Chelmsford Crossings

Benchmark Senior Living at Chelmsford Crossings was clean, well-kept, and updated. You are greeted as soon as you walk in. The living spaces were a bit larger and were laid out better, but also a...

Read more

Helpful Articles

Assisted Living near Chelmsford, MA

LowellBillericaDracutTewksburyActonBurlington

Other Options in Chelmsford, MA

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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