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The 10 Best Assisted Living Facilities in Lowell, MA for 2024

Our comprehensive listings and authentic reviews in Lowell, MA below include 16 Assisted Living facilities with 1012 reviews. On average in Lowell, residents and their loved ones rate Assisted Living options 3.6 out of 5 stars.

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Assisted Living Facilities in Lowell, Massachusetts

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What to Consider About Assisted Living in Lowell

Assisted living facilities in Lowell must be recognized by the Executive Office of Elder Affairs. Facility managers are required to ensure their operations abide by the Assisted Living Regulations relating to procedures and standards of care. The office regularly inspects assisted living facilities to ensure they are abiding by the regulations.

Benefits and Drawbacks of Assisted Living in Lowell

  • Lowell sees warm summers and very cold winters, with many cloudy days, though it still has an average of 203 sunny days per year, just two less than the national average. The varied weather conditions and pleasant summers make the city a popular choice for those who dislike extreme heat and want to enjoy outdoor activities for at least part of the year.
  • Violent and property crime rates in the city are close to the national average. Many assisted living facilities are equipped with security cameras and are staffed 24-hours a day, meaning residents have little to worry about when it comes to safety and security.
  • The cost of living in Lowell is above average. However, assisted living fees usually cover the cost of room and board, meals and personal care services, so residents can plan their spending easily and not worry about unexpected expenses.
  • Seniors living in Massachusetts may be eligible for a variety of tax exemptions and credits. These exemptions can help offset some of the cost of living in the state, making it more affordable for older adults or those on a lower income.
  • Lowell has many attractions that active seniors may enjoy exploring, including the Whistler House Museum of Art and the Lowell National Historical Park. This makes planning days out or trips with visiting loved ones a simple affair.
  • There are many Medicare-registered health care providers in the city, and Lowell General Hospital is one of the top ten hospitals in the state. Seniors will not have to go far to access high-quality health care when they need it.

Paying for Assisted Living in Lowell

Assisted living in Lowell typically costs $6,100 per month, based on figures provided by the Genworth Financial Cost of Care Survey 2020. The statewide average for Massachusetts is $6,085 per month, and the national average is $4,300.

The Cost of Assisted Living in Nearby Cities

With typical monthly fees of $6,100, assisted living facilities in Lowell are more expensive than many of their neighboring counterparts. Heading west, assisted living fees are 5% to 10% lower, with facilities charging an average of $5,488 per month in Worcester, $5,750 in Springfield, and $5,789 in Pittsfield. Barnstable Town is the most expensive city in the state, with average monthly fees of $6,338.

Lowell

$6,100

Massachusetts

$6,085

The United States

$4,300

Worcester

$5,488

Springfield

$5,750

Pittsfield

$5,789

Barnstable Town

$6,338

The Cost of Other Types of Senior Care

As well as assisted living, seniors in Lowell have a choice of other types of senior care. Homemaker services and home health care providers deliver care in the senior’s own home for $5,720 per month. Adult day care in a group setting is the most affordable option, at $1,782 per month. Nursing home facilities charge $13,383 for a semiprivate room or $14,509 for a private room and skilled nursing care.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,782

Assisted Living

$6,100

Nursing Home Facility (semiprivate room)

$13,383

Nursing Home Facility (private room)

$14,509

Note: Data for Lowell was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in Lowell

Eligible seniors in the Lowell area can apply for state-funded financial assistance to help pay for assisted living costs. Two government programs are offered: Group Adult Foster Care and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Paying for Assisted Living Facilities in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Lowell

Seniors considering moving into an assisted living facility in Lowell may find it useful to speak to local government organizations and nonprofits for advice about the support available to them. Many organizations offer benefits counseling, wellness programs and other support free of charge or for a small fee.

ResourceContactService
Central Massachusetts Area Agency on Aging(800) 244-3032The Central Massachusetts Area Agency on Aging oversees a variety of support services for older adults. It runs the long-term care ombudsman, as well as caregiver support and elder abuse programs. The agency also maintains a database of other senior resources and support organizations. Many of the programs run by the AAA are delivered free of charge to eligible seniors.
SHINE Massachusetts(800) 243-4636SHINE Massachusetts provides free Medicare advice to seniors in Massachusetts. It offers unbiased guidance and education about Medicare plans and providers, helping older adults understand their options and choose the Medicare coverage best suited for their needs. In addition to telephone-based support, SHINE Massachusetts also runs regular educational sessions.
Lowell Veteran's Services(978) 674-4066The Veteran's Services department receives applications for veterans' benefits and provides other financial support and assistance with medical issues for veterans and their dependents. The department also assists with claims for various federal and state benefits and may be able to advise about financial support available to veterans that could offset all or part of the cost of assisted living.

Assisted Living Laws and Regulations in Lowell

Lowell-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Assisted Living

Kathy Dolan

I visited this facility

Review of Merrimack River Valley House

I am happy to have had the pleasure of working at this facility. God Bless all of the staff and residents as they go through this time of transition. Best to each and every one during the upcoming...

Read more

Assisted Living

jlleighton1

I visited this facility

Review of Merrimack River Valley House

After touring a half-dozen assisted living facilities in the Merrimack Valley, we had become used to seeing the same things at each location: large seating areas, activity spaces, dining rooms...

Read more

Assisted Living

chezypoof16

I am a friend or relative of a resident

Review of Merrimack River Valley House

When I visited her there was a good community feel to the facility. She was able to have a social life with her peers that was unavailable to her when she lived in her own apartment. It was also...

Read more

Helpful Articles

Assisted Living near Lowell, MA

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Other Options in Lowell, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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