Coeur d’Alene is the Idaho panhandle’s largest city but is home to only slightly over 50,000 residents, offering retirees the comfort of laid-back city living. Scenic views of Lake Coeur d’Alene and the area’s forested mountains can be enjoyed from almost anywhere in the city, especially from resorts, downtown beaches and ADA-accessible parks along the North Idaho Centennial Trail. Close to 17% of the city’s population is 65 and older, and those seniors have access to quality health care services from Kootenai Health, a Mayo Clinic Care Network member. The Lake City is also conveniently close to Spokane, Washington, with a very short commute time of around 18 minutes.

CDA’s overall cost of living is relatively affordable except for housing; its senior care costs are notably above the national averages. Nursing home care is considered expensive at $8,638 per month, a significant bump over the U.S. median of $7,756. The high pricing in nursing homes is due to the intermediate care they provide, particularly for those who require 24-hour skilled nursing services. Assisted living and home health care are alternative noninstitutional care options for seniors who may only need intermittent nursing care.

This guide discusses cost comparisons for nursing home care and other senior care options in Coeur d’Alene. A list of free resources is also provided to help seniors with making long-term care choices.

Directory of Nursing Homes in Coeur d’Alene, ID

Ivy Court

2200 Ironwood Place, Coeur D Alene, ID, 83814

After having a massive heart attack with heart failure, I was discharged to Ivy Court for rehab services. Despite my cardiologist placing me on a low sodium, low fat diet, Ivy Court served me foods h … (read more)
After having a massive heart attack with heart failure, I was discharged to Ivy Court for rehab services. Despite my cardiologist placing me on a low sodium, low fat diet, Ivy Court served me foods h … (read more)

LaCrosse Health & Rehabilitation

210 West Lacrosse Avenue, Coeur D Alene, ID, 83814

Aides were ok I was in for rehab after a illness . I had trouble with medications not being given . Room was disgusting. smelly. call lights not being answered at night at times. over all not … (read more)
Aides were ok I was in for rehab after a illness . I had trouble with medications not being given . Room was disgusting. smelly. call lights not being answered at night at times. over all not … (read more)

Life Care Center of Coeur D’alene

500 WEST AQUA AVENUE, Coeur D Alene, ID, 83815

This place appears to be nice don’t be fooled. Like we was showers don’t happen unless you hound them ring the buzzer for help it might be 1 hour or maybe not at all. There were a few nurses that was … (read more)
This place appears to be nice don’t be fooled. Like we was showers don’t happen unless you hound them ring the buzzer for help it might be 1 hour or maybe not at all. There were a few nurses that was … (read more)

Coeur D’ Alene Health and Rehabilitation of Cascadia

2514 North 7th Street, Coeur D Alene, ID, 83814

he EDC oh of this facility does not care about resor wants providing only the bare minimum for which is required by state. continuously jokes at the expense of residents about the meds they take and c … (read more)
he EDC oh of this facility does not care about resor wants providing only the bare minimum for which is required by state. continuously jokes at the expense of residents about the meds they take and c … (read more)

Advanced Health Care Of Coeur D’alene Llc

1578 W Riverstone Drive, Coeur D Alene, ID, 83814


Life Care Center of Post Falls

460 NORTH GARDEN PLAZA COURT, Post Falls, ID, 83854

Located in Post Falls, Idaho, the Life Care Center of Post Falls is convenient to Interstate 90 and the hiking paths at Back Bay Park. Visitors and guests of this facility mention the spacious, nicely … (read more)
Located in Post Falls, Idaho, the Life Care Center of Post Falls is convenient to Interstate 90 and the hiking paths at Back Bay Park. Visitors and guests of this facility mention the spacious, nicely … (read more)

Nursing Home Costs in Coeur D’Alene, ID

The average cost for nursing home care in Coeur d’Alene is $8,638 per month for semiprivate accommodations and $9,794 for private rooms.

The Cost of Nursing Home Care in Nearby Cities

Coeur d’Alene’s average nursing home care cost of $8,638 is almost on par with the Idaho average of $8,669. This makes the city relatively midrange in the Gem State, but nearly $900 over the national average of $7,756. The amounts compared are semiprivate-room nursing home care costs. 

Over the state line in nearby Spokane, Washington, the monthly cost of nursing home care is $10,615, nearly $2,000 more expensive than in CDA. Idaho’s most affordable option is Lewiston at $7,254 per month. State capital Boise and Missoula, Montana, each have average costs of over $9,000, representing a $600 to $900 jump over CDA’s costs.

$8638

Coeur d’Alene

$8669

Idaho

$7756

The United States

$10615

Spokane, WA

$7254

Lewiston

$9429

Missoula, MT

$9125

Boise

The Cost of Other Types of Senior Care

Other long-term care options may be considered over nursing home care if 24-hour skilled nursing is not required. The semiprivate-room option, at $8,638, may be more affordable than private-room nursing home care, which costs $9,794, but it’s almost twice the amount one would pay for assisted living. At $4,373 per month, assisted living is slightly cheaper than home care and home health care, which are $4,671 and $4,957, respectively. Adult day care ($1,993) is the most affordable option due to its nonresidential setting.

$4671

Home care

$4957

Home health care

$1993

Adult day health care

$4373

Assisted living

$8638

Nursing home (semiprivate room)

$9794

Nursing home (private room)

Financial Assistance for Nursing Home Care in Coeur D’Alene, ID

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Coeur D’Alene, ID

As a regional hub for North Idaho, Coeur d’Alene has several local resources that are easily accessible to seniors. Many of them are public authorities that can directly provide help with obtaining support and and financial assistance for nursing home care.

ResourceContactService
Area Agency on Aging of North Idaho

(208) 667-3179AAANI is the designated local Aging and Disabilities Resource Center in Coeur d’Alene, providing information and referrals on appropriate long-term services and support for seniors 60 and older. It administers Older Americans Act programs such as case management, family caregiver respite, home-delivered meals, homemaker services and legal assistance. AAANI is also the local contact for Adult Protective Services and the Long-Term Care Ombudsman Program, which handles complaints concerning the welfare of seniors residing in nursing homes and other long-term care facilities.
Idaho Department of Health and Welfare – Coeur d’Alene Office(866) 255-1190 / (208) 769-1567DHW’s CDA office provides assistance on and receives applications for Medicaid programs, including nursing home coverage, home and community-based services waivers, and Idaho Home Choice for seniors transitioning from institutional to community-based care. This office is also the primary contact for other financial assistance programs such as Aid for the Aged, Blind and Disabled.
Senior Health Insurance Benefits Advisors – DOI Coeur d’Alene (800) 247-4422The Department of Insurance Region 1 office is responsible for administering SHIBA for Medicare beneficiaries in CDA. SHIBA provides free, confidential, unbiased counseling on Medicare and other health insurance options, helping them understand and maximize applicable benefits and make informed health care decisions.
ElderHelp of North Idaho(208) 661-8870ElderHelp is an organization of volunteers who perform free minor home repairs and improvements, helping seniors live at home safely and comfortably. Services may include installation of accessibility ramps and smoke detectors, firewood delivery, weatherization and help with local-area moves.
Community Action Partnership – Coeur d’Alene(208) 664-8757CAP’s CDA office locally administers the state’s Energy Assistance and Weatherization programs. Energy Assistance helps low-income households pay for utility and heating fuel bills. The Weatherization Assistance Program, which gives priority to the elderly, carries out energy-efficient home improvements that help reduce utility and heating costs.