Memory Care Communities in Coeur D Alene, Idaho

Spokane, Washington, is 23 miles to the west and has the highest monthly cost in the area at $6,110. Southwest of Coeur d’Alene, Lewiston averages $5,524, and further southwest, Walla Walla in Washington costs less, averaging $4,014. Less than three hours east, Missoula, Montana, memory care averages $5,813 monthly and continuing to the northeast, the average monthly cost for memory care in Great Falls is $5,188.

The Genworth Cost of Care Survey does not provide average monthly costs for memory care in Coeur d’Alene. However, most assisted living communities offer memory care units that average from 20 to 30% more than the monthly rate. This guide includes memory care costs based on the average assisted living cost with an added 25%. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Idaho page.

Home care is an option for seniors who prefer to remain at home but need care and supervision during the week. The average monthly cost for adult home health care in Coeur d’Alene is $2,080. Homemaker services provide everyday living assistance and housekeeping, and home health aides provide the same services with some added medical care. Both services average $5,815 monthly. If seniors need higher-level, around-the-clock medical care, a nursing home provides 24/7 care and averages $8,806 for a semiprivate room and $9,581 for a private room. 

Long-term care facilities in Coeur d’Alene are licensed and monitored by The Idaho Department of Health and Welfare’s, Residential Assisted Living Facilities Program. The agency provides licensing, surveys, inspections and complaint investigations to ensure compliance with state rules and regulations for long-term care facilities.

• Idaho is a tax-friendly state for retirees. Social Security income is not taxed, and other retirement income such as from a 401(k) or IRA are taxed at the state income tax rate, which is 1.00% to 6.50%. Public and private pension income is partially taxed in Idaho.
• Seniors living with Alzheimer’s and their families have easy access to many resources concerning dementia. The Area Agency on Aging of North Idaho is located in Coeur d’Alene and is an established Aging and Disability Resource Center. The agency is active in the community and is always adding more services and programs for elderly residents.
• Coeur d’Alene weather offers four distinct seasons. Summers are glorious with plenty of sunshine, moderate temperatures and dry conditions. The summer high temperature averages a mild 82 degrees making a day on the lake pleasant and relaxing. Winters can be challenging, with an average low in January of 25 and seasonal snowfall of 42 inches, making it a great time to have a warm beverage at the Coeur d’Alene Resort.
• Kootenai Health is an award-winning health center and hospital providing health care in numerous specialties, including stroke, heart disease and dementia. Seniors living in Coeur d’Alene will find excellent care at Kootenai Health. Spokane, Washington, is only 23 miles west, offering several large hospitals, such as Providence Sacred Heart Medical Center if higher-level medical care is needed.
• Coeur d’Alene sits along the shores of Lake Coeur d’Alene, surrounded by pine-covered hills, mountains and parks where seniors can walk along the lake to enjoy the region’s beauty. Seniors who enjoy golf can take a swing on the Coeur d’Alene Resort Golf Course’s floating green. The movable island makes up the 14th hole and is responsible for the golf course being designated as one of the most beautiful in America by Golf Digest.