Memory Care Communities in Clermont, FL

In Clermont, memory care facilities charge close to $6,510 monthly, which is hundreds of dollars over the national expense of $5,625, as well as Florida’s rate of $5,000. Additionally, local care costs come in higher than what seniors pay in Homosassa Springs, where rates average $5,313. Seniors find comparatively economical care in Deltona and Ocala, where rates average $4,969 and $4,813, respectively, and in Gainesville, care costs are even more affordable at $2,938.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Residential memory care services in Clermont cost $6,510 per month.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Memory care in Clermont costs about $6,510 monthly, exceeding rates for most other senior care solutions in the city. For example, seniors who obtain nonmedical personal care services at home through in-home care or skilled nursing through home health care agencies pay $5,720 for full-time support. Seniors in residential care who don’t have memory impairments pay $5,720 for assisted living, an option that includes individualized personal care, meals and housekeeping and maintenance services. Similarly, adult day health care facilities charge $1,733 monthly for personal care, light medical support and meals in a community environment. On the other hand, nursing homes charge higher rates of $8,669 for specialized services, such as wound care and medication administration, in a hospital-like setting.

The Florida Agency for Health Care Administration regulates all memory care communities in Clermont and officially recognizes them as assisted living facilities with specialty licenses. It monitors compliance with standardized rules through an annual licensing process, and it oversees caregiver screening and training processes.

• Annually, Clermont residents see approximately 14 incidents of crime per 1,000 residents, including two incidents of violent crime and 12 property-related offenses. This is higher than 58% of Florida communities and 65% of U.S. communities, although it’s below normal for cities with comparable population sizes.

• Clermont has long, warm summers spanning from early May through early October, with temperatures ranging from 86 to 90 degrees Fahrenheit. Muggy conditions are also common in the area, between 78% and 99% of the time. Winters are short and mild, lasting from early December to late February and bringing daytime highs between 69 to 74 degrees Fahrenheit. To support residents’ comfort, many memory care facilities have unit-controlled thermostats.

• Clermont is home to Orlando Health South Lake Hospital, a community hospital with 170 beds and 1,600 employees. It specializes in orthopedics, cardiology and diagnostic imaging, along with advanced rehabilitative services. The hospital also provides telemedicine services, giving Clermont seniors access to routine care with minimal disruptions to their daily routines.  

• Out of 67 ranked counties in Florida, Lake County, where Clermont is located, comes in 22nd for overall health. There’s one primary care doctor per 1,630 residents, which is subpar compared to state and national rates of 1,380 and 1,310. Although 55% of Medicare beneficiaries get the flu shot annually versus the state average of 49%, slowing the spread of sickness in memory care communities. Additionally, the local life expectancy is 78.6 years, which is a little below Florida’s average of 79.7 years but in line with nationwide trends.

• Due to Florida’s lack of state income taxes, seniors in Clermont don’t pay taxes to the state on any retirement income. Additionally, the state has no inheritance or estate tax, and there’s no sales tax for groceries or medication.

• Clermont’s overall cost of living exceeds the national average by 3.6%. Even so, residents spend about 21% less on health care, making dementia care services in this city financially viable for many residents. In addition, the Statewide Medicaid Managed Care Long-term Care Program pays for some memory care services for income-qualified individuals.