Assisted Living Communities in Leominster, Massachusetts

Seniors in Leominster expect to pay $5,685 per month for assisted living. While this monthly rate exceeds the national norm of $4,500, it comes in well below the Massachusetts average of $6,500. Local rates are competitive compared to fees in Barnstable Town and Boston, where respective monthly averages come in at $7,000 and $6,819. However, seniors save hundreds of dollars per month by opting for care in Springfield, where rates average $5,048, and Pittsfield, where facilities charge $2,084.

In Leominster, assisted living facilities charge $5,685 per month for care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Assisted living is among the most economical senior care solutions in Leominster, with facilities charging $5,685 for residential services. By comparison, agencies that provide private services charge slightly higher rates of $5,720 for in-home care, which includes nonmedical support and companion care, and $5,911 for home health care, which encompasses personal care and skilled nursing services. Additionally, adult day health care facilities charge $1,842 for daytime services in a community setting. On the other hand, seniors who require 24-hour medical attendance and supervision pay higher rates of $11,863 for nursing home care.

All assisted living facilities in Leominster and the rest of Massachusetts must obtain licensing through the Department of Health and Social Services. This department reviews applications for licensure and enforces minimum standards for the scope of care facilities provide, as well as staffing, nutrition services and building features. It also conducts routine inspections to ensure safe and clean conditions.

• The Leominster Campus of UMass Memorial HealthAlliance – Clinton Hospital has a full range of services for older adults, including lab services, surgery and rehabilitation, as well as a 24-hour emergency department. In addition to this, residents have easy access to Nashoba Valley Medical Center, a 40-bed hospital that sits 10 miles away in Ayer.
• The average life expectancy in the Leominster region comes in at 79.1, which is slightly higher than the national norm of 78.5 but a year lower than Massachusetts’ average of 80.2. The region’s rate of preventable hospital stays is among the highest in the state and nation at 3,177 per 100,000 people, versus 3,136 statewide and 2,809 nationally, and overall, the county ranks 10th out of 16 surveyed counties in Massachusetts for general health. Fortunately, opting for assisted living promotes access to medical support for seniors with ongoing health conditions.
• The Worcester Council on Aging operates Senior Ride, a community-based program that provides transportation services for seniors in the Leominster region. Through this program, seniors get one-on-one assistance with addressing mobility challenges due to age or disability and finding supplemental programs in the community. The organization also provides transportation coordination services.
• Leominster’s cost of living comes in 22% above the national norm, mainly due to costly medical care, energy costs and housing. On average, seniors in this city pay 29% more for health care than older adults in the nation as a whole, as well as 10% more for utilities and 4% more for housing. However, food prices fall about 29% below the nationwide norm, and transportation expenses come in 8% less.
• Leominster scores 55 on the AARP Livability Index, indicating an above-average range of benefits and amenities for seniors. The local air quality is good compared to national norms, and high access to ADA-accessible public transportation promotes independence.  
• Seniors in Leominster don’t pay state income taxes on public pension income or Social Security benefits, but the state taxes other forms of income at a flat rate of 5%. Sales taxes are low compared to national norms, and groceries and prescription drugs are exempt.