The 10 Best Assisted Living Facilities in Milpitas, CA for 2023

Milpitas is home to over 80,200 residents, including nearly 9,800 seniors aged 65 or older. Located on the southern tip of the San Francisco Bay Area in Santa Clara County, Milpitas offers 31 community parks and numerous recreational opportunities, including senior activities. Seniors can also find plenty of shopping opportunities at the Great Mall of the Bay Area, the largest enclosed mall in Northern California.

Assisted living offers a safe residential setting for active seniors needing personalized supportive care but wish to retain their independence. Milpitas is located in one of the most expensive areas of California, so seniors can expect to pay about $6,100 per month for assisted living. This amount is higher than both the state and national averages, but comes with the perks of living in the Bay Area.

This guide covers aspects of assisted living in Milpitas, including the average cost of assisted living in the city compared to surrounding communities and other senior living options. It also offers several benefits and drawbacks of retiring in Milpitas, as well as a list of free local resources for older adults.

Field staff from the Adult and Senior Care Program perform regulatory inspections of residential care facilities for the elderly, such as assisted living facilities. This program is part of the California Department of Social Services, Senior Care Licensing Program, which is in charge of monitoring and licensing facilities in Milpitas and throughout the state.

• California doesn’t tax Social Security income, which benefits retirees in Milpitas. However, most other retirement benefits are taxed. Seniors with significant incomes pay substantial income taxes, but income taxes for those with lower to middle incomes are relatively reasonable.
• Sales taxes in Santa Clara County are higher than 83.8% of other California cities and counties. The total combined sales tax rate is 9%. However, prescription drugs and groceries aren’t taxed, which may be beneficial to seniors.
• Santa Clara County has been part of the AARP Age-Friendly Network since March 2020 and collaborated with its 15 cities to create age-friendly communities. These communities implement an age-friendly destination for all county parks and focus on targeted health-related challenges for older adults.
• Although property crime in Milpitas is slightly higher than the national average, violent crime is much lower. On a scale of one to 100, Milpitas rates a 13.1 for violent crime compared to 22.7 nationwide and 25.2 statewide. Assisted living facilities generally have security features to ensure resident safety.
  
  
• Milpitas only gets an average of 16 inches of rain and zero inches of snow annually, while the national average is 38 inches and 28 inches, respectively. Outdoorsy seniors benefit from mild weather year-round with six comfortable months when high temperatures range between 70 and 85 degrees. On the comfort index scale, Milpitas receives a 9.9 out of 10 for its summer climate.
• Milpitas has an extremely high overall cost of living that’s more than double the national average. A significant cause of this inflated cost is because housing costs are four times higher than the national average. However, seniors in assisted living aren’t looking to buy a home, and they benefit from health care costs that are nearly identical to the national average.

Milpitas’ proximity to San Francisco may contribute to its higher assisted living costs. According to Genworth’s Cost of Care Survey, the average cost of assisted living in Milpitas is $6,100, which is $1,100 more than the statewide average and $1,800 higher than the national median.

Milpitas’ higher-than-average cost of assisted living makes it more expensive than many other surrounding communities, but not all of them. Its cost is higher than Modesto’s by $2,100 and Vallejo’s by $1,600. Alternately, Milpitas’ cost is lower than Napa’s by $150 and Santa Cruz’s by $700.

Seniors who are unsure of the right type of care for their needs and budget may compare assisted living to other options. Adult day health care is the least expensive option and provides the lowest amount of care. In Milpitas, it costs an average of $1,950 per month. In-home care, which includes both homemaker and home health aide services, is only $1 more per month than assisted living. Nursing home facilities are the highest cost option and provide the most care. Semiprivate rooms run about $12,471 and private rooms cost about $15,208 in Milpitas.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.