Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Snohomish County, WA for 2024

Senior citizens make up 14.4% of Snohomish County’s population of over 827,000 residents. While the area’s cost of living is quite high compared to state and national averages, health care is surprisingly inexpensive, coming in around 20% below the U.S. average. Area residents have plenty of options for medical care including the Providence Regional Medical Center in Everett and the EvergreenHealth Monroe Medical Center in Monroe. Seniors in Snohomish County can expect to pay $6,483 per month for home care, according to the 2021 Genworth Cost of Care Survey. Home care offers seniors the option of remaining in their own homes while receiving help with housekeeping and daily living.

Below we’ve compiled a comprehensive directory of every home care provider in Snohomish County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Browse Home Care by City

In Home Care in Arlington

Home Care Agencies in Snohomish County, WA

69 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

3

4

Paying for Home Care in Snohomish County, WA

The Cost of Home Care in Snohomish County, WA

The 2021 Genworth Cost of Care Survey reveals that home care costs in Snohomish County, at $6,483, are slightly lower than the Washington state average, but over $1,500 higher than the national average. Seattle has higher costs than Snohomish County by $286, but locations to the east offer less expensive rates. Walla Walla to the southeast comes in at $334 less than Snohomish County, and Wenatchee to the east and Yakima to the southeast are both over $500 cheaper.

Snohomish County

$6,483

Washington

$6,547

The United States

$4,957

Seattle

$6,769

Walla Walla

$6,149

Wenatchee

$5,911

Yakima

$5,958

The Cost of Home Care vs. Other Senior Care Options in Snohomish County, WA

Snohomish County seniors will notice that home care costs are somewhat high compared to other care options. Assisted living comes in over $1,880 lower than home care rates, though seniors must relocate to obtain needed services. Home health care, with its medical services such as vital sign checks, is equivalent to home care in cost. Nursing home costs are higher than those of home care by $2,794.

Home Care

$6,483

Home Health Care

$6,483

Assisted Living

$4,600

Nursing Home Care (semiprivate room)

$9,277

Note: Data for Snohomish County was unavailable, so data for the nearest city, Bellingham, was used instead.

Financial Assistance for Home Care in Snohomish County, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Snohomish County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Snohomish County:

ResourceContactAddressService
Senior Information & Assistance(800) 422-20243000 Rockefeller Avenue, Everett, WA 98201The Senior Information and Assistance line is managed in partnership between Homage and the Snohomish County Long-Term Care and Aging department. The service acts as the first point of contact between older adults and several aging in place resources in the county. Seniors can get in touch with the service to find out more and check eligibility for programs like mental health counseling, home-delivered meals, in-home care services and transportation.
TakeCare Medicare(866) 937-65655026 196th St. SW, Lynnwood, WA 98036TakeCare Medicare is a Homage service offering free and unbiased advice about Medicare insurance. Advisors can help seniors understand their insurance options on topics such as Medigap, prescription medication plans and dual Medicare/Medicaid plans. Additionally, TakeCare Medicare counselors can also refer seniors to other aging services such as home repairs and meal delivery programs.
Legal Services for Individuals Over 60(888) 387-7111401 Second Avenue S, Suite 407, Seattle, WA 98104This senior legal line is a Coordinated Legal Education, Advice and Referral service offered by the Northwest Justice Project. Seniors can call to speak to a lawyer or a paralegal who can either offer detailed advice over the phone, assist with legal documentation, or, in some instances, refer the caller to other legal aid agencies for representation.
Minor Home Repairs(425) 265-22225026 196th St. SW, Lynnwood, WA 98036The Minor Home Repairs program is managed by the Homage nonprofit and helps low-income seniors with some necessary house repairs so they can continue living at home. There is no labor cost for this service; however, seniors may have to pay for some of the materials on a sliding scale, according to their income.
Veterans’ Assistance Program(425) 388-72553000 Rockefeller Ave, Lower Level, Drewel Building, Everett, WA 98201This program is overseen by the Snohomish County Human Services Department and assists seniors who served in the country’s military and their families. Seniors can get in touch with the program for information and referrals to state and federal pensions their service entitles them to, including a robust list of services specifically for older veterans.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.