Caring.com’s 2019 Senior Living Report determined that Silver Spring is the most attractive city for retirees in the state of Maryland. The city received great ratings for its access to healthcare, high air quality and availability of senior housing. Silver Spring is home to many quality hospitals such as the Holy Cross Hospital and the Adventist Health Care White Oak Medical Center. Health care prices in the area are nearly in line with the national average. The 2021 Genworth Cost of Care Survey averages the cost of home care in Silver Spring at $5,339 per month. Home health care in the city costs the same as home care, even though it also includes skilled nursing.

Below we’ve compiled a comprehensive directory of every home care provider in the CITY area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Silver Spring, MD

2017, 2018, 2019, 2020, 2021, 2022

Right at Home Montgomery County, MD

11821 Parklawn Drive, Suite 302, Rockville, MD, 20852

They have last minute cancellations and it is unclear who is coming sometimes. The biggest thing is the communication with scheduling and availability.
They have last minute cancellations and it is unclear who is coming sometimes. The biggest thing is the communication with scheduling and availability.

2017, 2018, 2019, 2020, 2021, 2022

Home Instead -Silver Spring MD

2439 Linden Ln, Silver Spring, MD, 20910

My family has used home health aides from Home Instead over a period of 12 years for both companion and personal care and we are a third time repeat and very happy customer. A number of the same carin … (read more)
My family has used home health aides from Home Instead over a period of 12 years for both companion and personal care and we are a third time repeat and very happy customer. A number of the same carin … (read more)

2020, 2021, 2022

SYNERGY HomeCare of Rockville

11140 Rockville Pike, Suite #400, Rockville, MD, 20852

People want to live their lives where they feel most comfortable – in their own home. We offer a range of senior home care services, from basic companionship to round-the-clock care, that allows sen … (read more)
People want to live their lives where they feel most comfortable – in their own home. We offer a range of senior home care services, from basic companionship to round-the-clock care, that allows sen … (read more)

HomeCare.com

7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102

Caregivers don’t show up and you are not told. Calls to their customer assistance line are forwarded to a answering service and it hours to hear from homecare.com,if at all. They then tell you they wi … (read more)
Caregivers don’t show up and you are not told. Calls to their customer assistance line are forwarded to a answering service and it hours to hear from homecare.com,if at all. They then tell you they wi … (read more)

Livity Life Care

3501 Hamilton St, Hyattsville, MD, 20782

You Are In Safe Hands <p></p> Our caregivers are competent nurses with over 30 years of experience in nursing homes, hospitals, out-patient clinics (if needed). We offer 24–hour dieting and nutrit … (read more)
You Are In Safe Hands <p></p> Our caregivers are competent nurses with over 30 years of experience in nursing homes, hospitals, out-patient clinics (if needed). We offer 24–hour dieting and nutrit … (read more)

HomeWell Care Services of Montgomery County

6120 Wayside Dr, Rockville, MD, 20852

As one of the nation’s leading in-home care providers, HomeWell strives to offer affordable care and assistance plans that help those who are homebound maintain their independence. Our reliable, exp … (read more)
As one of the nation’s leading in-home care providers, HomeWell strives to offer affordable care and assistance plans that help those who are homebound maintain their independence. Our reliable, exp … (read more)

Blessed Angels Home Healthcare Services

1806 Saint Georges Way, Mitchellville, MD, 20721

The care that Blessed Angels Home Healthcare Services provides for my mother is excellent. We have one caregiver who comes 7 days a week for 6-7 hours, and she has been wonderful. She helps prepare my … (read more)
The care that Blessed Angels Home Healthcare Services provides for my mother is excellent. We have one caregiver who comes 7 days a week for 6-7 hours, and she has been wonderful. She helps prepare my … (read more)

Fonge Home Health Services, LLC

4229 Lafayette Center Drive, Suite # 1300G , Chantilly, VA, 20151

Fonge Home Health Services, LLC is an in-home care provider serving Chantilly, Virginia and the surrounding area. Fonge Home Health Services, LLC offers non-medical services in the home, such as meal … (read more)
Fonge Home Health Services, LLC is an in-home care provider serving Chantilly, Virginia and the surrounding area. Fonge Home Health Services, LLC offers non-medical services in the home, such as meal … (read more)

Sarah’s Peace and Love Home Healthcare

8101 Sandy Spring Rd, Laurel, MD, 20707

We are committed to helping our seniors stay independent in their own homes for as long as possible while exceeding our client’s expectations. We will treat each of our clients with honesty, integri … (read more)
We are committed to helping our seniors stay independent in their own homes for as long as possible while exceeding our client’s expectations. We will treat each of our clients with honesty, integri … (read more)

Comfi-Kare LLC

12 South Summit Ave, Suite 100 , Office #32, Gaithersburg, MD, 20877

We are a non-medical homecare agency that also provides 4 hours of registered nursing care while unboarding your caregiver of no charge to you. This way the nurse can provide the training necessary to … (read more)
We are a non-medical homecare agency that also provides 4 hours of registered nursing care while unboarding your caregiver of no charge to you. This way the nurse can provide the training necessary to … (read more)

Griswold Home Care, Aspen Hill – Montgomery North

14301 Layhill Road, Suite L15-310, Silver Spring, MD, 20906

Griswold Home Care was founded by the late Jean Griswold in 1982, making us the oldest non- medical home care franchise organization in the country. While we operate in a growing industry with many … (read more)
Griswold Home Care was founded by the late Jean Griswold in 1982, making us the oldest non- medical home care franchise organization in the country. While we operate in a growing industry with many … (read more)

Ever Caring, INC

9405 Mayflower Court , Laurel, MD, 20723

Personalized Approach to Care-Giving. At EverCaring, we work collaboratively with our clients and their loved ones to meet their home care needs. We also equip hospitals and healthcare facilities b … (read more)
Personalized Approach to Care-Giving. At EverCaring, we work collaboratively with our clients and their loved ones to meet their home care needs. We also equip hospitals and healthcare facilities b … (read more)

Victory Home Care

18568 Office Park Drive, Gaithersburg, MD, 20889

I used Victory Homecare to provide home-care services for my mother last yr. They provided 24hrs care 7 days per week, the workers was amazing, very knowledgeable of the job, attentive and went above … (read more)
I used Victory Homecare to provide home-care services for my mother last yr. They provided 24hrs care 7 days per week, the workers was amazing, very knowledgeable of the job, attentive and went above … (read more)

Freedom Home Care

2525 Riva Rd Suite 145 , Annapolis, MD, 21401

We retain FHC to take care of my mother in her home 24/7. They are always responsive and we could not be happier with the caregivers. They are all special people.
We retain FHC to take care of my mother in her home 24/7. They are always responsive and we could not be happier with the caregivers. They are all special people.

A Homemade Plan – Lanham, MD

4500 Forbes Blvd. Suite 200, Lanham, MD, 20706

Our Prince George County Services <p></p> Since January of 2012, A Homemade Plan has been offering quality care services in Prince George County. Our qualified in-home caregivers have been providing … (read more)
Our Prince George County Services <p></p> Since January of 2012, A Homemade Plan has been offering quality care services in Prince George County. Our qualified in-home caregivers have been providing … (read more)

A Homemade Plan – Kensington, MD

10410 Kensington Pkwy # 106, Kensington, MD, 20895

Our Montgomery County Services <p></p> As Montgomery County locals, the founders of A Homemade Plan are proud to serve the community in which they grew up and call home. Our qualified, in-home careg … (read more)
Our Montgomery County Services <p></p> As Montgomery County locals, the founders of A Homemade Plan are proud to serve the community in which they grew up and call home. Our qualified, in-home careg … (read more)

Dignity at Home Senior Care

9701 Apollo Drive Suite 301, Upper Marlboro, MD, 20774


Griswold Home Care of Bethesda-Chevy Chase

6900 Wisconsin Avenue #5912, Bethesda, MD, 20824


Homewatch CareGivers of Silver Spring

10018 Colesville Road, Silver Spring, MD, 20901

Caregiving Services Offered by Homewatch CareGivers <p></p> Our clients have many different reasons for requiring care, and so we strive to provide services tailored to their individual needs and ci … (read more)
Caregiving Services Offered by Homewatch CareGivers <p></p> Our clients have many different reasons for requiring care, and so we strive to provide services tailored to their individual needs and ci … (read more)

Storis Home Care Services

4500 Forbes Blvd, Suite 200,, Lanham, MD, 20706

Mission Statement <p></p> Our purpose is to inspire hope and contribute to our clients’ health and well-being by providing the best home care services. <p></p> Get to Know Us <p></p> Stori’s … (read more)
Mission Statement <p></p> Our purpose is to inspire hope and contribute to our clients’ health and well-being by providing the best home care services. <p></p> Get to Know Us <p></p> Stori’s … (read more)

Paying for Home Care in Silver Spring, MD

The average Silver Spring resident pays $5,339 every month for home care. This rate is higher than both the U.S and the Maryland corresponding medians of $4,957 and $5,148.

The Cost of Home Care in Silver Spring, MD

Home care services cost more in Silver Spring than in other parts of Maryland. Seniors in the cities of Cumberland ($4,957) and Baltimore ($4,957) pay on average $382 less than in Silver Spring. The median rate in Hagerstown ($5,148) is a couple of hundred dollars below the cost in Silver Spring. Home care prices in California ($4,576) are the most affordable in the state and substantially lower than in Silver Spring.

$5339

Silver Spring

$5148

Maryland

$4957

The United States

$5148

Hagerstown

$4957

Baltimore

$4576

California

$4957

Cumberland

The Cost of Home Care vs. Other Senior Care Options in Silver Spring, MD

Home health care is similar to home care — they both offer assistance with daily living tasks and the cost for both types of services in Silver Spring is the same. However, the former also includes nursing services such as medical monitoring and medication management. Adult day health care is another option for seniors who would like to live at home and receive care in a facility during the day. In Silver Spring the average price for this option is $2,282. Assisted living communities and nursing homes are residential units and they charge $5,948 and $11,467, respectively. 

$5339

Home Care

$5339

Home Health Care

$2282

Adult Day Health Care

$5948

Assisted Living Facility

$11467

Nursing Home Facility (semiprivate room)

Note: Data for Silver Spring was unavailable, so data for the nearest city, Washington, DC., was used instead.

Financial Assistance for Home Care in Silver Spring, MD

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Silver Spring, MD

There are several programs available for seniors in Silver Spring to help them remain independent at home for as long as possible. Seniors may be eligible for financial assistance and help with maintaining their properties. 

Resource

Contact 

Service

(240) 777-4450

Low-income seniors who are struggling to make their utility payments may be eligible for this Montgomery County Government assistance program. Applicants could receive a financial benefit they can use towards both their energy and water bills. The county determines who’s eligible based on household income. 

(240) 777-3000

This program was created to help seniors in the area continue living at home for as long as it’s feasible. The county’s Department of Health and Human Services can supply low-income seniors with an in-home caregiver. The cost for this service is on a sliding scale, based on income. 

(301) 990-0014 Ext. 19

Weatherization projects are free of charge and can help older adults save on their utility bills. Seniors who are eligible for this program can benefit from home improvement repairs such as insulation, appliance repair or replacement and air sealing. 

(240) 0777-0311

Senior homeowners aged 65 and above may qualify for a substantial exemption on their property tax with this program. The tax credit is awarded to eligible older adults who have either owned their homes for at least 40 years or those who are military veterans. 

(866) 502-0560

This is a free program the Maryland Department of Aging offers to all seniors aged 65 and above. Older adults can register to receive a phone call every day to check on their well-being. If the senior does not answer, either a family member or non-emergency local services are contacted to check in on the participant. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


What types of services can a home care agency in Silver Spring provide?


In-home care providers offer a range of nonmedical care services tailored to the client’s requirements. Seniors might require some assistance with day-to-day tasks such as bathing, dressing and eating. Many home caregivers can act as a companion to help ease loneliness and keep the older adult cognitively engaged. Seniors might need assistance with doing their grocery shopping and with preparing meals. The actual scope of services is usually discussed at length with the client and can be personalized to fit their lifestyle. 


How can I find home care agencies near me with availability? 


Caring.com compiled a complete list of the home care agencies serving seniors in Silver Springs. The list includes top-rated companies and most of them have been reviewed by clients. Each listing includes some basic information about the agencies and services they provide. Getting in touch with individual agencies is the best way of learning about their availability. 


What is the average cost for in-home elderly care in Silver Spring?


According to the Genworth Cost of Care 2021 Survey, the average monthly rate for home care in Silver Spring is $5,339. The Genworth survey calculated the monthly median based on an assumption of having a full-time caregiver for 44 hours each week. Seniors might be able to save on the cost depending on how much assistance they need. For example, 25 hours of in-home care each week would add up to a rate of $3,034 per month. 


What is a home care plan?


A home care plan is a document created by the agency with input from the client. Seniors can discuss their individual needs during an initial assessment when a care pathway is established. The care plan outlines a list of tasks the in-home caregiver completes on a daily basis for the senior and specifies the outcomes clients expect from their caregiver. Usually, the pathway can be adjusted as the client’s requirements evolve over time.  


Assisted living homes vs. home care: how to decide?


Both assisted living and home care are common senior care options. Older adults who would prefer to age in place can get the assistance they need in the comfort of their own homes. The cost for home care in Silver Springs is more affordable, and this option would be better suited for seniors who are mostly independent. Assisted living communities provide personal care in a residential setting. Benefits include having meals and housekeeping provided, and they give residents a sense of community as seniors live among peers. Older adults who are considering both options need to take into account their individual preferences, budget and care needs.