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The 10 Best Home Care Agencies for Seniors in Highland Park, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Highland Park, IL, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 71 options below.

Home Care Services in Highland Park, Illinois

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Paying for Home Care in Highland Park, IL

The Cost of Home Care in Highland Park, IL

Averaging $5,672 per month, home care fees in Highland Park are $333 higher than the state of Illinois, and $715 higher than the country. Michigan City, located just over the border in Indiana, and Rockford, on the northern Illinois border, are both comparable to Highland Park. Cheaper home care costs are found in the central Illinois cities of Kankakee, at $524 less, and Bloomington, at $619 less, but they are still higher than the nation’s average.

Highland Park

$5,672

Illinois

$5,339

United States

$4,957

Kankakee

$5,148

Rockford

$5,625

Bloomington

$5,053

Michigan City, IN

$5,625

The Cost of Home Care vs. Other Senior Care Options in Highland Park, IL

Home care costs in Highland Park average about $850 more than assisted living and around $50 less than home health care. Home care includes aid with daily activities, such as meals, grooming and dressing. Home health care differs as it includes medical services often performed by registered nurses and therapists. Seniors looking for the more intensive care provided by nursing homes will pay just over $1,300 more on average than typical home care costs.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Highland Park was unavailable, so data for the nearest city, Chicago, was used instead. 

Financial Assistance for Home Care in Highland Park, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Highland Park Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Highland Park:

ResourceContactAddressService
Highland Park Senior Center(847) 432-41101201 Park Avenue West, Highland Park, IL 60035Open to Highland Park residents aged 50 and older, this senior center functions as an information resource, social hub and support system for the area’s older adult population. Its expansive list of programs and activities includes current events discussion groups, fitness classes that incorporate tai chi, yoga, Zumba and other low-impact exercises, and driver safety and education programs. The Highland Park Senior Center also runs multiple low- or no-cost transportation options to help seniors get to appointments or run errands. 
Illinois Department on Aging(800) 252-8966One Natural Resources Way, Suite 100, Springfield, IL 62702-1271This state agency pursues a mission of helping Illinois seniors experience a higher quality of life through providing access to financial, psychological, medical and social supports. Its Adult Day Service provides respite for primary caregivers and also provides mingling opportunities for seniors. This agency is also in charge of administering the Adult Protective Services program, which focuses on stopping or heading off various types of mistreatment of seniors and disabled adults.
Illinois Home Weatherization Assistance Program(217) 785-2533500 E Monroe St, Springfield, IL 62701Aimed at low-income Illinois residents, the IHWAP helps participants lower their home’s energy costs by providing the funds for energy-efficient home improvements. Such improvements may include adding insulation, fixing or replacing HVAC and water heater systems, and updating home lighting and major appliances to reduce overall electric load. Income eligibility limits apply.
Family Service of Lake County(847) 432-4981777 Central Avenue, Suite 17, Highland Park, IL 60035This nonprofit organization offers its therapy services, senior advocate services and caregiver support services to Lake County families at no out-of-pocket cost. Counseling services can help seniors deal with family issues, life transitions, bereavement and other stressors commonly experienced by the elderly. FSLC’s dedicated senior advocate helps run a support and social group for elderly people living independently and helps Highland Park’s seniors get connected to health and military benefits to which they may be entitled. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Cindy

I am a current client of this provider

Review of North Shore Compassionate Care, LLC - Highland Park, IL

We chose North Shore Compassionate Care. The experience was wonderful. They were one of the first to reach out. They were very helpful. They came out to the house for an assessment and they gave us...

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Home Care

b.utter

I am a past client of this provider

Review of Freedom Home Care

Most of the Caregivers hired don't have experience. Billing and Employee issues arise constantly, problems are swept under the rug and not taken care of. This place is sloppy.

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Home Care

Abandoned customer

I am a current client of this provider

Review of Freedom Home Care

This company does not seem to screen or train its "caregivers." One caregiver has simply been exceptional, the rest have been exceptionally bad. In three days, our 90-year-old relatives were left...

Read more

In Home Care near Highland Park, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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