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The 10 Best Home Care Agencies for Seniors in Palm Beach Gardens, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Palm Beach Gardens, FL, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 75 options below.

Home Care Services in Palm Beach Gardens, Florida

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Paying for Home Care in Palm Beach Gardens, FL

The 2021 Genworth 2021 Cost of Care Survey indicates that home care agencies in Palm Beach Garden charge competitive rates of $4,671 per month, compared to the Florida average of $4,767 and the national norm of $4,957. Local rates are several hundred dollars higher than care costs in Miami, where seniors pay $4,195. In Sebastian and Naples, rates exceed state and national averages at $5,100 and $5,720, respectively. 

The Cost of Home Care in Palm Beach Gardens, FL

Palm Beach Gardens

$4,671

Florida

$4,767

The United States

$4,957

Sebastian

$5,100

Naples

$5,720

Miami

$4,195

The Cost of Home Care vs. Other Senior Care Options in Palm Beach Gardens, FL

Home care in Palm Beach Gardens is about $100 less than the cost of home health care, which averages $4,767, and is nearly $4,000 less per month than nursing home care, which costs $8,164 for semiprivate accommodations. Seniors in assisted living pay less than those who obtain care at home, with residential care fees averaging $3,763. Those who obtain adult day health care in a daytime community environment pay the lowest rates of $1,517. 

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living Facility

$3,763

Nursing Home Facility (semiprivate room)

$8,164

Financial Assistance for Home Care in Palm Beach Gardens, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Palm Beach Gardens, FL

The Palm Beach Garden region supports its older adults through access to in-home supports, social and recreational activities and community-based services. The following table highlights resources such as the Area Agency on Aging, Meals on Wheels and the local Community Action Agency, which provide services and money-saving programs to help older adults remain in their homes.

ResourceContactService
Area Agency on Aging (AAA) of Palm Beach/Treasure Coast(561) 684-5885The AAA operates nearly two dozen programs to help those aged 60 and over maintain their safety and independence at home. Through this nonprofit agency, seniors can obtain housing improvements and pest control, chore, transportation and nutrition services. The agency also provides in-home respite care and case management services.
Palm Beach Vet Center(561) 422-1201The Palm Beach Vet Center, located about 15 miles south of Palm Beach Gardens, provides in-person and over-the-phone benefits counseling and claims assistance to older veterans. It can help individuals determine whether they qualify for the veterans home care program and financial assistance options such as Aid and Attendance.
North County Senior Center(561) 694-5435North County Senior Center is a county-operated nonprofit recreation center that meets the social and nutritional needs of older adults in Palm Beach Gardens. It hosts activities, such as book clubs, educational classes and games, and provides health promotion services such as blood pressure checks and health screenings.
Meals on Wheels of the Palm Beaches(561) 802-6979Meals on Wheels provides home-delivered meals to support the health and food security of older adults in Palm Beach Gardens. It provides daily meals for housebound seniors or up to two meals weekly to provide a respite for cooking for family caregivers. It also provides food for participants' pets.
Community Action Agency(561) 355-4792The Community Action Partnership operates a utility assistance program that provides relief from high electric bills for those who qualify. It also has a supplemental food program that offers pantry staples and seasonal produce for low-income households and helps qualified seniors prepare and submit their annual income taxes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Robert G_62

I am a past client of this provider

Review of Visiting Angels of the Palm Beaches

They got along well with Jean. They are reliable.

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Home Care

Evelyn K_3

I am a current client of this provider

Review of Visiting Angels of the Palm Beaches

They are very nice to my mom and they are very helpful. I like the way they run their office and their caregivers are compassionate.

Provider response

Thank you for your kind words. We're thrilled to hear that our team has been helpful and compassionate with your mom, and that you appreciate how we run our office. Your feedback means a lot to us.

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Home Care

Bobs46

I am a current client of this provider

Review of Visiting Angels of the Palm Beaches

Marie is On time every day, five days a week. Pleasant and takes excellent care of my wife. Bob S

Provider response

Thank you for the kind words, Bob! We are so happy to hear that Marie is providing excellent care and is always on time. Your wife's well-being is our top priority.

Read more

In Home Care near Palm Beach Gardens, FL

Lake ParkNorth Palm BeachMangonia ParkRiviera BeachJuno BeachJupiter

Other Options in Palm Beach Gardens, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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