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The 10 Best Home Care Agencies for Seniors in North Fort Myers, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in North Fort Myers, FL, residents and their loved ones rate In Home Care agencies across the 23 options below.

Home Care Services in North Fort Myers, Florida

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Paying for Home Care in North Fort Myers, FL

The Cost of Home Care in North Fort Myers, FL

The Genworth 2020 Cost of Care Survey shows seniors in North Fort Myers pay $5,196 per month for in-home care. This rate is about $430 higher than the Florida median and $715 more than the U.S. average. While costs are similar in Miami, rates in Tampa are consistent with the state average of $4,767. However, North Fort Myers is more affordable than both Naples and North Port, where rates are $524 higher per month.

North Fort Myers

$5,196

Florida

$4,767

United States

$4,481

Miami

$5,195

North Port

$5,720

Naples

$5,720

Tampa

$4,767

The Cost of Home Care vs. Other Senior Care Options in North Fort Myers, FL

Several care options are available depending on seniors’ needs and budgets. While assisted living is $1,575 less per month, home care allows seniors to age in place. Home health care costs the same, but it includes light medical care from skilled professionals in addition to personal and household assistance. Adult day care is the least expensive at $2,080 and includes part-time assistance, while nursing homes offer the most comprehensive services and are $3,770 more than home care.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$2,080

Assisted Living

$4,145

Nursing Home Care (semiprivate room)

$9,490

Note: Data for North Fort Myers was unavailable, so data for Cape Coral Area was used instead.

Financial Assistance for Home Care in North Fort Myers, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in North Fort Myers, FL

Seniors in North Fort Myers who are living on their own have access to a wide range of programs and services to help support their needs as they age. These may include organizations which provide wellness programming and opportunities for social engagement, as well as programs offering financial assistance, benefits counseling and help with coordinating in-home care services.

ResourceContactService
Area Agency on Aging for Southwest Florida(239) 652-6900 or toll-free at (866) 413-5337The Area Agency on Aging for Southwest Florida helps connect seniors aged 60 and older with local resources and community-based services, including housing assistance, elder abuse prevention, Medicare counseling and in-home care services. Individuals can call the organization's toll-free Elder Helpline to receive unbiased information and referrals from trained specialists.
Senior Friendship Centers of Lee County(239) 275-1881Senior Friendship Centers of Lee County is a regional destination for seniors to access a variety of supportive aging programs and services. In addition to activities, classes and community dining programs, the center offers services such as case management and in-home care coordination, energy assistance, caregiver respite and telephone reassurance.
Dr. Piper Center for Social Services(239) 332-5346The Dr. Piper Center for Social Services offers several volunteer-based programs to support the social and economic well-being of individuals aged 55 and older. These include a Senior Companions visitor program to reduce feelings of isolation and a Faith in Action Program, which provides transportation for appointments, shopping and errands.
Healthy Life Center - Coconut Point(239) 424-3220Located at Lee Health's Coconut Point facility, the Healthy Life Center offers services and education to support healthy lifestyles. The center hosts educational seminars, group fitness activities and cooking classes, as well as senior social events and health screenings. It also offers holistic services such as acupuncture, massage and yoga.
Lee County Department of Human & Veteran Services(239) 533-7900The Lee County Department of Human & Veteran Services serves as a hub of resources to help county residents. Its financial programs provide assistance with paying for home repairs, rent and utilities, while its veterans assistance program helps individuals access benefits such as pensions, health care and government life insurance.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near North Fort Myers, FL

Fort MyersFt MyersCape CoralSaint James CityLehigh AcresFort Myers Beach

Other Options in North Fort Myers, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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