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The 5 Best Nursing Homes in Panama City, FL for 2024

Located in the Florida Panhandle, Panama City is home to around 33,000 residents, and almost 19% are aged 65 and older. Seniors in the city enjoy warm weather, low healthcare costs and good medical facilities. Panama City has two hospitals, Ascension Sacred Heart Bay and Gulf Coast Regional Medical Center, that provide emergency services in case of illness or injury, as well as specialist services including neurology and wound care.

Seniors who require extensive medical care but not hospitalization may find a nursing home fits their needs. These facilities are staffed around the clock by aides and skilled nurses who provide a level of supervision, monitoring and medical assistance that’s not possible to offer in the home. The Genworth 2020 Cost of Care Survey shows that a semiprivate nursing home room in Panama City costs an average of $8,213 per month, which is higher than the national average of $7,756. Seniors who don’t need around-the-clock care may find that home health care or assisted living is a more affordable and fitting choice.

This guide details the cost of nursing homes and other types of senior care in Panama City and also provides information about resources available to area seniors and their families. 

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Nursing Home Facilities in Panama City, Florida

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Nursing Home Costs in Panama City, FL

In Panama City nursing homes, the average cost of a semiprivate room is $8,213 per month. For a private room, the average is $8,365. 

The Cost of Nursing Home Care in Nearby Cities

When comparing the average monthly costs of semiprivate nursing home rooms, Panama City’s prices are $457 higher than the national average of $7,756. However, seniors in the city pay less than the Florida average, which is $8,669.

Panama City’s average cost is less affordable than some nearby cities. In Crestview, seniors pay $7,908 per month, while in Tallahassee the cost is lower at $7,543. Jacksonville and Pensacola have higher costs, with respective averages of $8,638 and $8,517, or $425 and $304 more than the average rate paid in Panama City.

Panama City

$8,213

Florida

$8,669

United States

$7,756

Pensacola

$8,517

Crestview

$7,908

Tallahassee

$7,543

Jacksonville

$8,638

The Cost of Other Types of Senior Care

Other types of senior care may be options for seniors in Panama City, especially if their loved ones aren’t sure that a nursing home is the right choice. Adult day care is generally the most affordable option, and although average costs aren’t available for Panama City, the statewide median is just $1,408 per month. Home care and home health care both average $4,624, and assisted living costs $5,161. Nursing homes are the least affordable choice at an average of $8,213 for semiprivate rooms and $8,365 for private rooms.

Home care

$4,624

Home health care

$4,624

Adult day health care

0

Assisted living

$5,161

Nursing home (semiprivate room)

$8,213

Nursing home (private room)

$8,365

Financial Assistance for Nursing Home Care in Panama City, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Panama City, FL

Local government agencies and nonprofit organizations provide a range of resources in Panama City to support residents as they age. These services may assist people in their home, helping to delay the transition to a nursing facility. Others may assist those moving to or currently residing in local nursing homes.

ResourceContactService
Advantage Aging Solutions(850) 488-0055Advantage Aging Solutions is the Area Agency for Aging for 14 counties in northwest Florida, including Bay County. It runs the Elder Helpline, which provides information and referrals to seniors looking for help. It also offers benefits counseling, runs health and wellness programs and can help seniors access home energy assistance.
Bay County Council on Aging(850) 769-3468The Bay County Council on Aging is a nonprofit organization that helps older, disabled and disadvantaged adults maintain their health and independence. It has a respite center and operates a caregiver support program. Other services it provides include home-delivered meals, transportation and in-home care.
Florida Long-Term Care Ombudsman Program(850) 921-4703The local office of the Florida Long-Term Care Ombudsman Program is available to help people in the Panhandle region who live in nursing homes and other long-term care facilities. Volunteers conduct annual assessments of facilities, help develop resident and family councils and investigate and resolve complaints. The Ombudsman program can also help seniors and their families understand their rights when they move into long-term care.

Reviews of Communities Nearby

Nursing Homes

Diane

I am a friend or relative of a current/past resident

Review of Pruitthealth - Panama City

My husband was a resident at PruittHealth - Panama City for two months. I don't recommend it to anyone. They don't care about their patients. They leave them unattended for hours and hours. It was...

Read more

Nursing Homes

Margaretreba

I am a friend or relative of a current/past resident

Review of Panama City Health and Rehabilitation Center

my husband was moved to this facility due to Hurricane Michael, 10-10-19. While we were there, we got so little care and concern. The Glencove nurses, contr0lled the meds for him. All were...

Read more

Nursing Homes

JB

I am a friend or relative of a current/past resident

Review of Glen Cove Nursing Pavilion

My mom stayed at Glencove Health & Rehabilitation Center (Glen Cove Nursing Pavilion). They took very good care of her and she loved the staff. They were awesome. She wasn't really crazy about the...

Read more

Helpful Articles

Nursing Homes near Panama City, FL

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Other Options in Panama City, FL

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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