9 Assisted Living Facilities near Panama City, FL

8 Assisted Living Facilities in Panama City, FL

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Brookdale Panama City

Provides: Assisted Living
2575 Harrison Avenue, Panama City, FL 32405
"We would probably use Brookdale Panama City because it's the one closest to home. It was a really nice place. The sizes of the rooms were nice and they had just about everything we want." More

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Lisenby On Lake Caroline

Provides: Assisted Living
1400 West Eleventh Street, Panama City, FL 32401
"First of all, I like that Lisenby on Lake Caroline is small, so there aren't too many people being cared for there. My mom has dementia and she has anxiety, so if there is too much going on, it is..." More

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Charter Senior Living of Panama City ...

Provides: Assisted Living
6012 Magnolia Beach Rd, Panama City, FL 32408
"Our experience with Charter Senior Living of Panama City Beach has been good. They have regular exercises. Mom also goes to physical therapy and occupational therapy. They have games, reading,..." More

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Caring Star 2013

Mathison Retirement Community

Provides: Assisted Living
3637 West Highway 390, Panama City, FL 32405
"I was already familiar with Mathison Retirement Community because my mother-in-law lived there. We were very impressed with the staff, the cleanliness of the facility, the room arrangements, and..." More

Bee Hive Homes Of Lynn Haven

Provides: Assisted Living
4621 Hilltop Ln, Panama City, FL 32405
"Beehive Homes of Lynn Haven is very new and clean; only 2 years old. They were great with my mom. Unfortunately, they don’t have memory care. But they were willing to keep her there, and they were..." More

Cove Manor Retirement

Provides: Assisted Living
521 EAST BEACH DRIVE, Panama City, FL 32401

Garden View Alf

Provides: Assisted Living
526 N. MARY ELLA AVE., Panama City, FL 32404

Robinson Residential Care

Provides: Assisted Living
11921 CARUSO DRIVE, Panama City, FL 32404

1 Assisted Living Facility near Panama City, FL

Summer's Landing

Provides: Assisted Living
615 Florida Ave, Lynn Haven, FL 32444
"Nice people very friendly had some renovations going on, looks like they were in the process of fixing it up so my rating on the facilities has to do with what is to come. I did not try the food..." More

Recent Reviews of Assisted Living in Panama City

  • Review of Lisenby On Lake Caroline

    The staff at Lisenby On Lake Caroline was wonderful, very helpful, and answered my questions. The place itself was very nice and the food they're serving was awesome, good Southern cooking. The roo... Read more

    CB
  • Review of Brookdale Panama City

    We would probably use Brookdale Panama City because it's the one closest to home. It was a really nice place. The sizes of the rooms were nice and they had just about everything we want. Read more

    Earl
  • Review of Charter Senior Living of Panama City Beach

    Our experience with Charter Senior Living of Panama City Beach has been good. They have regular exercises. Mom also goes to physical therapy and occupational therapy. They have games, reading, some... Read more

    Amy
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What to Consider About Assisted Living in Panama City

Panama City is located in Bay County, Florida. Seniors have a choice of relaxing on white sand beaches overlooking the Gulf of Mexico or St. Andrew's Bay, which is nearby. They may also enjoy guided dolphin watching and restaurants with waterfront views and live music.  

Assisted living facilities in Panama City are regulated by the Florida Agency for Health Care Administration (AHCA). In Florida. AFLs must offer residents assistance or supervision for daily tasks for at least six days a week and no less than 12 hours a day. There are eight facilities located within Panama City and one nearby in Lynn Haven. 

Benefits and Drawbacks of Assisted Living in Panama City

  • The Panama City area is home to world-class medical facilities, including the Gulf Coast Regional Medical Center, in the event of medical emergencies of illness.

  • Panama City has an array of community resources for seniors, including the Bay County Council on Aging, which provides Meals on Wheels, fellowship centers and a caregiver support program, as well as four senior centers.

  • The average summer high is Panama City is around 90 degrees, and the temperature in the winter rarely drops below 40, which makes this an excellent area to retire. The area typically receives no snow in the winter but does get an above-average amount of rain throughout the year.
  • The cost of living in Panama City is lower than other comparable cities in the United States and within the state of Florida. This is ideal for seniors on a budget or those with limited means.

  • According to the American Lung Association, the air quality in Panama City and the Bay area is better than many other cities in the state and region. This is important for seniors with respiratory illnesses looking for a place to live.

  • The Bay County Transportation Disadvantaged Service Plan (FDOT) provides transportation services to the elderly who do not drive or those without adequate access to other transportation services. Also referred to as Find a Ride, this service provides rides to medical appointments, shopping trips or sightseeing.


Paying for Assisted Living in Panama City

Average Monthly Costs

Cities in Florida

$4,695.00 Santa Rosa Beach
$4,000.00 US
$3,937.00 Niceville
$3,100.00 Panama City Beach
$3,000.00 Panama City

Assisted Living costs in Panama City start around $3,000 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Panama City and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Assisted Living in Panama City

Seniors who require financial assistance for AFLs within Florida and Panama City may be eligible for assistance through the Statewide Managed Medicaid Care Long-Term Care program. The Option State Supplement (OSS) is also available. Both of these financial assistance programs as designed for low-income individuals living in residential care facilities.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page. Financial Assistance in Florida Financial Assistance in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.


Free Assisted Living Resources in Panama City

Panama City and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Panama City, please visit our Assisted Living in Florida page.


Assisted Living Laws and Regulations in Panama City

Panama City-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Laws and Regulations in Florida Laws and Regulations in Florida