The 3 Best Assisted Living Facilities in Panama City Beach, FL for 2023

Directory of Assisted Living Facilities in Panama City Beach, FL

photo of Superior Residences of Panama City Beach

Superior Residences of Panama City Beach

Provides: Assisted Living
95 Grand Heron Drive, Panama City Beach, FL 32407
"I was very impressed with Superior Residences of Panama City Beach. They showed me a menu and it was nice. They have two choices of entrees each day of the week, and they have alternate choices,..." More

The Blake at Panama City Beach

Provides: Assisted Living
12219 Panama City Beach Parkway, Panama City Be...
"" More

Charter Senior Living of Panama City ...

Provides: Assisted Living
6012 Magnolia Beach Drive, Panama City, FL 32408
"Charter Senior Living of Panama City Beach was a beautiful place. It was just comfortable and homey. As soon as I walked in, it was very clean, big, and open. It had a lot of places for my father..." More

    What to Consider About Assisted Living in Panama City Beach

    Located on the Gulf of Mexico, Panama City Beach is situated on 27 miles of white sand. Seniors can relax in a beach chair or visit the state parks in the area before retiring in the evenings to one of eight assisted living facilities located in Panama City Beach. These facilities offer an alternative housing solution for older adults who may need help with basic tasks like eating, dressing and bathing, but do not require the intensive medical care or nursing assistance offered in nursing homes. 

    Benefits and Drawbacks of Assisted Living in Panama City Beach

    • Panama City Beach has a slightly higher cost of living than the United States and other cities in the state. This may make it a challenge for those on a strict budget.

    • Like most cities in Florida, Panama City Beach receives over 60 inches of rain per year but no snow. The average summer highs are usually around 90 degrees, while winters rarely drop below 40.

    • The crime rate in Panama City Beach is higher than the average U.S. city. Crime is also higher than other urban cities within the state. On a scale from 1 (low) to 100 (high), Panama City Beach ranks 62.9 for violent crime and 83.9 for property crime.

    • Panama City Beach is home to world-class medical facilities, including the Gulf Coast Regional Medical Center, in the event of medical emergencies or illness.

    • The Panama City Beach area has an array of community resources for seniors, including the Bay County Council on Aging, which provides five hot and nutritious meals a week through Meals on Wheels, offers energy assistance for those on a budget and provides a caregiver support program, as well as three senior centers.

    • Emerald Coast provides transportation for seniors to and from medical appointments at a low cost. Bay County Transportation also offers a discount for the elderly or disabled.


    Paying for Assisted Living in Panama City Beach

    Average Monthly Costs

    Cities in Florida

    $4,760.00 Panama City
    $4,276.00 Niceville
    $4,000.00 US
    $3,775.00 Panama City Beach

    Assisted Living costs in Panama City Beach start around $3,775 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

    It’s important to note that assisted living rates in Panama City Beach and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

    Financial Assistance for Assisted Living in Panama City Beach

    Financial assistance for ALFs is available in several different forms for individuals living in Panama City Beach. Eligible individuals may receive assistance through the Statewide Managed Medicaid Care Long-Term Care program or through the Optional State Supplement (OSS). This program is a low-income financial grant for those living in ALFs. 

    Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

    Financial Assistance in Florida Financial Assistance in Florida

    More Ways to Pay for Assisted Living

    While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

    • Veterans Benefits
    • Life Insurance Policy
    • Long-Term Care Insurance
    • Reverse Mortgage

    For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.


    Free Assisted Living Resources in Panama City Beach

    Panama City Beach and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

    To see a list of free assisted living resources in Panama City Beach, please visit our Assisted Living in Florida page.


    Assisted Living Laws and Regulations in Panama City Beach

    Panama City Beach-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

    Laws and Regulations in Florida Laws and Regulations in Florida

    Assisted Living near Panama City Beach, FL

    Other Options in Panama City Beach, FL

    Recent Reviews of Assisted Living in Panama City Beach

    • Review of Superior Residences of Panama City Beach

      I was very impressed with Superior Residences of Panama City Beach. They showed me a menu and it was nice. They have two choices of entrees each day of the week, and they have alternate choices, to... Read more

      Janice
    • Review of Superior Residences of Panama City Beach

      I did a tour of Superior Residences of Panama City Beach. I was very impressed; it was very nice and clean. Everybody seemed happy and content, and the staff was very pleasant. The person that I de... Read more

      Angie
    • Review of Superior Residences of Panama City Beach

      We toured Superior Residences of Panama City Beach for my brother-in-law. That one was top-notch. I enjoyed the woman that gave us the tour. They had a lot of outings. They're in the middle of th... Read more

      Cindy
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