Memory Care Communities in St Joseph, Missouri

Memory Care costs in St. Joseph start around $6,215 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in St. Joseph and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Missouri page.

St. Joseph, Missouri, is home to more than 76,000 residents, approximately 14 percent of whom are seniors aged 65 and older. Seniors with Alzheimer's disease and related conditions have one memory care facility available in the city, but a 50-mile drive to Kansas City provides more than two dozen other options.

Missouri facilities for residents with dementia, Alzheimer's disease and other memory-impairing medical conditions are called Assisted Living Facilities or Residential Care Facilities (RCFs). 

• The St. Joseph area is home to world-class medical facilities, including those specializing in brain health and dementia care such as Mosaic Life Care at St. Joseph, in the event of medical emergencies or illness.
  
• Seniors sensitive to extreme heat or cold should keep in mind that St. Joseph's temperatures change with each season. Winters are cold and sometimes snowy, while summers are hot and humid. While average temperatures typically range from 19 to 88 degrees, it's not uncommon to see single-digit or triple-digit forecasts. Regardless of the temperature, expect to see regular precipitation during the spring and fall.
  
• Budget-minded seniors can comfortably afford housing, transportation and utilities in St. Joseph. The city has a lower cost of living than both the U.S. average and the state average. Housing in St. Joseph costs less than half the price of the national average. Homes in Overland Park, Kansas, a city which sits approximately 60 miles from St. Joseph, typically cost more than 221 percent the price of homes in St. Joseph.
  
• St. Joseph carries numerous risks for seniors, so families should consider a facility with safeguards in place for wandering seniors. The city ranks one (unsafe) out 100 (safest) for crime. Residents have a 1 in 15 chance of being a victim of a property crime and one in 172 chance of being a victim of of a violent crime in the city.