Memory Care Communities in Grass Valley, California

Grass Valley is among the most cost-effective places in California to obtain memory care, with seniors in this city paying $5,823 per month for this type of care. While this exceeds the national average of $5,625, it’s about 11% lower than the California norm. Similarly, local care costs are economical compared to rates in other cities in Northern California. For example, in Chico, monthly rates are 10% higher than in Grass Valley, and in Sacramento, residents pay $6,531 for care. In Napa, rates are even higher at $7,875, although seniors in Redding pay comparatively affordable rates of $5,563.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Grass Valley, seniors in memory care facilities pay $5,823 monthly for care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

In Grass Valley, seniors who live in memory care facilities pay monthly average rates of $5,823 for housing and dementia support. This is in line with the monthly rate of $5,895 that agencies charge for in-home care and home health care, although these options don’t include housing and meals. Seniors who don’t need memory support pay considerably lower rates of $4,658 for assisted living, and those who opt for adult day health care pay $1,950 for daytime services. However, nursing home rates are higher at $10,646.

The California Department of Social Services, Community Care Licensing Division, licenses and regulates all memory care facilities in Grass Valley and the rest of California. This department requires facilities to follow rules regarding staffing, dementia-related staff training, care planning and building safety. It also helps long-term care residents and their families find their local long-term care ombudsman.

• In California, the state income tax rate is among the highest in the nation, topping out at 12.3% for high earners. With the exception of Social Security benefits, which are completely exempt from taxation, the state taxes all forms of retirement income. Fortunately, the state has a senior income tax exemption that older adults can combine with the personal exemption, which may help some seniors afford memory care expenses in Grass Valley.
• Sierra Nevada Memorial Hospital is located in Grass Valley proper and offers a range of services, including cardiovascular, cancer and neurological care. It partners with Dignity Health Neurological Institute of Northern California to provide outstanding care for Alzheimer’s and other forms of dementia, providing comprehensive support and guidance for seniors and families considering memory care in Grass Valley.
• The air quality in the Grass Valley region is very poor, which may be a consideration for families whose loved ones are living with cardiovascular or respiratory conditions. The American Lung Association reports that the typical year has 65 days in which ozone or particle pollution levels are unsafe for vulnerable individuals, including those aged 65 and over, and about 40 days when environmental pollution levels are high enough to affect the general population. Fortunately, many memory care facilities host indoor activities to help residents stay active and engaged regardless of outdoor conditions.
• Grass Valley has hot, dry summers with clear skies, making the city a favorable retirement destination for seniors who enjoy therapeutic outdoor activities. Between June and September, temperatures range from 81 to 88 degrees Fahrenheit, and noticeable humidity is rare. Winters are wet and chilly with an average daily high below 59 degrees Fahrenheit.
• In general, the cost of living in Grass Valley is 16% higher than the national norm, which may be prohibitive to seniors and families seeking budget-friendly memory care. This high cost of living is mainly due to expensive housing, which seniors may be able to avoid by opting for residential care.

• Grass Valley has a climate that's typical of the hill terrain of Northern California, with mild summers and sometimes chilly winters. Summer highs average 87 degrees in August, and lows average 33. Grass Valley gets 54 inches of rain and 9 inches of snow in a typical year.
• Grass Valley's cost of living is high by national standards, but it's low by the standards of California. Overall, it is 31 percent more expensive to live in Grass Valley than in a similar-sized city nationally, but this is low compared with the 69 percent premium that's typical for California. Healthcare is actually less expensive, by about 1 percent of total cost, in Grass Valley than the national average paid elsewhere in the country.
• Crime rates are relatively high in Grass Valley, though the categories of reported incidents are heavily weighted toward nonviolent offenses. Property crimes, such as theft, are twice as common in Grass Valley as the national average, while the city can go over a decade without fatalities or more than a handful of assaults.
• The Grass Valley area is home to world-class medical facilities, including those specializing in brain health and dementia care, such as Sierra Nevada Memorial Hospital and Sutter Auburn Faith Hospital, in the event of medical emergencies or illness.