Bedford is a quiet community of about 5,000 people, over a quarter of whom are retirement-aged. The city offers a generally comfortable climate and minimal crime, making it a prime option for those seeking long-term care. The community has a local senior center where older adults can participate in social and recreational activities, and the low cost of living and retiree-friendly income tax laws help seniors conserve their retirement income. 

The Bedford region is also home to several high-quality assisted living facilities, providing options for older adults who need help with some daily living activities. These facilities provide housing and meals and promote a low-maintenance lifestyle with services, such as housekeeping and linen services. Many facilities have fitness centers and libraries, and some accommodate small pets. The 2021 Genworth Cost of Care Survey shows that in Bedford, assisted living residents pay $5,248 per month for care, which is high compared to the state and national averages.

This guide contains more information on how assisted living rates in Bedford compare to other Pennsylvania cities and an overview of the rules that assisted living facilities follow. It also highlights top resources for older adults in the Bedford region.

Directory of Assisted Living Facilities in Bedford, PA

Colonial Courtyard at Bedford

220 Donahue Manor Road, Bedford, PA, 15522

We had an in-person tour of Colonial Courtyard at Bedford. They were very accommodating and showed us everything. The people seemed happy talking to us. The facility was clean. They had very nice acco … (read more)
We had an in-person tour of Colonial Courtyard at Bedford. They were very accommodating and showed us everything. The people seemed happy talking to us. The facility was clean. They had very nice acco … (read more)

Carrol’s Rest Home

7741 LINCOLN HWY, Bedford, PA, 15522

My great-grandfather spent the last few months of his life as a resident of Carrol’s. The staff truly made him feel at home and loved and cared for him as though he was their own family. Pap was not … (read more)
My great-grandfather spent the last few months of his life as a resident of Carrol’s. The staff truly made him feel at home and loved and cared for him as though he was their own family. Pap was not … (read more)

Homewood At Spring House Estates

150 Victoria Avenue, Everett, PA, 15537

My mom is a resident of Homewood at Spring House Estates. They are very caring, very attentive, and it’s very clean. It was good, they had lots of activities for the residents if they wanted to partic … (read more)
My mom is a resident of Homewood at Spring House Estates. They are very caring, very attentive, and it’s very clean. It was good, they had lots of activities for the residents if they wanted to partic … (read more)

COVID-19 Rules for Assisted Living in Bedford

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Pennsylvania. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Bedford

Assisted living facilities in Bedford follow regulations set by the Pennsylvania Department of Human Services. This department publishes up-to-date information on disease control measures and the rules facilities comply with. It also has a portal that enables individuals to report Medicaid fraud or elder abuse, neglect or exploitation. 

Benefits and Drawbacks of Assisted Living in Bedford

  • Bedford is one of the cheapest places to live in Pennsylvania, which may help older adults maintain their standard of living throughout retirement. Housing is particularly affordable and may result in competitive assisted living rates.
  • The local Area Agency on Aging operates CART Senior Transportation, a ride-share program that provides affordable demand-response services to area points of destination, including medical offices, social services offices, shopping centers and senior centers. This can supplement the services seniors obtain through their assisted living facilities. 
  • Pennsylvania’s income tax laws are very friendly toward retirees, which may help older adults afford local assisted living costs. Seniors don’t pay state taxes on their Social Security benefits, pension income or disbursements from retirement savings accounts.
  • Bedford seniors have access to budget-friendly health care services, which may benefit those managing medical conditions. In general, health care costs come in about 15% below the national median. Health care provider options are limited, however, with the city having about 70 doctors per capita, about a third of the national average. Residents have access to several hospitals, including Bedford Memorial in Everett and Conemaugh Nason Medical Center in Roaring Spring.
  • Crime is uncommon in Bedford, providing the quiet, welcoming environment many seniors seek for their retirement years. On a 100-point crime index based on FBI statistics, the city is rated 11.6 for violent crime and 20.6 for property crime, versus respective national scores of 22.7 and 35.4.
  • August and September are the most comfortable months in Bedford, and the city has 5 months in which temperatures are in the 70- to 85-degree range, providing assisted living residents with plenty of opportunities to enjoy outdoor activities. Winter low temperatures are in the upper teens, and summer highs are in the low-80s.

Paying for Assisted Living in Bedford

On average, seniors in the Bedford region pay $5,248 per month for assisted living. 

The Cost of Assisted Living in Nearby Cities 

Assisted living is relatively costly in Bedford, with seniors paying an estimated $5,248 per month for care. This is over $1,000 higher than Pennsylvania’s median rate of $4,100 and several hundred dollars higher than the national average of $4,500. In Johnstown, care costs are the lowest recorded in the state at $2,725, and in Pittsburgh, rates are higher but still economical at $3,250. Seniors in Harrisburg pay $4,828 for monthly care. Reading is among the few surveyed cities with care costs higher than Bedford, with residents paying $5,720 for care.

$5248

Bedford

$4100

Pennsylvania

$4500

United States

$2725

Johnstown

$4828

Harrisburg

$5720

Reading

$3250

Pittsburgh

The Cost of Other Types of Senior Care

Seniors in Bedford pay $5,248 per month for assisted living. For those who need more intensive care, nursing home placement may be a more suitable option, but it’s costlier at $9,125 per month. Seniors may save money by accessing care at home, with in-home care costing $4,957 and home health care costing $4,862 per month. Adult day health care is the most budget-friendly option for seniors in Bedford at $2,167. 

$4957

In-Home Care

$4862

Home Health Care

$2167

Adult Day Health Care

$5248

Assisted Living Facility

$9125

Nursing Home Facility (semiprivate room)

Note: Care cost data for Bedford was not available, so data for the closest city, Cumberland, MD, was used instead. 

Financial Assistance for Assisted Living in Bedford

PA Code 2800.27 limits how much assisted living facilities can charge for their services. The fees cannot exceed the senior’s monthly income. In Bedford and the rest of Pennsylvania, seniors who already receive SSI might be eligible for assistance for assisted living costs.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Pennsylvania page.

Paying for Assisted Living Facilities in Pennsylvania

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Pennsylvania page.

Free Assisted Living Resources in Bedford

Bedford seniors have access to a broad range of programs and services, including a dedicated Area Agency on Aging, a senior center and a long-term care ombudsman. These and other nonprofit agencies and programs ensure seniors have access to the information and services necessary for finding the best care options for their needs. 

Resource 

Contact 

Description 

(814) 623-8148 

The local Area Agency on Aging serves as a single point of entry into local, state and federal benefit programs and community-based services for those aged 60 and over. Through the AAA, seniors in Bedford can obtain benefits screenings, financial and legal advice and more information on assisted living. 

(814) 623-5140 

The Bedford Senior Center is open to those aged 60 and over in the Bedford region. It meets in the historic Fort Bedford Inn on weekdays from 8 a.m. to 3:30 p.m. At this location, seniors participate in discussion groups, table games, congregate meals and art and fitness classes.  

(814) 623-4848 

Bedford County’s Veterans Affairs office serves older veterans through information, referrals and assistance. Its staff can help qualified individuals access state and federal veterans’ benefits, including Aid and Attendance, veterans’ home placement and VA medical care and health insurance. It can also connect veterans with community-based services, such as transportation. 

(800) 326-9177 

Mid Penn Legal Services is a regional nonprofit organization that helps older adults in the Bedford region resolve civil legal issues. At the local office, those aged 60 and over can get assistance with filing for public benefits, drafting wills and assigning powers of attorney. All services are free and confidential. 

(717) 783-8975 

The Long-Term Care Ombudsman Program advocates for older adults residing in assisted living facilities throughout the state. Seniors can call the program’s main line for help with issues, such as finding ways to pay for assisted living, understanding residents’ rights and reporting instances of abuse, financial exploitation or neglect. 

Assisted Living Laws and Regulations in Bedford

Bedford Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Pennsylvania are required to follow. Visit our Assisted Living in Pennsylvania page for more information about these laws.

Assisted Living Laws and Regulations in Pennsylvania