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Assisted Living Communities in Cumberland, Maryland

Our comprehensive listings and authentic reviews in Cumberland, MD below include 13 Assisted Living facilities with...

Directory of Assisted Living in Cumberland, MD

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The Cost of Assisted Living in Nearby Cities

In Cumberland, assisted living communities charge $5,248 for services, which is a few hundred dollars over the Maryland norm of $4,900 and $748 higher than the national rate. Local care costs also run high compared to rates in other cities in the region, with seniors in Salisbury paying about $268 less for care. Similarly, in Baltimore, rates run lower at $4,750, and in Hagerstown, seniors pay $4,630 for services.  

Cumberland

$5,248

Maryland

$4,900

United States

$4,500

Hagerstown

$4,630

Baltimore

$4,750

Salisbury

$4,980

Paying for Assisted Living in Cumberland

 

Seniors in Cumberland pay a median monthly rate of $5,248 for assisted living services and housing.

Financial Assistance for Assisted Living in Cumberland

Seniors in a lower income bracket who require assistance due to mental or physical impairment may be eligible for the Senior Assisted Living Group Home Subsidy. This subsidy is available to people aged 62 or older in small residences that serve 4 to 16 people. Medicaid-eligible seniors residing in Level 2 or 3 programs may also receive financial assistance through the Home and Community-Based Options Waiver.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Care

At $5,248 per month, assisted living fees in Cumberland run high compared to most alternatives. For example, agencies that provide nonmedical personal care services in the individual’s home charge lower rates of $4,957 for in-home care, while agencies that administer private skilled nursing services charge $4,862 for home health care. Seniors who live at home and attend adult day health care facilities pay about $3,081 less than assisted living residents for personal care and light medical services. On the other hand, for seniors who need around-the-clock medical care and supervision, nursing home care costs $3,877 more per month than assisted living.

In-Home Care

$4,957

Home Health Care

$4,862

Adult Day Health Care

$2,167

Assisted Living Facility

$5,248

Nursing Home Facility (semiprivate room)

$9,125

Free Assisted Living Resources in Cumberland

Cumberland and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cumberland, please visit our Assisted Living in Maryland page.

Assisted Living Laws and Regulations in Cumberland

 

Cumberland Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Sharon

I am a friend or relative of a current/past resident

Review of Commons At Cumberland

Commons At Cumberland is a beautiful place. It's in the mountains and Dad's room is nice. He has a patio with a glass door that he can walk out on, and he sees deer and wildlife. He's very settled...

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Assisted Living

Norma

I visited this facility

Review of The Kensington – Cumberland

The Kensington - Cumberland was wonderful. I thought it was a lovely little place for senior citizens. They were so friendly and so kind. Even the residents seemed very happy. There was no...

Provider response

Norma, thank you so much for your wonderful review. We're especially happy that you noticed our wonderful staff and residents. We hope that we can help you in the future! Thanks again!

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Assisted Living

Lynn

I visited this facility

Review of The Kensington – Cumberland

I felt that the senior living consultant, Becky, from The Kensington - Cumberland was great to work with. She gave us a lot of information. She also spent good two hours with us explaining the...

Provider response

Thank you so much for your kind words, Lynn. We agree that Becky is fantastic! We're so happy she was able to spend time with you and explain our offerings and services.

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Helpful Articles

Assisted Living near Cumberland, MD

MeyersdaleRomneyBedfordSomersetWindberJohnstown

Other Options in Cumberland, MD

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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