4 Assisted Living Facilities near Cumberland, MD
Also serving communities of Frostburg, Grantsville.
There are 4 Assisted Living Facilities in the Cumberland area, with 2 in Cumberland and 2 nearby.
The average cost of assisted living in Cumberland is $3,125 per month. This is lower than the national median of $3,480.
To help you with your search, browse the 5 reviews below for assisted living facilities in Cumberland. On average, consumers rate assisted living in Cumberland 4.7 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Cumberland, call (855) 863-8283.
2 Assisted Living Facilities in Cumberland, MD
What to Consider About Assisted Living in Cumberland
Lcoated in Allegany County, Cumberland, MD is a small town in the mountains of Maryland with a senior population of just over 19 percent. To serve this population, the Cumberland area features four facilities, with two in the city and two in the nearby towns of Frostburg and Meyersdale. Assisted living programs (ALPs) in Maryland offer three levels of care based on a person's needs. Level 1 provides the lowest amount of supervision and assistance with activities of daily living (ADLs). Level 2 includes increased daily support and administration of medication. Level 3 provides the highest level of assistance and access to health services.
Benefits and Drawbacks of Assisted Living in Cumberland
- The climate in Cumberland scores 54 out of 100 for comfort, with 100 being the highest. In January, the average low temperature is 22 degrees, and in July, the average high is 89 degrees. Cumberland gets about 35 inches of snow and 38 inches of rain per year.
- The overall cost of living in Cumberland is lower than average for Maryland and the United States. Housing costs less than half the national average. Compared with averages for Maryland, Cumberland offers more affordable health care, groceries, utilities and transportation.
- Cumberland residents pay higher income taxes. The national average for income tax is 4.6 percent, but in Cumberland, the rate is 7.8 percent. Shoppers in Cumberland pay a sales tax of 6 percent, which is average for the United States.
Cumberland experiences more crime than the state and national averages. The odds of violent crime in Cumberland are 1 in 113, compared to the Maryland odds of 1 in 212. The chance of property crime is 1 in 16.
Allegany County Transit provides bus service to popular destinations in the area, including downtown Cumberland, the local shopping mall and Walmart. Seniors 65 and older, or those who receive Medicare, pay half price for bus fare.
- Cumberland has an array of community resources for seniors, including the Retired and Senior Volunteer Program, which provides residents with service opportunities at local establishments, and the Allegany County Human Resources Development Commission senior centers, which provide meals, fitness activities, games, cultural events and educational programs.
Paying for Assisted Living in Cumberland
Average Monthly Costs
Cities in Maryland
Assisted Living costs in Cumberland start around $3,125 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Cumberland and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Cumberland
Seniors in a lower income bracket who require assistance due to mental or physical impairment may be eligible for the Senior Assisted Living Group Home Subsidy. This subsidy is available to people aged 62 or older in small residences that serve 4 to 16 people. Medicaid-eligible seniors residing in Level 2 or 3 programs may also receive financial assistance through the Home and Community-Based Options Waiver.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.
Free Assisted Living Resources in Cumberland
Cumberland and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Cumberland, please visit our Assisted Living in Maryland page.
Assisted Living Laws and Regulations in Cumberland
Cumberland-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.
Recent Reviews of Assisted Living in Cumberland
Review of The Kensington – Cumberland
My mother moved into the Kensington-Cumberland a week ago. The care is wonderful, they take a van out every day, they always have different things going on, like a band was setting up their orchest... Read more
Review of Chamberlain Graceful Living
My sister is in Chamberlain Graceful Living for a month now. She's doing very well and she's very happy. It's just a wonderful place, and it's the right place for her. They have an activities direc... Read more
Review of The Kensington – Cumberland
My mother has lived at the Kensington for over 7 years. The wonderful staff is the best and most important part of the facility. They are truly caring. I love and trust them, and know that they tru... Read more