4 Assisted Living Facilities near Cumberland, MD

2 Assisted Living Facilities in Cumberland, MD

photo of The Kensington – Cumberland

The Kensington – Cumberland

Provides: Assisted Living
One Baltimore Street, Cumberland, MD 21502
"The Kensington - Cumberland was wonderful. I thought it was a lovely little place for senior citizens. They were so friendly and so kind. Even the residents seemed very happy. There was no..." More

photo of Chamberlain Graceful Living

Chamberlain Graceful Living

Provides: Assisted Living
11609 Bierman Drive, Se, Cumberland, MD 21502
"Chamberlain Graceful Living was very nice. They showed us around and were very open to questions. It just didn't seem to be what we needed for my father, plus the location, but that was an option...." More

Frostburg Village

Provides: Assisted Living
100 Village Parkway, Frostburg, MD 21532
"We visited Frostburg when they had just opened. It wasn't very large and we found it seemed very nice. The people who lived there were happy. They may have an Alzheimer's unit as well as apartments..." More

Rest Assured Living Center

Provides: Assisted Living
1137 SHIRLEY'S HOLLOW ROAD, Meyersdale, PA 15552

    What to Consider About Assisted Living in Cumberland

    Lcoated in Allegany County, Cumberland, MD is a small town in the mountains of Maryland with a senior population of just over 19 percent. To serve this population, the Cumberland area features four facilities, with two in the city and two in the nearby towns of Frostburg and Meyersdale. Assisted living programs (ALPs) in Maryland offer three levels of care based on a person's needs. Level 1 provides the lowest amount of supervision and assistance with activities of daily living (ADLs). Level 2 includes increased daily support and administration of medication. Level 3 provides the highest level of assistance and access to health services. 

    Benefits and Drawbacks of Assisted Living in Cumberland

    • The climate in Cumberland scores 54 out of 100 for comfort, with 100 being the highest. In January, the average low temperature is 22 degrees, and in July, the average high is 89 degrees. Cumberland gets about 35 inches of snow and 38 inches of rain per year.

    • The overall cost of living in Cumberland is lower than average for Maryland and the United States. Housing costs less than half the national average. Compared with averages for Maryland, Cumberland offers more affordable health care, groceries, utilities and transportation.

    • Cumberland residents pay higher income taxes. The national average for income tax is 4.6 percent, but in Cumberland, the rate is 7.8 percent. Shoppers in Cumberland pay a sales tax of 6 percent, which is average for the United States.

    • Cumberland experiences more crime than the state and national averages. The odds of violent crime in Cumberland are 1 in 113, compared to the Maryland odds of 1 in 212. The chance of property crime is 1 in 16. 

    • Allegany County Transit provides bus service to popular destinations in the area, including downtown Cumberland, the local shopping mall and Walmart. Seniors 65 and older, or those who receive Medicare, pay half price for bus fare.

    • Cumberland has an array of community resources for seniors, including the Retired and Senior Volunteer Program, which provides residents with service opportunities at local establishments, and the Allegany County Human Resources Development Commission senior centers, which provide meals, fitness activities, games, cultural events and educational programs. 

    Paying for Assisted Living in Cumberland

    Average Monthly Costs

    Cities in Maryland

    $4,000.00 US
    $3,125.00 Cumberland
    $2,775.00 Bedford

    Assisted Living costs in Cumberland start around $3,125 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

    It’s important to note that assisted living rates in Cumberland and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

    Financial Assistance for Assisted Living in Cumberland

    Seniors in a lower income bracket who require assistance due to mental or physical impairment may be eligible for the Senior Assisted Living Group Home Subsidy. This subsidy is available to people aged 62 or older in small residences that serve 4 to 16 people. Medicaid-eligible seniors residing in Level 2 or 3 programs may also receive financial assistance through the Home and Community-Based Options Waiver.

    Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

    Financial Assistance in Maryland Financial Assistance in Maryland

    More Ways to Pay for Assisted Living

    While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

    • Veterans Benefits
    • Life Insurance Policy
    • Long-Term Care Insurance
    • Reverse Mortgage

    For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

    Free Assisted Living Resources in Cumberland

    Cumberland and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

    To see a list of free assisted living resources in Cumberland, please visit our Assisted Living in Maryland page.

    Assisted Living Laws and Regulations in Cumberland

    Cumberland-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

    Laws and Regulations in Maryland Laws and Regulations in Maryland

    Assisted Living near Cumberland, MD

    Other Options in Cumberland, MD

    Recent Reviews of Assisted Living in Cumberland

    • Review of The Kensington – Cumberland

      The Kensington - Cumberland was wonderful. I thought it was a lovely little place for senior citizens. They were so friendly and so kind. Even the residents seemed very happy. There was no hesitati... Read more

    • Review of The Kensington – Cumberland

      I felt that the senior living consultant, Becky, from The Kensington - Cumberland was great to work with. She gave us a lot of information. She also spent good two hours with us explaining the plac... Read more

    • Review of The Kensington – Cumberland

      The staff at The Kensington - Cumberland was so friendly and helpful. Everybody I met was really forthcoming with great information, suggestions, and perspectives. The person who took me around was... Read more

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