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The 5 Best Assisted Living Facilities in Stillwater, OK for 2023

Just over 49,000 people live in Stillwater, and of these, 9.8% are seniors ages 65 and older, a figure that comes in under the national average of 17.3%. However, the city offers several benefits for seniors. Its cost of living is below average, as is its violent crime rate. Local seniors also have access to a major medical center with numerous specialties and satellite locations.

Some Stillwater seniors may find themselves struggling to take care of their homes and manage day-to-day personal tasks. When this happens, an assisted living community may offer a good solution. Assisted living provides many levels of care to help seniors with their daily living activities, including medication management and housekeeping. It also provides plenty of opportunities for socialization and fun. In Stillwater, these senior communities charge an average of $3,980 per month for care, which is less than the national average but slightly higher than the state average.

This guide offers more information about Stillwater’s assisted living costs. Seniors can also find helpful resources, benefits and drawbacks of the city, and financial assistance programs that help cover care.

Directory of Assisted Living Facilities in Stillwater, Oklahoma

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What to Consider About Assisted Living in Stillwater

The Oklahoma State Department of Health regulates the state’s assisted living facilities and performs frequent community inspections. This leads to higher quality service for residents as well as better trained staff and a healthier environment. Through the department, seniors and their families can access an online directory of assisted living facilities to verify licensing status.

Benefits and Drawbacks of Assisted Living in Stillwater

  • The overall cost of living in Stillwater comes in at 82.7 on a 100-point scale, meaning the city is about 17% cheaper than the national norm. Several expense categories fall below average, especially housing at 62.6, transportation at 67.5 and groceries at 97.9. Even seniors in assisted living can feel the positive effects of these low prices, for they may be able to access lower rents and care rates.
  • Oklahoma is a tax-friendly state for seniors, and older adults in Stillwater can take advantage of tax exemptions for Social Security benefits. The state also offers deductions for other types of retirement income such as pensions and 401(k)s. Seniors should check with their tax professionals for more information and assistance.
  • Stillwater’s crime rates are somewhat mixed. Violent crime falls below the national average at 14.6 compared to 22.7, but property crime is more of an issue at a rate of 41.9 compared to the U.S. average of 35.4. However, assisted living communities generally offer extra security and monitoring that can give seniors greater peace of mind.
  • The climate in Stillwater is relatively moderate. The city’s rainfall rates are slightly below average, and there are an average of 238 sunny days per year. Additionally, snowfall rates are significantly below average at 6.2 inches compared to 27.8 inches nationally. January’s temperatures can fall to about 23 degrees Fahrenheit while July’s highs reach up to 93 degrees Fahrenheit. Seniors in assisted living can enjoy year-round indoor activities when the weather isn't ideal.
  • The city of Stillwater is served by Stillwater Medical, which offers 51 services and 168 health care providers. Seniors can turn to this hospital for emergency and primary care, cardiovascular and diabetes services, surgery, joint replacement and many other specialties. Therapy and rehabilitation are also available.

Paying for Assisted Living in Stillwater

Stillwater’s assisted living communities offer a variety of care packages and accommodations at an average price of $3,980 per month.

The Cost of Assisted Living in Nearby Cities

Averaging $3,980 per month, assisted living costs in Stillwater are less expensive than the national norm of $4,500, but they come in about 3% higher than the Oklahoma state average. Compared to many other Oklahoma locations, Stillwater’s prices are on the high end of the cost spectrum. Tulsa’s seniors, for example, pay about $3,855 per month while Lawton’s assisted living communities charge an average of $3,561. On the other hand, Oklahoma City’s rates are higher than those of Stillwater by $820 per month.

Stillwater

$3,980

Oklahoma

$3,855

United States

$4,500

Oklahoma City

$4,800

Lawton

$3,561

Tulsa

$3,855

The Cost of Other Types of Senior Care

Seniors in Stillwater have access to many senior care options, so they should determine the right one for them based on their needs and budgets. Assisted living is the least expensive at $3,980 per month, but it does require a move. Seniors who want to remain at home with in-home care or home health care will pay about $882 more per month. People with complex medical issues may require nursing home care at $5,658 per month.

In-Home Care

$4,862

Home Health Care

$4,862

Assisted Living Facility

$3,980

Nursing Home Facility (semi private room)

$5,658

Note: Data for Stillwater was unavailable, so data for the nearest city, Enid, was used instead.

Financial Assistance for Assisted Living in Stillwater

The OK Sooner Services program is one of the Medicaid Waiver programs in Oklahoma that provide senior citizens with financial assistance for assisted living. Applicants must be at least 65 years of age to qualify for this program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Oklahoma page.

Financial Assistance in Oklahoma

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Oklahoma page.

Free Assisted Living Resources in Stillwater

Stillwater and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Stillwater, please visit our Assisted Living in Oklahoma page.

Assisted Living Laws and Regulations in Stillwater

Stillwater Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Oklahoma are required to follow. Visit our Assisted Living in Oklahoma page for more information about these laws.

Assisted Living Laws and Regulations in Oklahoma

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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