The 5 Best Assisted Living Facilities in Stillwater, OK for 2023

Just over 49,000 people live in Stillwater, and of these, 9.8% are seniors ages 65 and older, a figure that comes in under the national average of 17.3%. However, the city offers several benefits for seniors. Its cost of living is below average, as is its violent crime rate. Local seniors also have access to a major medical center with numerous specialties and satellite locations.

Some Stillwater seniors may find themselves struggling to take care of their homes and manage day-to-day personal tasks. When this happens, an assisted living community may offer a good solution. Assisted living provides many levels of care to help seniors with their daily living activities, including medication management and housekeeping. It also provides plenty of opportunities for socialization and fun. In Stillwater, these senior communities charge an average of $3,980 per month for care, which is less than the national average but slightly higher than the state average.

This guide offers more information about Stillwater’s assisted living costs. Seniors can also find helpful resources, benefits and drawbacks of the city, and financial assistance programs that help cover care.

The Oklahoma State Department of Health regulates the state’s assisted living facilities and performs frequent community inspections. This leads to higher quality service for residents as well as better trained staff and a healthier environment. Through the department, seniors and their families can access an online directory of assisted living facilities to verify licensing status.

• The overall cost of living in Stillwater comes in at 82.7 on a 100-point scale, meaning the city is about 17% cheaper than the national norm. Several expense categories fall below average, especially housing at 62.6, transportation at 67.5 and groceries at 97.9. Even seniors in assisted living can feel the positive effects of these low prices, for they may be able to access lower rents and care rates.
• Oklahoma is a tax-friendly state for seniors, and older adults in Stillwater can take advantage of tax exemptions for Social Security benefits. The state also offers deductions for other types of retirement income such as pensions and 401(k)s. Seniors should check with their tax professionals for more information and assistance.
• Stillwater’s crime rates are somewhat mixed. Violent crime falls below the national average at 14.6 compared to 22.7, but property crime is more of an issue at a rate of 41.9 compared to the U.S. average of 35.4. However, assisted living communities generally offer extra security and monitoring that can give seniors greater peace of mind.
• The climate in Stillwater is relatively moderate. The city’s rainfall rates are slightly below average, and there are an average of 238 sunny days per year. Additionally, snowfall rates are significantly below average at 6.2 inches compared to 27.8 inches nationally. January’s temperatures can fall to about 23 degrees Fahrenheit while July’s highs reach up to 93 degrees Fahrenheit. Seniors in assisted living can enjoy year-round indoor activities when the weather isn't ideal.
• The city of Stillwater is served by Stillwater Medical, which offers 51 services and 168 health care providers. Seniors can turn to this hospital for emergency and primary care, cardiovascular and diabetes services, surgery, joint replacement and many other specialties. Therapy and rehabilitation are also available.

Stillwater’s assisted living communities offer a variety of care packages and accommodations at an average price of $3,980 per month.

Averaging $3,980 per month, assisted living costs in Stillwater are less expensive than the national norm of $4,500, but they come in about 3% higher than the Oklahoma state average. Compared to many other Oklahoma locations, Stillwater’s prices are on the high end of the cost spectrum. Tulsa’s seniors, for example, pay about $3,855 per month while Lawton’s assisted living communities charge an average of $3,561. On the other hand, Oklahoma City’s rates are higher than those of Stillwater by $820 per month.

Seniors in Stillwater have access to many senior care options, so they should determine the right one for them based on their needs and budgets. Assisted living is the least expensive at $3,980 per month, but it does require a move. Seniors who want to remain at home with in-home care or home health care will pay about $882 more per month. People with complex medical issues may require nursing home care at $5,658 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Oklahoma page.