Ponca City is known for its cultural amenities and historical landmarks, providing a vibrant backdrop for retirement living. This city has nearly 25,000 residents and a large senior community that makes up almost a fifth of the population. Its low cost of living, high access to health care and broad range of senior services may appeal to retirees. 

Ponca City seniors who don’t require regular skilled nursing services but have a difficult time with daily living activities, such as bathing and meal preparation, may benefit from assisted living. These residential facilities provide services, such as daily meals, housekeeping and personal care, and some are pet-friendly. The 2021 Genworth Cost of Care Survey shows that seniors in Ponca City pay approximately $3,980 per month for this type of care. This is slightly higher than Oklahoma’s median rate but competitive compared to the national average. 

This guide provides more information on assisted living in Ponca City, including what local seniors pay for residential care, as well as an overview of resources that may help older adults find ways to pay for services. It also highlights some benefits and drawbacks of living in this city.  

Directory of Assisted Living Facilities in Ponca City, OK

Creekside Village Assisted Living

1500 East Bradley Avenue, Ponca City, OK, 74604

I have been a resident for 3 years. The care is wonderful and the food is delicious. Always activities going on, something for everyone, lots of fun and laughter. I would recommend Creekside Village … (read more)
I have been a resident for 3 years. The care is wonderful and the food is delicious. Always activities going on, something for everyone, lots of fun and laughter. I would recommend Creekside Village … (read more)

The Renaissance of Ponca City

2616 Turner Road, Ponca City, OK, 74604

My overall tour of The Renaissance of Ponca City was quite good. I was shown three different rooms. They’re currently being renovated, so once they get new carpets they’ll be fine. The staff was very … (read more)
My overall tour of The Renaissance of Ponca City was quite good. I was shown three different rooms. They’re currently being renovated, so once they get new carpets they’ll be fine. The staff was very … (read more)

Ascension Living Via Christi Village – Ponca City

1601 Academy Road, Ponca City, OK, 74604

Ascension Living Via Christi Village – Ponca City was a very nice facility. The staff met me on a Saturday so that I could do a walkthrough and take a look at everything. She showed me a one-bedroom a … (read more)
Ascension Living Via Christi Village – Ponca City was a very nice facility. The staff met me on a Saturday so that I could do a walkthrough and take a look at everything. She showed me a one-bedroom a … (read more)

COVID-19 Rules for Assisted Living in Ponca City

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Oklahoma. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Ponca City

The Oklahoma State Department of Health oversees assisted living facilities throughout the state, including those in Ponca City. This department publishes information to help older adults make informed decisions regarding their care, including the results of annual assisted living facility inspection surveys, information on residents’ rights and the minimum standards facilities in the state comply with. 

Benefits and Drawbacks of Assisted Living in Ponca City

  • Ponca City’s overall cost of living is about 24% lower than the national average and about 7% lower than the state median, making it a great option for those with budgetary considerations.
  • AllianceHealth Ponca City is located within the city proper, providing access to emergency care and surgical services, rehabilitation services, heart care and joint replacement. Health care costs are relatively high, with rates for services, such as dental care and doctor’s office visits, exceeding the national average by about 10%. To help older adults afford quality care, the Ponca City region has numerous community-based services and financial assistance programs. 
  • On an index that assigns communities scores from one to 100, with high scores indicating more incidents, Ponca City rates 36.8 for violent crime and 63 for property-related crime. By comparison, the respective national scores are 22.7 and 35.4. This may make assisted living a safe alternative to living alone. 
  • Social Security benefits in Ponca City are completely exempt from state income taxes, and seniors can claim a large deduction to minimize what they pay on other types of retirement income. This may leave more money in the bank for long-term care expenses.
  • Over the course of a year, daytime temperatures in Ponca City range from 45 to 93 degrees, making this one of the cooler places to live in Oklahoma. While humidity levels tend to be high in July, they’re low throughout the rest of the year. The city sees just 9 inches of annual snowfall and about 37 inches of rain. Assisted living facilities organize indoor and outdoor activities throughout the year, accommodating a range of preferences and helping residents stay active year-round.

Paying for Assisted Living in Ponca City

In Ponca City, seniors pay $3,980 per month for assisted living.  

The Cost of Assisted Living in Nearby Cities 

Compared to the rest of the state and the nation as a whole, assisted living rates in Ponca City are moderate at $3,980 per month. This is higher than the state median of $3,855 but competitive compared to the national rate of $4,500. Local rates are considerably lower than in Oklahoma City, where assisted living residents pay $4,800 per month. In Tulsa, fees average $3,855, and in Lawton, care costs are the lowest surveyed in the state at $3,561. 

$3980

Ponca City

$3855

Oklahoma

$4500

The United States

$3855

Tulsa

$4800

Oklahoma City

$3561

Lawton

The Cost of Other Types of Senior Care 

Assisted living facilities in Ponca City charge an estimated $3,980 per month, making it one of the cheapest local long-term care options. This care type is an affordable alternative to nursing home care, which costs $5,658 for shared rooms and $6,144 for private accommodations. Home-based care is more economical than nursing home care but pricier than assisted living, with seniors paying $4,862 for both homemaker services and specialized home health care. Local adult day health care rates aren’t available, but statewide, seniors pay $1,495 for care.

$4862

Homemaker Services

$4862

Home Health Aide

$3980

Assisted Living Facility

$5658

Nursing Home Facility (semiprivate room)

$6144

Nursing Home Facility (private room)

Note: Care cost data for Ponca City was not available, so data for the closest city, Enid, was used instead. 

Financial Assistance for Assisted Living in Ponca City

SoonerCare, Oklahoma’s Medicaid plan, offers health care coverage to low-income seniors. The Advantage Waiver Program is available for qualified seniors to aid in covering the costs associated with assisted living. There are no non-Medicaid programs which cover assisted living costs in Oklahoma.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Oklahoma page.

Paying for Assisted Living Facilities in Oklahoma

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Oklahoma page.

Free Assisted Living Resources in Ponca City

Seniors in Ponca City can connect with various programs and organizations for help with finding the appropriate assisted living options for their needs and budgets. This resource table also includes social and recreational programs that promote a high quality of life throughout retirement.  

Resource 

Contact 

Service 

(580) 763-8051 

Ponca City’s senior center is open to those aged 50 and over. It hosts activities, such as hymn nights, carry-in dinners, support groups, hobby groups, fitness classes, choir and table games. It also has educational and health programs that support lifelong wellness, and it serves daily low-cost lunches, which members must register in advance to receive. The center is open on weekdays between 9 a.m. and 5 p.m. 

(580) 762-9214 

The Retired Senior Volunteer Program of Kay County provides those aged 55 and over with exclusive volunteer opportunities at over 30 local nonprofit organizations and charities. Volunteers participate in activities, such as helping those who experienced natural disasters find local resources to meet their needs, teaching classes in senior centers and tutoring school-aged children.  

(918) 348-4901 

The Oklahoma Department of Veterans Affairs’ northeast office serves older veterans in the Ponca City region. Through this office, veterans and their qualifying family members get help with obtaining state benefits, such as sales and income tax exemptions and special license plates, as well as community-based services, including counseling, prescription drug assistance and health care services. The office can also help veterans apply for federal VA benefits that may pay for some assisted living services. 

2-1-1 

Oklahoma 2-1-1 is a free information and referral service for all Oklahoma residents. Seniors in Ponca City can call the helpline for assistance from certified resource specialists with finding programs and services, such as transportation, wellness screenings, durable medical equipment loans and long-term care options counseling. This service is available 24/7, and seniors can reach it over the phone, through text message and via the online chat tool. 

(580) 234-7475 

The Long Term Care Authority of Enid is the Area Agency on Aging for the Ponca City area. The agency provides a range of services, such as referrals for community-based programs, long-term care options counseling, recreational programming and non-emergency medical transportation. It also has a long-term care ombudsman who helps seniors with issues related to assisted living. 

Assisted Living Laws and Regulations in Ponca City

Ponca City Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Oklahoma are required to follow. Visit our Assisted Living in Oklahoma page for more information about these laws.

Assisted Living Laws and Regulations in Oklahoma