Assisted Living Communities in Cortland, Ohio

Assisted Living costs in Cortland start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Cortland and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Located on the shore of the enticingly named Mosquito Lake, Cortland, Ohio, is home to 16 assisted living communities. These sites are all closely regulated by the Ohio Department of Health’s Office of Health Assurance and Licensing, which conducts inspections for health and wellness, as well as hygiene and safety. Staff at these communities offer 24-hour assistance with activities of daily living (ADLs) such as dressing and meal prep. Staff at Ohio's assisted living facilities must be able to help residents in the event of an emergency, and they can help seniors take some medications, but their main purpose is to help aging citizens enjoy as independent and active lives as their health allows.

• Cortland's weather is similar to that of nearby Youngstown, which has cold winters and mild summers. Lows here drop to 19 degrees Fahrenheit, when the city gets 64 inches of snow and seniors with COPD try to stay indoors. Summer highs get to 81 degrees Fahrenheit, which is generally not a problem for aging citizens, though the 39 inches of rain that fall mainly in the warm months can raise allergies and aggravate asthma.
  
  
• Cortland's cost of living is fairly low, compared with most places in America. Seniors who shop for groceries here pay only about 88 percent of the national average, while health care costs around 85 percent of the national rate.
  
  
• Income tax in Ohio runs between 0.495 and 4.997 percent at the state level, and up to 3 percent depending on locality. Seniors who live off of SSI and most forms of retirement income may be exempt from these taxes.
  
  
• Crime in Cortland is a lot lower than the average nationwide. In almost all categories, local crime is less than one-fifth of the American average.
  
  
• Public transportation in Cortland is in the hands of Trumbull County Transit, which runs scheduled bus service daily. Seniors get a discount on regular fares, as do riders with disabilities.
  
  
• The Cortland area is home to world-class medical facilities, including Belmont Pines Hospital, in the event of medical emergencies or illness.