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The 10 Best Assisted Living Facilities in Raytown, MO for 2024

 

Raytown is a desirable retirement destination near the Missouri-Kansas border that offers several large parks, historic sites and access to health care amenities. The city’s cost of living is low compared to the national norm and Missouri’s income tax laws are generous toward retirees, promoting seniors’ financial stability, and proximity to medical facilities supports the health of those in long-term care. These benefits make the city a favorable option for seniors, an age group that accounts for 17% of the 29,000 residents.

Several assisted living facilities are located in and around Raytown, further making the city a convenient option for retirees. These facilities provide daily meals, housekeeping and transportation services. Many assisted living facilities have apartment-style units with features such as individual climate controls, and some have convenient amenities such as walking paths and hair salons. On average, seniors in Raytown pay $4,585 per month for assisted living, which is high compared to Missouri’s norm of $3,000 but comparable to the U.S. average of $4,500.

This guide provides more details on how assisted living costs in Raytown compare to other local senior care options. It also highlights some of the licensing rules all facilities in Missouri follow. 

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Assisted Living Facilities in Raytown, Missouri

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What to Consider About Assisted Living in Raytown

The Missouri Department of Health and Senior Services oversees assisted living facilities in Raytown and enforces licensing rules related to housing, staffing and services. It also maintains a list of all licensed facilities in the state and publishes information on financial planning, residents’ rights and supplemental services in the community.

Benefits and Drawbacks of Assisted Living in Raytown

 

  • Raytown doesn’t have any hospitals within its limits, but it’s centrally located near several major medical facilities, including Research Medical Center in Kansas City and Centerpoint Medical Center in Independence. In addition to this, many local assisted living facilities support telehealth services or have on-call physicians who provide routine medical care for residents.
  • Seniors whose annual income is below $85,000, or $100,000 for joint filers, don’t pay state income taxes on Social Security benefits. Additionally, public pensions aren’t taxable at the state level and there are deductions to reduce what retirees pay on other forms of income. This may leave more money available for paying for assisted living expenses in Raytown.
  • On a 100-point index based on average living costs nationwide, Raytown scores 84.9, meaning that altogether, the local cost of living is 15% lower than the national norm. This is in line with the state norm, although expenses such as utilities and transportation are a little higher here than in Missouri as a whole. Many assisted living facilities in Raytown feature all-inclusive pricing, which may help seniors budget for monthly expenses.
  • Property crime occurs more frequently in Raytown than in a typical U.S. city, but the violent crime rate is consistent with the national norm. On a 100-point index, the city scores 63.1 for property-related offenses, compared to 35.4 nationally. However, the violent crime score is only about a point higher than the nationwide average of 22.7. For seniors concerned about crime, assisted living may be an attractive alternative to living independently.
  • Raytown sees warm summers and cold winters, appealing to those who enjoy changing scenery throughout the year. Winter lows are near 20 degrees Fahrenheit and summer highs are close to 90 degrees Fahrenheit, and residents see about 43 inches of rain and just over a foot of snow annually. Assisted living residents can participate in indoor and outdoor recreational activities throughout the year, helping them stay active even in unfavorable weather.

 

Paying for Assisted Living in Raytown

 

In Raytown, assisted living residents pay $4,585 per month for services.

The Cost of Assisted Living in Nearby Cities

Assisted living in Raytown costs approximately $4,585 per month, which is comparable to the U.S. median of $4,500 but about 53% higher than Missouri's average rate. Seniors often find lower care costs outside of the Raytown region, including in St. Joseph, where monthly fees are about $700 lower than in Raytown, and Springfield, where residents pay about $1,335 less for care. Similarly, in Columbia, assisted living rates are about 40% below Raytown’s average, and rates are highly competitive in Jefferson City at $2,075.

Raytown

$4,585

Missouri

$3,000

United States

$4,500

St. Joseph

$3,875

Columbia

$2,800

Jefferson City

$2,075

Springfield

$3,250

The Cost of Other Types of Senior Care

At $4,585 per month, assisted living is relatively affordable compared to most other senior care types in the Raytown region. Those who choose residential care pay about 8% less on care than those who choose non medical in-home care and specialized home health care. Nursing home care costs about $2,000 more per month than assisted living, although seniors may save about 62% on monthly care costs by choosing adult day health care.

In-Home Care

$4,957

Home Health Care

$4,957

Adult Day Health Care

$1,733

Assisted Living Facility

$4,585

Nursing Home Facility (semiprivate room)

$6,464

Note: Data for Raytown was unavailable, so data for the nearest city, Kansas City, was used instead.

Financial Assistance for Assisted Living in Raytown

Seniors in Raytown may qualify for some financial assistance through the state's Medicaid program, MO HealthNet.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance in Missouri

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Raytown

Raytown and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Raytown, please visit our Assisted Living in Missouri page.

Assisted Living Laws and Regulations in Raytown

 

Raytown Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Assisted Living Laws and Regulations in Missouri

Reviews of Communities Nearby

Assisted Living

Ellen

I visited this facility

Review of Trustwell Living of Raytown

Trustwell Living of Raytown was in the middle of renovation, and it just seemed not put together yet, but I think it will be. It just wasn't then. The staff was very nice.They did very well with...

Read more

Assisted Living

Eric

I am a friend or relative of a current/past resident

Review of Trustwell Living of Raytown

My father moved into Trustwell Living of Raytown this month. I think their service is excellent. Their facilities are excellent, and my father's been well taken care of. His apartment consists of...

Read more

Assisted Living

Leslie

I am a friend or relative of a current/past resident

Review of Trustwell Living of Raytown

We have chosen Trustwell Living of Raytown for my mother-in-law because it was within her financial realm and the caring persons that work there were very thorough and knowledgeable in answering...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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