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The 10 Best Assisted Living Facilities in Independence, MO for 2024

With more than 116,672 residents, Independence, Missouri, is one of the state’s five largest cities. Residents are minutes from Kansas City, convenient for retirees who want access to innovative medical care and have time to explore some of the area’s cultural attractions. Seniors aged 65 and older represent 17.8% of the population, and officials expect the number of older adults to nearly double between 2010 and 2030, which may increase demand for assisted living and related services.

Assisted living facilities cater to adults aged 55 and older who want to live independently but may need occasional help with household tasks and personal care. They feature 24-hour on-call staffing, and many offer on-site physical therapy and nursing. According to Genworth Financial’s 2020 Cost of Care Survey, the median cost of assisted living in Independence is $4,460 per month, which is slightly higher than the national average and significantly higher than other parts of the state.

This guide details available local providers, average prices and financial assistance programs. It also contains information about the local area and a directory of government agencies and nonprofits that can accommodate you or a loved ones’ changing needs.

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Assisted Living Facilities in Independence, Missouri

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What to Consider About Assisted Living in Independence

Assisted living facilities in Independence, Missouri, and other parts of the Show-Me State are overseen by the Department of Health and Senior Services, Section for Long-Term Care Regulation. This agency processes license applications and ensures that long-term care facilities comply with state laws and requirements established by Medicare and Medicaid.

Benefits and Drawbacks of Assisted Living in Independence

  • Seniors searching for a location with a mild climate can find it in Independence. The area receives 217 days of sunshine, and the annual snowfall total of 13.6 inches is about half the national average. Spring and fall are the most comfortable times of the year, and the city has a favorable BestPlaces Comfort Index of 7.2.
  • Older adults, especially those with asthma, COPD and cardiovascular disease, are more susceptible to poor air quality. Fortunately, particulate levels are very low in Independence and Jackson County. The area received an A for 24-hour particle pollution in the American Lung Association’s State of the Air report.
  • Health care access is an important concern for seniors and anyone managing a chronic medical condition. Independence residents are minutes from the high-performing Centerpoint Medical Center, and nearly three dozen major medical centers are located in the Kansas City metropolitan area, including the nationally-ranked St. Luke’s Hospital.
  • As one of the state’s largest cities, Independence offers a wide range of services for older adults. The Mid-America Regional Council operates more than a dozen senior centers. Supportive programs are available through Catholic Charities of Kansas City, Jewish Family Services, the Shepherd’s Center, Gilda’s Club, the Community Services League and other nonprofit groups.
  • Local seniors who need help getting around qualify for low-cost rides on IndeBus. IndeAccess Plus provides curb-to-curb transportation to seniors age 60 and older. The city also operates an ADA-compliant paratransit service. Fares start at .75 cents for IndeAccess Plus, Medicare beneficiaries and seniors aged 65 or older.
  • Independence receives excellent ratings for its affordability. The cost of living is 16% lower than the national average. Housing, health care, groceries and transportation are more affordable than the national average, which helps those on a fixed income.

Paying for Assisted Living in Independence

Assisted living facilities in Independence charge $4,460 per month on average, which is slightly higher than the rest of the country and significantly higher than the rest of the state.

The Cost of Assisted Living in Nearby Cities

Seniors in Independence can expect to pay $4,460 per month for assisted living. Although this is just $160 higher than the national average, it’s $1,460 higher than the state as a whole. Rates are significantly cheaper in Joplin at $2,500. Seniors in St. Joseph pay an average of $3,488. However, prices rise by a considerable margin in Lawrence, Kansas, where the going rate is $5,280 per month.

Independence

$4,460

Missouri

$3,000

The United States

$4,300

St. Joseph

$3,488

Joplin

$2,500

Lawrence, KS

$5,280

The Cost of Other Types of Senior Care

With an average cost of $4,460 per month, assisted living represents a competitive value compared to other forms of long-term care. Homemaker services and home health aides both average $4,576. Personal assistance and recreational activities are also available through adult day health care programs for approximately $1,625 per month. Skilled nursing facilities cost an average of $6,844 for a semiprivate room and $7,452 per month for a private room.

Homemaker Services

$4,576

Home Health Aide

$4,576

Adult Day Health Care

$1,625

Assisted Living Facility

$4,460

Nursing Home Facility (semiprivate room)

$6,844

Nursing Home Facility (private room)

$7,452

Note: Data for Independence was unavailable, so data for the nearest metropolitan area, Kansas City, was used instead.

Financial Assistance for Assisted Living in Independence

Eligible seniors seeking financial assistance in Independence have options between the Medicaid State Plan Personal Care (SPPC) and Supplemental Security Income (SSI) program. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance for Assisted Living in Independence

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Independence

If you want information about assisted living and long-term care but aren’t sure where to start, the following organizations can help. They can also provide information about related programs and resources that are available in your community.

ResourceContactService
Mid-America Regional Council(816) 421-4980The Mid-America Regional Council is the Area Agency on Aging for seniors in Independence and five surrounding counties. It provides information and referrals regarding long-term care and community-based services. Seniors can access transportation, healthy aging courses and legal advice through this organization. MARC’s long-term care ombudsman provides information, advice and confidential dispute resolution services to individuals who live in one of the area’s 170 nursing homes and assisted living facilities or are seeking admission.
The Palmer Center(816) 325-6200If you live in Independence and are aged 60 or older, you can visit The Palmer Center Monday through Friday to participate in various life-enhancing programs designed to promote physical and mental well-being. The center features a media lab, craft studio/game room, 6,956-square-foot gym and a spacious patio designed for outdoor activities. Seniors who want to give back to the community can contact the Vital Volunteer Program to learn more about available opportunities in the local area.
Missouri Veterans Commission(816) 325-5883Independence is home to more than 8,400 veterans served by two full-time veterans service officers. The Missouri Veterans Commission operates a service center on South Noland Road that provides free benefits consultations and application assistance to veterans and their dependents. Accredited service officers can help with health care, long-term care, disability payments, pensions and final arrangements among other services.
UMKC Consortium for Aging in Community(816) 235-2490Part of the University of Missouri-Kansas City, the Consortium for Aging in Community is an interdisciplinary project dedicated to training future gerontologists and conducting age-related research. It works with various community partners, including AARP, the Shepherd’s Center and the Black Health Care Coalition, to ensure the health and well-being of seniors and mid-life adults in Independence and the greater Kansas City area.

Assisted Living Laws and Regulations in Independence

Independence-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Assisted Living Laws and Regulations in Independence

Reviews of Communities Nearby

Assisted Living

Anita

I visited this facility

Review of White Oaks at The Groves Senior Living Community

White Oaks at The Groves Senior Living Community wasn't a newer facility. It didn't have the bells and whistles that the other places did. You can tell that it was very used and very worn. It was a...

Read more

Assisted Living

Tammy

I am a friend or relative of a current/past resident

Review of White Oaks at The Groves Senior Living Community

My mother-in-law has moved into White Oaks at The Groves Senior Living. The staff seems to be nice. It's all looking nice to me. She's got a window, and there's a patio where she can go sit outside...

Read more

Assisted Living

Brenda

I am a friend or relative of a current/past resident

Review of Cedarhurst of Blue Springs

When my friend was at Cedarhurst of Blue Springs, things were taken from his room. We did not receive them back, even though they were aware of what was going on. When I went to go get my friend...

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Assisted Living near Independence, MO

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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