With more than 116,672 residents, Independence, Missouri, is one of the state’s five largest cities. Residents are minutes from Kansas City, convenient for retirees who want access to innovative medical care and have time to explore some of the area’s cultural attractions. Seniors aged 65 and older represent 17.8% of the population, and officials expect the number of older adults to nearly double between 2010 and 2030, which may increase demand for assisted living and related services.

Assisted living facilities cater to adults aged 55 and older who want to live independently but may need occasional help with household tasks and personal care. They feature 24-hour on-call staffing, and many offer on-site physical therapy and nursing. According to Genworth Financial’s 2020 Cost of Care Survey, the median cost of assisted living in Independence is $4,460 per month, which is slightly higher than the national average and significantly higher than other parts of the state.

This guide details available local providers, average prices and financial assistance programs. It also contains information about the local area and a directory of government agencies and nonprofits that can accommodate you or a loved ones’ changing needs.

Directory of Assisted Living Facilities in Independence, MO

White Oaks at The Groves Senior Living Community

1515 W. White Oak St., Independence, MO, 64050

White Oaks at The Groves Senior Living Community was good. It was great. It was a lovely place, and I thought my mom would have liked it there. The rooms were good. Maintenance and upkeep were good. T … (read more)
White Oaks at The Groves Senior Living Community was good. It was great. It was a lovely place, and I thought my mom would have liked it there. The rooms were good. Maintenance and upkeep were good. T … (read more)

Villages of Jackson Creek

19400 E 40th Street Ct South, Independence, MO, 64057

Villages of Jackson Creek is located in Independence, Missouri, home to the Truman Library and Museum, Community of Christ Temple and the Frontier Trails Museum. Visitors note the cleanliness of the f … (read more)
Villages of Jackson Creek is located in Independence, Missouri, home to the Truman Library and Museum, Community of Christ Temple and the Frontier Trails Museum. Visitors note the cleanliness of the f … (read more)

VILLAGES OF JACKSON CREEK, THE

3980 SOUTH JACKSON DRIVE, Independence, MO, 64057

The Villages of Jackson Creek was closest to my mom, so she was pretty happy with the location of that. I don’t have any complaints. It doesn’t look like each room has central air. It looks kind of li … (read more)
The Villages of Jackson Creek was closest to my mom, so she was pretty happy with the location of that. I don’t have any complaints. It doesn’t look like each room has central air. It looks kind of li … (read more)

Blue Hills Rest Home, Inc

2207 NORTH BLUE MILLS ROAD, Independence, MO, 64058

Minutes east of the Missouri River and River Bluff Nature Preserve and just west of Little Blue Trace Nature Preserve and hiking trail, Blue Hills Rest Home, Inc is an assisted living facility in Inde … (read more)
Minutes east of the Missouri River and River Bluff Nature Preserve and just west of Little Blue Trace Nature Preserve and hiking trail, Blue Hills Rest Home, Inc is an assisted living facility in Inde … (read more)

Maywood Manor

1041 WEST TRUMAN ROAD, Independence, MO, 64050

Maywood Manor is centrally located in Independence, Missouri, less than 10 miles from major attractions, restaurants, museums and medical centers across the Kansas City area. The facility provides tra … (read more)
Maywood Manor is centrally located in Independence, Missouri, less than 10 miles from major attractions, restaurants, museums and medical centers across the Kansas City area. The facility provides tra … (read more)


Wood Oaks, Inc

1804 S Sterling Ave, Independence, MO, 64052

Wood Oaks, Inc. of Independence is nestled in a western neighborhood of Independence, Missouri, near shopping centers, restaurants, and major thoroughfares such as Highway 435. Residents and visitors … (read more)
Wood Oaks, Inc. of Independence is nestled in a western neighborhood of Independence, Missouri, near shopping centers, restaurants, and major thoroughfares such as Highway 435. Residents and visitors … (read more)

The Parkway Senior Living

550 NE Napoleon Dr., Blue Springs, MO, 64014

The Parkway Senior Living is located in Blue Springs, Missouri, southwest of Remembrance Lake and near Adam’s Pointe Golf Club. This facility offers studio, one- and two-bedroom apartments, and visito … (read more)
The Parkway Senior Living is located in Blue Springs, Missouri, southwest of Remembrance Lake and near Adam’s Pointe Golf Club. This facility offers studio, one- and two-bedroom apartments, and visito … (read more)

Anthology of The Plaza

2 Emanuel Cleaver Blvd., Kansas City, MO, 64112

My experience at Anthology of the Plaza was great. It was excellent. Everyone was friendly. It was a beautiful place inside and outside. There was nice architecture. The situation where it’s located w … (read more)
My experience at Anthology of the Plaza was great. It was excellent. Everyone was friendly. It was a beautiful place inside and outside. There was nice architecture. The situation where it’s located w … (read more)

Waterford Ladies Home

500 NW Vesper, Blue Springs, MO, 64015

Waterford Ladies Home is very homey. I met with Jen (the administrator), and she was really knowledgeable and very accommodating. It was a good experience. I’m not sure it’s the right fit for my mom, … (read more)
Waterford Ladies Home is very homey. I met with Jen (the administrator), and she was really knowledgeable and very accommodating. It was a good experience. I’m not sure it’s the right fit for my mom, … (read more)

Cedars of Liberty

200 W. Ruth Ewing Rd., Suite 500, Liberty, MO, 64068

Cedars of Liberty is home to a community of up to 206 residents in Liberty, Missouri, near Interstate 35, the Southview nature trail and a short drive from local shopping and restaurants. Residents ap … (read more)
Cedars of Liberty is home to a community of up to 206 residents in Liberty, Missouri, near Interstate 35, the Southview nature trail and a short drive from local shopping and restaurants. Residents ap … (read more)


Bickford of Raytown

9110 E. 63rd St., Raytown, MO, 64133

Bickford of Raytown is located in the heart of Rayton, MO, next to a shopping center and a library. Visitors speak highly of spacious rooms and how many open common areas there are in the main wing. S … (read more)
Bickford of Raytown is located in the heart of Rayton, MO, next to a shopping center and a library. Visitors speak highly of spacious rooms and how many open common areas there are in the main wing. S … (read more)

Our Lady Of Mercy Country Home

2160 Mercy Drive., Liberty, MO, 64068

Our Lady of Mercy Country Home is located close to Interstate 35 in Liberty, Missouri, just a short drive from Shoal Creek Golf Course. Family members note that it’s a Catholic facility with an on-sit … (read more)
Our Lady of Mercy Country Home is located close to Interstate 35 in Liberty, Missouri, just a short drive from Shoal Creek Golf Course. Family members note that it’s a Catholic facility with an on-sit … (read more)

St. Anthony’s Senior Living

1000 East 68th Street, Kansas City, MO, 64131

I went to look at St. Anthony’s Senior Living. I liked the cleanliness, space, friendliness of the employees and how they set up their community. The staff was very knowledgeable about their residents … (read more)
I went to look at St. Anthony’s Senior Living. I liked the cleanliness, space, friendliness of the employees and how they set up their community. The staff was very knowledgeable about their residents … (read more)

Glennon Place Apartments

128 North Hardesty Ave, Kansas City, MO, 64123

Glennon Place Apartments is located in a tree-lined neighborhood in the northwest corner of Kansas City, Missouri. Tucked between Interstates 435, 70, 35 and 29, it has easy access to local restaurant … (read more)
Glennon Place Apartments is located in a tree-lined neighborhood in the northwest corner of Kansas City, Missouri. Tucked between Interstates 435, 70, 35 and 29, it has easy access to local restaurant … (read more)

The Oxford Grand at Shoal Creek

8280 N. Tullis Ave., Kansas City, MO, 64158

The Oxford Grand at Shoal Creek is a picturesque facility in Kansas City, Missouri conveniently located just off of Highway 152. Visitors remark on the meticulously landscaped grounds that offer a sen … (read more)
The Oxford Grand at Shoal Creek is a picturesque facility in Kansas City, Missouri conveniently located just off of Highway 152. Visitors remark on the meticulously landscaped grounds that offer a sen … (read more)

Cross Creek at Lee’s Summit

3320 NE Wilshire Dr, Lees Summit, MO, 64064

I went to Cross Creek at Lee’s Summit. It was clean and nice and friendly and it looked very nice. The rooms were nice and the two-bedroom was spacious. My tour guide was informative and gave me all t … (read more)
I went to Cross Creek at Lee’s Summit. It was clean and nice and friendly and it looked very nice. The rooms were nice and the two-bedroom was spacious. My tour guide was informative and gave me all t … (read more)

SummitView Terrace

12101 East Bannister Road, Kansas City, MO, 64138

SummitView Terrace is a senior assisted care facility in Lee’s Summit, just outside Kansas City, Missouri. Both residents and visitors mention the cozy hometown feeling of this smaller community. The … (read more)
SummitView Terrace is a senior assisted care facility in Lee’s Summit, just outside Kansas City, Missouri. Both residents and visitors mention the cozy hometown feeling of this smaller community. The … (read more)

St. Mary’s Village

111 Mock Avenue, Blue Springs, MO, 64014

St. Mary’s Village is located in Blue Springs, Missouri, just northeast of St. Mary’s Medical Center and near Adam’s Pointe Golf Club and various shops and restaurants. Visitors are impressed with the … (read more)
St. Mary’s Village is located in Blue Springs, Missouri, just northeast of St. Mary’s Medical Center and near Adam’s Pointe Golf Club and various shops and restaurants. Visitors are impressed with the … (read more)

What to Consider About Assisted Living in Independence

Assisted living facilities in Independence, Missouri, and other parts of the Show-Me State are overseen by the Department of Health and Senior Services, Section for Long-Term Care Regulation. This agency processes license applications and ensures that long-term care facilities comply with state laws and requirements established by Medicare and Medicaid.

Benefits and Drawbacks of Assisted Living in Independence

  • Seniors searching for a location with a mild climate can find it in Independence. The area receives 217 days of sunshine, and the annual snowfall total of 13.6 inches is about half the national average. Spring and fall are the most comfortable times of the year, and the city has a favorable BestPlaces Comfort Index of 7.2.
  • Older adults, especially those with asthma, COPD and cardiovascular disease, are more susceptible to poor air quality. Fortunately, particulate levels are very low in Independence and Jackson County. The area received an A for 24-hour particle pollution in the American Lung Association’s State of the Air report.
  • Health care access is an important concern for seniors and anyone managing a chronic medical condition. Independence residents are minutes from the high-performing Centerpoint Medical Center, and nearly three dozen major medical centers are located in the Kansas City metropolitan area, including the nationally-ranked St. Luke’s Hospital.
  • As one of the state’s largest cities, Independence offers a wide range of services for older adults. The Mid-America Regional Council operates more than a dozen senior centers. Supportive programs are available through Catholic Charities of Kansas City, Jewish Family Services, the Shepherd’s Center, Gilda’s Club, the Community Services League and other nonprofit groups.
  • Local seniors who need help getting around qualify for low-cost rides on IndeBus. IndeAccess Plus provides curb-to-curb transportation to seniors age 60 and older. The city also operates an ADA-compliant paratransit service. Fares start at .75 cents for IndeAccess Plus, Medicare beneficiaries and seniors aged 65 or older.
  • Independence receives excellent ratings for its affordability. The cost of living is 16% lower than the national average. Housing, health care, groceries and transportation are more affordable than the national average, which helps those on a fixed income.

Paying for Assisted Living in Independence

Assisted living facilities in Independence charge $4,460 per month on average, which is slightly higher than the rest of the country and significantly higher than the rest of the state.

The Cost of Assisted Living in Nearby Cities

Seniors in Independence can expect to pay $4,460 per month for assisted living. Although this is just $160 higher than the national average, it’s $1,460 higher than the state as a whole. Rates are significantly cheaper in Joplin at $2,500. Seniors in St. Joseph pay an average of $3,488. However, prices rise by a considerable margin in Lawrence, Kansas, where the going rate is $5,280 per month.

$4460

Independence

$3000

Missouri

$4300

The United States

$3488

St. Joseph

$2500

Joplin

$5280

Lawrence, KS

The Cost of Other Types of Senior Care

With an average cost of $4,460 per month, assisted living represents a competitive value compared to other forms of long-term care. Homemaker services and home health aides both average $4,576. Personal assistance and recreational activities are also available through adult day health care programs for approximately $1,625 per month. Skilled nursing facilities cost an average of $6,844 for a semiprivate room and $7,452 per month for a private room.

$4576

Homemaker Services

$4576

Home Health Aide

$1625

Adult Day Health Care

$4460

Assisted Living Facility

$6844

Nursing Home Facility (semiprivate room)

$7452

Nursing Home Facility (private room)

Note: Data for Independence was unavailable, so data for the nearest metropolitan area, Kansas City, was used instead.

Financial Assistance for Assisted Living in Independence

Eligible seniors seeking financial assistance in Independence have options between the Medicaid State Plan Personal Care (SPPC) and Supplemental Security Income (SSI) program. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance for Assisted Living in Independence

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Independence

If you want information about assisted living and long-term care but aren’t sure where to start, the following organizations can help. They can also provide information about related programs and resources that are available in your community.

ResourceContactService
Mid-America Regional Council(816) 421-4980The Mid-America Regional Council is the Area Agency on Aging for seniors in Independence and five surrounding counties. It provides information and referrals regarding long-term care and community-based services. Seniors can access transportation, healthy aging courses and legal advice through this organization. MARC’s long-term care ombudsman provides information, advice and confidential dispute resolution services to individuals who live in one of the area’s 170 nursing homes and assisted living facilities or are seeking admission.
The Palmer Center(816) 325-6200If you live in Independence and are aged 60 or older, you can visit The Palmer Center Monday through Friday to participate in various life-enhancing programs designed to promote physical and mental well-being. The center features a media lab, craft studio/game room, 6,956-square-foot gym and a spacious patio designed for outdoor activities. Seniors who want to give back to the community can contact the Vital Volunteer Program to learn more about available opportunities in the local area.
Missouri Veterans Commission(816) 325-5883Independence is home to more than 8,400 veterans served by two full-time veterans service officers. The Missouri Veterans Commission operates a service center on South Noland Road that provides free benefits consultations and application assistance to veterans and their dependents. Accredited service officers can help with health care, long-term care, disability payments, pensions and final arrangements among other services.
UMKC Consortium for Aging in Community(816) 235-2490Part of the University of Missouri-Kansas City, the Consortium for Aging in Community is an interdisciplinary project dedicated to training future gerontologists and conducting age-related research. It works with various community partners, including AARP, the Shepherd’s Center and the Black Health Care Coalition, to ensure the health and well-being of seniors and mid-life adults in Independence and the greater Kansas City area.

Assisted Living Laws and Regulations in Independence

Independence-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Assisted Living Laws and Regulations in Independence