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The 10 Best Home Care Agencies for Seniors in Blue Springs, MO for 2024

Seniors seeking a low cost of living, a small town environment and plenty of access to outdoor fun should check out Blue Springs, Missouri. Situated less than half an hour southeast of Kansas City, Missouri, Blue Springs is known for the deep blue springs it was named after. The retiree community makes up 13% of Blue Springs’ overall population of 59,500, which is several percentage points lower than the national average of 16.8%. Blue Springs residents depend on St. Mary’s Medical Center for primary and specialty care.

According to the Genworth 2021 Cost of Care Survey, seniors in Blue Springs pay a monthly average of $4,957 for home care. Seniors in Blue Springs who need a little extra help to remain comfortable as they age in place in their own homes can get household and nonmedical care from home care services. Those who need light medical services, such as occupational therapy, can access these through home health care services.

Below we’ve compiled a comprehensive directory of every home care provider in Blue Springs– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Blue Springs, MO

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Paying for Home Care in Blue Springs, MO

The Cost of Home Care in Blue Springs, MO

At $4,957, the cost of home care in Blue Springs mirrors the national average but is nearly $200 higher than Missouri’s statewide average of $4,767. The highest home care costs in Missouri are found near the eastern border with Illinois at $5,482 in St. Louis, while those in the capital, Jefferson City, pay the least at $3,813. In the southeastern corner of the state, Joplin residents pay an average of $4,481. Those in the middle of the state in Columbia pay an average of $5,053.

Blue Springs

$4,957

Missouri

$4,767

The United States

$4,957

St. Louis

$5,482

Jefferson City

$3,813

Joplin

$4,481

Columbia

$5,053

The Cost of Home Care vs. Other Senior Care Options in Blue Springs, MO

Residents of Blue Springs who require a clinical level of care pay the most for senior care in Blue Springs, with the average nursing home charging $6,464 for a semiprivate room. Adult day health care is the most affordable option, at an average of $1,733, but is not available on nights and weekends. Assisted living averages $4,585 in Blue Springs. Home care and home health care are both $4,957, though the latter includes light medical services.

Home Care

$4,957

Home Health Care

$4,957

Adult Day Care

$1,733

Assisted Living

$4,585

Nursing Home Care (semiprivate room)

$6,464

Note: Data for Blue Springs was unavailable, so data for the nearest city, Kansas City, was used instead.

Financial Assistance for Home Care in Blue Springs, MO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Blue Springs Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Blue Springs:

ResourceContactAddressService
Weatherization Assistance Program(573) 751-34431101 Riverside Drive, Jefferson City, MO 65102-0176This program, funded by the U.S. Department of Energy and the state of Missouri, provides cost-effective, energy-efficient upgrades to low-income households in the state. Priority is given to senior citizens and families with young children. Upgrades may include weatherstripping, caulking, attic insulation and window and door repairs. The program lowers energy costs for those who are hardest hit by utility bills.
Vesper Senior Center(816) 228-0181400 NW Vesper Street, Blue Springs, MO 64014The Vesper Senior Center provides free activities for seniors aged 50 and over. Activities include day trips to local attractions, fitness classes, arts and crafts, computer classes, musical entertainment and bingo. Lunch is served Monday to Friday at the center. There is a small suggested donation, but seniors are not turned away if they are unable to contribute. Additionally, the center delivers meals from Monday to Friday to homebound seniors in the city.
OATS Transportation Services(816) 380 – 74332501 Maguire Blvd., Columbia, MO 65201OATS Transportation Services is a nonprofit organization that provides wheelchair-friendly door-to-door transport to seniors aged 60 and over in Blue Springs. Rides must be booked at least 24 hours in advance. Transport can be booked for medical appointments, trips to the grocery store and other errands. A small donation is requested for each trip, but financial contributions can be waived. Free daily transport is provided to the Vesper Senior Center from Monday to Friday.
Minor Home Repair Program(816) 285-31333031 Holmes Street, Kansas City, MO 64109The Metro Lutheran Ministry provides minor home repair services for low-income seniors to help them to remain in their own homes. Repairs are carried out by skilled volunteers and funded by community donations, with no charge for any of the repairs. Services provided include installation of wheelchair ramps, basic weatherization, repair of broken steps and installation of grab rails. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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