Costs in Holly are much lower than in most cities within Michigan. About 50 miles to the north, the monthly median in Saginaw is $4,000, higher by $331, but further north, Bay City has the lowest assisted living rates in the state, at approximately $3,000 per month or $669 less. Detroit — the most populous city in Michigan — costs $4,750, which is $1,081 less, despite being just 55 miles to the southeast. Lansing, the state’s capital city, is even more expensive; retirees here pay $5,225 per month, $1,556 less than their counterparts in Holly. In the western region of Michigan, Grand Rapids residents have to pay $5,000 per month, lower by $1,331, whereas slightly to the north, the average in Muskegon goes down to $3,500, which is just $169 more affordable. Finally, those in Ann Arbor pay the highest rate in the state, at $1,921 more than Holly.Â